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SAN DIEGO (KGTV) -- Since moving to San Diego three years ago, Angela Alean says her financial situation has been like a rollercoaster.“It has been like ups and downs,” she said.By night, she’s a student learning childhood development. By day, she’s an assistant teacher at a preschool in Pacific Beach.She’d like to become a lead teacher one day, but her education has left her with more than ,000 in student debt.Her financial goal is to pay that debt off as fast as possible. Alean is one of several San Diegans 10News will follow for the next year to monitor their successes and struggles while attempting to accomplish a financial goal.“When I think about me not having debt, I think about the possibility of me studying more, learning more about child development, learning more about how to work in a preschool, about better ways to teach children,” she said.Alean knew she needed a lesson in financial management and budgeting, so she turned to free lessons on YouTube.Now she closely tracks her expenses and spending, she’s on a “rice and beans” food budget, and she picked up a second job as a tutor.“I’m willing to make the sacrifice. I’m willing to do whatever it takes to live here because I want to make San Diego my home,” she said.If you have a significant financial goal and you'd like to share it with us, email tips@10news.com. 1357
SAN DIEGO (KGTV) - San Diego State University set a new record for its Aztec Rock Hunger annual food drive, collecting 590,503 pounds of food from Sept. 28 through Oct. 21, which the school will now donate to the Jacobs & Cushman Food Bank. The amount exceeds last years total of 588,915 pounds, and includes both non-perishable foods and donations, which the school collected at the SDSU bookstore, athletic events, SDSU Dining locations and Aztec Proud events. Jim Flores, CEO of the Jacobs and Cushman San Diego Food Bank, said the partnership with the school, which has raised more than two million pounds of food since its inception in 2008, has been beneficial."We are very grateful to the students, faculty and administration at San Diego State University for supporting the food bank," Flores said. "We are currently feeding more than 37,000 people every month in communities throughout the county, including thousands of students through our College Hunger-relief Program." Aztecs Rock Hunger was started by Associated Students (A.S.) which works alongside multiple campus groups, including SDSU Athletics and the College Area Business District. Christian Onwuka, A.S. vice president of financial affairs, said the partnership is a source of pride. "It has been amazing to see so many different divisions and facets of campus come together and give their all toward this campaign fighting food insecurity," he said. Not all of the donations will go to the food bank, however. 20 percent of the food remaining on campus will go towards helping SDSU's Economic Crisis Response Team (ECRT). The ECRT works to prevent food insecurity for students on campus, as well as provide emergency support for those in a sudden economic crisis. 1894

SAN DIEGO (KGTV) — San Diego's shifting real-estate market could mean new opportunities for entry-level home buyers.A new study from realestate.com says the rate of appreciation for homes at the lower third of the price range are appreciating at 2.2 percent annually. That's a large drop off from the 10.4 percent price growth those homes saw from 2017 to 2018. “Those homes, priced in the bottom third of the market, have been appreciating the fastest and have seen the least inventory in recent years and price cuts are becoming more common as the balance between buyers and sellers is trending toward evening out," said Skylar Olsen, director of economic research for Zillow Group, which owns realestate.com "That’s not a huge surprise, as annual home-value appreciation has been well above historic norms for some time, and was due to slow back toward normal.”The typical entry level home in San Diego County is now worth 4,500. That's still a hefty price for San Diego renters who are paying an average of about ,000 a month and struggling to save for a down payment. Still, down payment assistance programs are available through the County and San Diego Housing Commission. Additionally, potential buyers can qualify for an F.H.A. loan with as little as 3.5 percent down. And Veterans can buy homes with nothing down through a V.A. loan. Carlos Espinoza and his wife Esther are buying a two-bedroom condo in Rancho Penasquitos for 9,000, the full asking price. They put 12 percent down, which they accumulated by increasing contributions to Carlos's 401(K), then borrowing from that fund. "Save as much as you can, even though sometimes you may feel like it's not enough," Carlos said. "The American Dream is alive again."Rich Kushner, a realtor with Burke Real Estate Consultants, said the most important thing an entry level buyer can do is get pre-approved for a loan. That will cause a seller to take an offer more seriously."Everything's negotiable when you write a contract, but you're going to have a stronger offer if you have a pre-approval letter," Kushner said. Realestate.com says inventory of entry level homes is up 21 percent annually in San Diego. Still, challenges remain. Both Zillow and Bankrate listed San Diego as one of the nation's most challenging housing markets for first-time buyers. 2333
SAN DIEGO (KGTV) - San Diego Police searched Friday for a very tall man who robbed a Hillcrest bank with a semi-automatic handgun. The man walked into the California Bank and Trust at 3737 Fifth Avenue about 9:15 a.m., police said. Officers said the man demanded money from a teller who gave him cash, then he ran from the bank. A witness said the man dropped some of the money as he fled the area. No injuries were reported. Police said the man is black, 6’5” tall, and 220 pounds. He was last seen wearing a fisherman's hat, dark sunglasses, a dark colored hoodie, and khaki pants. Anyone with information is asked to call San Diego FBI at 858-320-1800 or Crime Stoppers at 888-580-8477. 697
SAN DIEGO (KGTV) -- Some schools are preparing for in-person learning and parents have mixed emotions.In July, ABC 10News interviewed the Batten, Campbell, and Chavez families. It has been quite a journey since then.“There’s so much uncertainty,” said parent Tancy Campbell.“We just don’t know what the future’s going to hold,” added Patrick Batten, whose three children are in the Poway Unified School District.Gina Chavez’s three children are in the Sweetwater Union High School District. The district was the first to start the school year in distance learning in early August. She originally described the first day as “crazy,” but said it has gotten better since then.“It’s been good. I have to say I think we’ve all kind of found our schedule,” Chavez said. However, she has dealt with what many parents can relate to—how to communicate the changes with the kids.“My daughter in particular, she really wants to go back because she is seeking that normalness of life before the pandemic. Every week, we’re having to talk to her,” Campbell said.Chula Vista parent Tancy Campbell goes back and forth on the best way to teach her two kids. In August, she wanted there to be a path to send her children back to in-person learning safely.Late Friday, the Chula Vista Elementary School District superintendent announced a plan to bring some preschool through second grade students back on campus. That news caught Campbell by surprise, as she was unaware of the change.“I don’t know to feel about that,” Campbell said. She is now leaning toward homeschooling permanently.“Each person [has] to do what’s best for their family and sometimes, it may not be going back,” Campbell said.Patrick Batten is looking forward to sending his kids back to in-person instruction. “Book learning is only part of going to school,” Batten said. He said his kids also looking for that social interaction.On October 1st, one of Patrick’s three children will be heading back to the classroom part-time. The Poway Unified School District announced a phase reopening plan for some elementary schools.“We’re happy to put him back, even if it’s only two and a half hours because at least he gets to be with his friends, see his teacher,” Batten said.His daughters though, will not be going back to school just yet. Batten said it is creating some tension in his household. In the meantime, he and his wife—who both work full-time—have enrolled their children in the Boys and Girls Club to help with distance learning. It is costing them hundreds of dollars a week.“It’s been an emotional rollercoaster for us as the parents and the kids as well,” Batten said. 2642
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