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WAVERLY, Ohio — Four people are charged with planning and carrying out the murders of eight people in Pike County, Ohio in April 2016.Ohio Attorney General Mike DeWine, Pike County Sheriff Charles Reader and Pike County Prosecutor Robert Junk announced the arrests Tuesday, more than two years after the investigation began. One of the suspects was arrested in Lexington, Kentucky. A Lexington Police Department spokesperson said Lexington officers, with the FBI, assisted in the arrest of George "Billy" Wagner III. 539

We’re all feeling effects of the current recession, whether it’s the rising cost of groceries or the pervasive economic uncertainty. But some are feeling a bigger impact than others, and data indicates renters are disproportionately affected.Half (50%) of American renters had used or planned to use their government stimulus check for necessities at the time of an early May NerdWallet survey, conducted online by The Harris Poll. That’s compared with 32% of homeowners. Three in 10 renters (30%) used or planned to use it to pay rent, whereas 15% of homeowners used or planned to use it on their mortgage.Renters are vulnerable when expenses grow or income is slashed, due to lower average incomes compared with homeowners. Further, they don’t have access to the same built-in relief valves as mortgage-holders — such as forbearance or loan modification — when they can’t pay their monthly housing costs.Federal, state and local eviction bans protected some renters for several months, but many of those orders have since expired, and possible extensions are uncertain. Without those protections, many tenants could be on a fast track to trouble, and even with those safety nets in place, the rent bill will eventually come due.Housing costs take a bigger bite of renter incomeRenters have less insulation from economic crises. Not only do they earn less, on average, but they also spend more of their income on housing. While a loss or reduction of income could instantly push these households to the breaking point, even minor setbacks can send them closer to the edge.Renters spend 31% of their income on housing costs on average, compared with homeowners, who spend 20%, according to U.S. census data. The rising cost of groceries, unexpected medical bills, supplies for a child’s at-home education — these could pile up to make monthly bills unmanageable, even if household income isn’t affected by reduced work hours or unemployment.This isn’t to say homeowners aren’t feeling the effects of record unemployment and economic upheaval. While many homeowners have been able to take advantage of record low interest rates to refinance their mortgages, more than 8 million homeowners didn’t make their June house payments, according to the mid-July Household Pulse Survey from the U.S. Census. But that’s just 6% of homeowners, compared with 18% of renters who couldn’t pay their June rent.There is also evidence that populations hardest hit by unemployment are among the most likely to rent. For example, people in their 20s are the only age decade that’s more likely to rent than own, according to census data, and 34% of unemployment claims are being filed by those aged 22-34, more than any other age group, according to data from the Department of Labor. Also, 49% of people working in the hotel and food industry live in rentals — a far higher rate than the 36% of Americans overall — and this industry represents the greatest share of all unemployment claims.Web searches for rent relief terms peaked, and peaked againEvidence of the sustained impact on renters can be seen in Google search data, where it’s a safe assumption that people searching for terms such as “rent relief” and “rent assistance” are either experiencing or anticipating difficulties paying the rent.In mid-March, searches for terms related to housing relief jumped to levels not seen before. And while “mortgage relief” was far more common than “rent relief” or “rent assistance” that month, those terms have sustained greater search interest throughout the summer.Unlike mortgage relief terms, which have waned since April, rent relief terms sustained higher-than-normal volume after the initial jump, and peaked again in mid-July. They’re currently trending lower than both peaks, but higher still than seen in the years before the pandemic.What renters can doTenants having difficulty paying the rent have a few options at their disposal, but they may have to make tough decisions in the coming weeks and months. A legal eviction can make it difficult to find safe, affordable housing in the future, so preventing that should be paramount.Negotiate with your landlord. You may be able to work out an installment plan to pay your rent throughout the month or get caught up if you’re behind. Also, legal evictions are costly and time-consuming, so your landlord may be willing to negotiate a more graceful exit if you’re bound by a lease but unable to hold up your end of the contract.Apply for emergency assistance. The National Low Income Housing Coalition provides a database of local and state resources for emergency rent assistance. Local charities and churches may also be able to help. Visiting the website 211.org or calling 211 can help locate local resources like these.Borrow smartly. If you’re forced to borrow to keep up with your rent, weigh the costs of any loan — if you’re unable to pay it back, you could find yourself in an even worse predicament. Borrowing from friends and family is generally the least expensive option, followed by paying your rent with your credit card and, as a last resort, getting a cash advance on your credit card.Know if you’re protected from eviction. Many eviction bans at the local, state and federal levels have expired, but some remain, and lawmakers could take action to extend previous measures or enact new ones. Nolo.com maintains a database of the mixed bag of regulations, and you can check state and local government websites for details in your area.Move. Moving can be expensive and is generally a last resort. But when it gets to a point that holding on to your rental is causing more problems than it’s solving, it may be time to talk to family members and friends about finding an alternative. Living in your parent’s (or adult child’s) guest bedroom may not be ideal, but drastic times call for drastic measures, and many of us are facing circumstances we couldn’t have imagined just six months ago.Analysis methodology available in the original article, published at NerdWallet.More From NerdWalletSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicMoving Safely in a Pandemic Takes More Planning, More MoneyCan You Have Too Much Credit?Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6318

