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As so many massive data breaches have shown, there's no way to completely protect your information from swindlers.But being aware of fraudulent schemes — especially during tax season — can minimize your bad luck. And it can protect you from IRS penalties, interest and in some cases criminal prosecution if you fall for them.Here are 12 of the biggest tax scams the IRS is flagging this year:1. Phone scams: Put simply, anyone who calls or texts you unsolicited and claims to be from the IRS is a fraud. The IRS will never call, text or email you out of the blue. It will never ask you to wire cash or provide bank and credit card numbers. It will never call to threaten you with arrest or deportation.So, if you're contacted, don't give out any information about yourself. Just hang up.2. Phishing: Emails enticing you to click on a link and give up personal information (name, Social Security number, bank account numbers, etc.) are a scourge of daily life.This tax season the IRS is seeing a new twist on phishing: Unexpected deposits of tax refunds in your bank account.Criminals who've stolen your tax and banking information from elsewhere file a fraudulent tax return in your name and have the refund deposited in your account. They then will contact you by phone or email pretending to be from the IRS or a collection agency, claiming a refund was deposited erroneously in your account and ordering you to send it to them.In other email schemes, criminals may pose as your bank or other legitimate institution you know to get you to fork over your passwords, Social Security number and other valuable information.3. Tax return preparer fraud: Most tax preparers may be honest. But there are still many unscrupulous ones.One telltale sign of a fraudster: They base their fee on the size of your refund and encourage you to take tax breaks you're not entitled to or to under-report your income to inflate your refund.Another: They don't insist you give them records and receipts. Or they ask you to sign a blank return.Before giving any information to a new preparer, ask for an IRS Preparer Tax Identification Number. You can also search the IRS directory of credentialed preparers. If he says he's a CPA, check your State Board of Accountancy. Or for attorneys, check with your State Bar Association.Also, make sure he can e-file returns. Preparers who have more than 10 clients have to be able to do that.4. Falsely inflating refunds: Scam artists posing as tax preparers may file false information on your return all for the purpose of inflating your refund.They may report deductions, credits or exemptions you don't qualify for. Or they may try to report your taxable income as zero through the use of bogus forms.5. Falsely inflating income: Some fraudsters try to inflate your income — reporting wages or self-employment income you didn't earn — to qualify you for a refundable credit like the Earned Income Tax Credit.6. Falsely padding deductions: Some tax preparers may encourage you to overstate your deductions, such as charitable contributions, to get a larger refund or reduce what you owe.7. Improperly claiming business credits: If a tax preparer encourages you to take a business credit like the research and development tax credit or the fuel tax credit, make sure you're eligible first.Here's a break down of how to qualify..8. Making frivolous tax arguments: Did you know that the First Amendment lets you refuse to pay taxes on moral or religious grounds?Well, it doesn't.But anyone who tries to snooker you into believing that it does — or tries to sell you on other too-good-to-be-true ideas — is encouraging you to engage in frivolous tax arguments to lower your tax obligations.9. Abusive tax shelters: If someone tries to sell you on the idea of protecting your money from taxes through a complicated scheme, be wary. It could be an illegal tax shelter.The IRS this year is particularly attuned to so-called "micro-captive" insurance structures. While some are legitimate, there are cases where "promoters, accountants, or wealth planners persuade owners of closely-held entities to participate in schemes that lack many of the attributes of genuine insurance," the agency noted.Before signing on to any type of shelter: Ask the person trying to sell you the product whether she's collecting a referral fee from anyone, and get a second opinion about the set-up from a trusted, independent tax adviser.10. Fake charities: Groups asking for money that have names or websites very similar to well-known charities may be scams. To verify whether they're a qualified charity to which contributions are tax deductible, ask for the group's Employer Identification Number and enter it into the IRS Exempt Organizations Select Check.11. Hiding money offshore: There is nothing wrong with having money offshore so long as you report your foreign accounts to the IRS every year, and pay whatever US taxes are owed on them. But if anyone tries to sell you on an account in another country or non-US territory and promises your money will be protected from US taxes and IRS detection, that's likely an offshore tax cheating scheme.12. Identity theft: The good news is reports of tax-related identity theft have gone down. The bad news? It's still a big risk. Thieves armed with your Social Security number or Individual Taxpayer Identification Number can file a return in your name and claim your refund before you do.The best way to protect yourself is to be vigilant about not falling for the most prevalent tax scams listed here.And never give your personal information to untrustworthy sources.  5633

