伊宁找无痛人流手术医院伊宁无痛人流哪个医院做的好呢,伊宁妇科病医院那里好,伊宁切个包皮多少钱,伊宁市妇科,伊宁市宏康妇科女子医院热线,宏康妇科医院人流,伊宁那家治妇科的比较好

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

After being cooped up for months due to COVID-19, Jason Andre is stoked to shred the curl again.This surfer, however, also has concerns about getting back to the beach.“I feel pretty trepidatious about going to any open beaches,” he said.While Andre scouts the best breaks up and down the East Coast, he’s also keeping an eye on coronavirus concerns in his home state of North Carolina.“Things are actually kind of reaching new peaks as far as infection rates and hospitalizations,” he said. “So, it’s a little weird.”Weird and potentially dangerous.With summer here and cities lifting their restrictions, more lifeguards are experiencing more challenges.“We had like 48 water rescues for the weekend,” said Cpt. Tony Wallace of the Carolina Beach Ocean Rescue team.He says strong rip currents have kept his crew busy with rescues and that COVID-19 has changed how his team now handles medical responses.“We have stopped mouth-to-mouth resuscitation,” Wallace said. “So, now we go to a bag valve mask to assist in breathing if need be.”Across the country on the Pacific Coast, lifeguards are working to protect the public and ensure social distancing.“We like to do what we call preventive action work were we direct people to safe areas on the beach before they get into trouble,” said Lt. Claude Panis of the Huntington Beach Fire Department Marine Safety Divison.He says summer is always a challenging time at the beach and that the pandemic has increased the dangers.“I think people have been locked up and they're really itching to get outside,” Panis said. “And of course, the beach is a popular destination.”Panis said when people are in trouble in the ocean the first thing to do is to stay calm and try not to panic.Back on the Carolina Coast, Andre is dealing with challenges in and out of the ocean.“We’ve had a pretty huge influx of Portuguese man-of-war lately which are really dangerous, extremely painful jellys that will sting you,” he said.Andre is looking to stay safe by avoiding marine life and large crowds.“I have a small handful of friends who I will invite to come out on the boat and we will go find a sandbar of own,” he said.Searching for safety by finding a private beach during the pandemic. 2228

A woman in Oklahoma is warning people to stay home and isolate if they feel sick, even if they have a negative COVID-19 test. "Don't trust a negative COVID test. If you have the symptoms, especially that loss of taste and smell, you have to stay home,” Lesley Shollmier told local media.Shollmier should know, she had three negative tests before a fourth one came back positive.A few days before Thanksgiving, she started feeling sick, so she took a PCR test and it came back negative. Then a day or two later, she felt more sick and fatigued, and had a rapid COVID-19 test to be sure she was negative before spending Thanksgiving with family. That test also came back negative.Her and her husband had a small Thanksgiving with her mother, brother and sister-in-law.The day after Thanksgiving, Shollmier tells CNN she made a cup of tea and slice of pumpkin pie, when she realized she couldn’t taste or smell."I immediately knew, this is COVID. I just knew that that was one of the classic symptoms and regardless of anything, I have to have it. As odd as it sounds, I was fortunate to have that symptom so that I knew for sure that I was doing the right thing,” Shollmier told KTUL.She went to a different testing site and took a PCR test. The next day, those results came back negative.Her symptoms got worse, congestion moved into her chest, so she self-quarantined in her home keeping away from her husband on the second floor.She took another PCR test for COVID-19 on November 30, and again, results came back negative.She continued to isolate as symptoms got worse, now including back aches, shortness of breath, congestion and fatigue."I just assumed 100% I had COVID-19 and the last thing I wanted to do was infect someone,” Shollmier said.On December 2, she reached out to her doctor and asked to take a fourth PCR test.Finally, after having symptoms for 12 days, Shollmier finally had a positive COVID-19 test result.The FDA says molecular tests, like the PCR test, look for the virus’ genetic material and most are done with nasal swabs or throat swabs, and are typically highly accurate.Health experts agree with Shollmier’s decision to isolate even without a positive test result. A study published in August showed that people who took a test on the day they started showing symptoms had a false-negative rate of 38%. Even three days later, those who had COVID-19 with symptoms still had a false-negative test rate of 20%.After Thanksgiving, the White House coronavirus task force urged Americans who traveled for the holiday to assume they were likely infected and to isolate on their own. Shollmier is sharing her story as a warning to others."Listen to your gut. Know when you're sick and when you need to stay home. And just because you get that negative test doesn't mean that you're negative,” Shollmier told KTUL.She is still dealing with lingering symptoms. She tells CNN her family has been tested twice so far, and no one has symptoms or has tested positive. 2989

ALLENTOWN, Pa. (AP) — Activists in Pennsylvania are pressing their demand for police accountability after bystander video emerged over the weekend of an officer placing his knee on a man's head and neck area. The video was posted to Twitter by the group Black Lives Matter to Lehigh Valley.Activists say Allentown police appeared to violate their own use-of-force policy against neck restraints when an officer used his knee to bear down on the man's head. Ben Crump, the lawyer for George Floyd's family, also shared the video on Twitter.Police launched an internal probe and promised to release additional video of Saturday's incident, according to a statement. A protest dubbed "Demands Will Be Met" was scheduled for Monday night, with demonstrators planning to march to Allentown City Hall and police department headquarters. 838

According to the National Catholic Educational Association, 50 percent more catholic schools closed around the country than in previous years, in large part to the pandemic.The NCEA says around 150 catholic schools have closed their doors for good since the start of 2020, whereas around 75 to 100 have closed each year over the course of the last decade.“Income has certainly been diminished, which not only affects the functions of our parishes but also of our Catholic schools,” said Bishop Gerald Kicanas.Kicanas is the head of the board of the NCEA and says the catholic church has seen funding diminish for years as religion’s role in society has lessened. He says the economic hardships endured by families since COVID-19 was the last straw for many parishes who have been fighting to stay afloat.“People’s own resources are more limited. Many people are out of work and this is a deep concern for the church,” said Kicanas. “In many ways, religion has been marginalized in our society, I think that’s true. On the other hand, I think a parent has a deep concern that their child grows up with strong values and an appreciation of what is morally right in living one’s life.”According to the NCEA, enrollment in Catholic schools peaked in the early 1960s at 5.2 million. For the 2019-2020 school year, national enrollment was down to 1.7 million.In some places, like Lebanon, Pennsylvania, that means institutions that have served students for more than a century have made the difficult decision to close for good. In April, Lebanon Catholic School announced it would close its doors for a final time after serving students for 161 years.In a statement, Lebanon Catholic School said, “The school had faced enrollment and financial challenges for years and its continued operation was no longer sustainable by the area parishes... Even after the valiant efforts of the school and parishes during the past year and several years previously, the current and anticipated future debt for the school’s operation would significantly jeopardize the other ministries of the parishes.”Kicanas says if Catholic schools want to survive adaptation and consolidation are necessary.“I think we have to continue to be as innovative as possible in our educational outreach and programs so we really are forming our young people to contribute in the future,” said Kicanas.The National Catholic Educational Association says some Catholic schools have started offering new curriculum, and multi-language courses as a way to increase enrollment. 2540