Weld County prosecutors on Monday formally charged 33-year-old Chris Watts with nine felony counts, including first-degree murder, in regards to the deaths of his pregnant wife, Shanann Watts, and their two young daughters.Watts faces three counts of first-degree murder after deliberation, two counts of first-degree murder – victim under 12/position of trust, one count of first-degree unlawful termination of a pregnancy, and three counts of tampering with a deceased human body, according to Colorado court records and documents filed Monday afternoon.READ: Affidavit: Chris Watts was having affair, claimed wife tried to kill daughters before he killed herAt a Monday afternoon news conference, District Attorney Michael Rourke declined to further discuss any details of the case.But Shanann Watts' father, Frank Rzucek, gave a brief statement: "We would like to thank everyone in the Frederick Police Department and all the agencies involved for working so hard to find my daughter, granddaughters and [unborn child] Nico," Rzucek said. "Thank you everyone for coming out to the candlelight vigil and sending all your prayers. They are greatly appreciated. And keep the prayers coming for our family. Thank you very much.”The unlawful termination of a pregnancy charge comes because Shanann Watts was 15 weeks pregnant at the time she was killed. The documents state: "The woman died as a result of the unlawful termination of the pregnancy.". Former Boulder District Attorney Stan Garnett explained the statute in an interview with KMGH Friday.The documents show there are at least 72 witnesses in the case so far – most of whom are law enforcement officers.The affidavit for Chris Watts' arrest was ordered unsealed Monday and was released Monday afternoon. It says that Chris Watts was having an affair that he had previously denied to police, and that he claimed that Shanann had tried to strangle their daughters after he told her he wanted to separate.The affidavit also backs up some of what KMGH has reported so far and what neighbors have said about the case.Watts was arrested late last Wednesday for investigation on first-degree murder and tampering with deceased body charges and has been held without bond ever since.MORE: Everything we know so far about the Watts family murdersHis pregnant wife and daughters, 34-year-old Shanann Watts, 3-year-old Celeste and 4-year-old Bella, were reported missing last Monday by a family friend after Shanann missed a doctor’s appointment.A day after the three were reported missing, Chris Watts gave an interview to KMGH in which he pleaded for the girls to come home and said he and his wife “had an emotional conversation” before he allegedly last saw her. Watts confessed to killing the three of them, two law enforcement sources told KMGH last week.Shanann’s body was discovered in a field on Anadarko Petroleum Company property. Court documents show her body was found in a "shallow grave near an oil tank." Her daughter’s bodies were discovered concealed within oil tanks nearby, sources told KMGH. Court documents filed late last week show experts were advised the bodies were in tanks filled with crude oil "for several days." Chris Watts had been an Anadarko employee but was fired by the company Wednesday.On Friday, the coroner's office announced they had positively identified the bodies as those of Shanann Watts and her two daughters. The manner and cause of death of all three bodies are pending further laboratory results and have not been released at this time.Weld County prosecutors said in court last week they believed the two girls and their mother were killed inside the home but did not elaborate. Frederick police said Friday they still had several days of interviews to complete before Monday's deadline.Watts is scheduled to appear in court at 10 a.m. Tuesday to learn the formal charges he faces in the case. 3953

WELLINGTON, New Zealand (AP) — New Zealand's prime minister says authorities have found four cases of the coronavirus in one Auckland household from an unknown source, the first cases of local transmission in the country in 102 days. Jacinda Ardern says Auckland, the nation’s largest city, will be moved to Alert Level 3 from midday Wednesday through midnight Friday, meaning that people will be asked to stay at home and bars and many other businesses will be closed. “These three days will give us time to assess the situation, gather information, make sure we have widespread contact tracing so we can find out more about how this case arose and make decisions about how to respond to it once we have further information,” Ardern said at a hastily called news conference late Tuesday.She said that traveling into Auckland will be banned unless people live there and are traveling home.She says the rest of the country will be raised to Level 2 over the same time frame. The country has been praised globally for its virus response. 1043

We now have VIDEO of that @RoyalAirForce reconnaissance flight over #iceberg #A68a. There are some mighty fissures, and the sea around the berg is littered with bits and bobs. Watchout South Georgia! ???? Read more: https://t.co/0hJP5fDdJ5 pic.twitter.com/MOWUWMuwZg— Jonathan Amos (@BBCAmos) December 8, 2020 323