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Beside banking institutions, fintech companies have emerged in China during the past few years, and a number of them are now getting involved in making loans using their own balance sheets. "But it's important that financial regulators understand the effect of their activities on the economy as a whole," the CEO said.

Besides these convenient services, a large number of users listen to music, watch videos, read books, get news and play games in cyberspace.

Besides the online solicitation, the drafting group also received over 2,000 pieces of advice from within the Party and additional 290-plus suggestions from delegates to the CPC Central Committee plenary session last month, who voted to adopt the proposals.

Biden's vice-presidential pick, Senator Kamala Harris of California, will headline Wednesday night's program along with former president Barack Obama.

Besides the risk of losing the key decision-maker with no succession plan, dual-class share structures could also expose investors to managerial misconduct risks, experts said.