As parents are deciding whether to purchase Halloween costumes for their children amid the coronavirus pandemic, one Ohio man is ready to safely welcome trick or treaters to his home.Andrew Beattie has installed a 6-foot chute for candy so he can remain distanced from trick or treaters on Beggars’ Night.Beattie says that the chute will be “touch-free” as children will have the treats drop into their candy bucket without having to come in contact with Beattie. For added safety, Beattie says that he will wear a mask and continually change gloves in order to keep children safe.“I want our youngins to be able to have some sense of normalcy and maybe a little bit of exercise in all this madness, and I've put a LOT of thought into how to do so safely, and I appreciate your concern,” Beattie said in a viral Facebook post published earlier this week.Beattie said the chute is a six-foot long tube of cardboard that is four inches in diameter. He said he was able to install the chute on his porch in 20 minutes.“If this candy chute makes things easier or safer, AND gives those with mobility challenges more of a chance to participate, then what's the harm? An ounce of prevention is worth a pound of cure, ya' know,” Beattie wrote.Beattie has created a Facebook group where he hopes to share ideas with others this fall ahead of Halloween. The group has nearly 10,000 members as of late Thursday. 1409

ATLANTA — President-elect Joe Biden is thanking Georgia voters for delivering him the state in last month’s election and asking them to follow up by electing Democratic Senate candidates Jon Ossoff and Raphael Warnock.Biden traveled to Atlanta for a post-election rally Tuesday to help the Democrats looking to knock off incumbent Republican Sens. Kelly Loeffler and David Perdue in Jan. 5 runoffs. It's the president-elect’s second foray outside the Wilmington, Delaware, area since last month’s election.Biden is the first Democratic presidential candidate to win Georgia since 1992. He'll return to the state Tuesday to campaign alongside Jon Ossoff and Raphael Warnock ahead of the Jan. 5 runoff elections that will determine Senate control.As it stands, the Republicans hold a 50-48 majority in the upper chamber. But if both Ossoff and Warnock win their January runoff elections, Democrats would take control of the Senate by virtue of vice president-elect Kamala Harris' tiebreak vote.WATCH RECAP:A day after the Electoral College affirmed his victory, Biden used his remarks to call for unity. But he also made the case that he badly needed “doers and not roadblocks" once he takes office next month.“We can get so much done, so much that can make the lives of the people of Georgia and the whole country so much better,” Biden said. “And we need senators who are willing to do it, for God’s sake.”If the Democrats win both Georgia runoffs, Biden would enter office with Democratic control of both chambers of Congress, giving him far more leverage to push his agenda.“Are you ready to vote for two United States senators who know how to say the word ‘yes’ and not just ‘no’?” Biden said at the drive-in rally.According to the Associated Press, Warnock and Ossoff could benefit from riding Biden's coattails. Biden finished with more votes than any candidate during the 2020 election — but Ossoff ran about 88,000 votes behind President Donald Trump and about 100,000 votes behind Biden.Trump campaigned for Republican candidates, Sen. Kelly Loeffler and Sen. David Perdue, earlier this month. 2109

ATLANTA, Ga. – While residents along the Gulf Coast seek shelter from Hurricane Laura, they should still keep the threat of COVID-19 in mind.Emergency managers, shelter managers, and public health professionals are taking measures to reduce the possible spread of the coronavirus among people who seek safety in a disaster shelter during severe weather events like this.For those staying in a shelter during the storm, the Centers for Disease Control and Prevention (CDC) offered some tips to lower the risk of coronavirus infection:Preparing to shelterIf you need to evacuate, the CDC says to prepare a “go kit” with personal items you cannot do without during an emergency. That includes items that can help protect you and others from COVID-19, like hand sanitizer with at least 60% alcohol, soap, disinfectant wipes, and two masks for each person.Know a safe place to shelter and have several ways to receive weather alerts, such as the National Weather Service’s cell phone alerts, NOAA Weather Radio, or NWS alerts on Twitter.Find out if your local public shelter is open, in case you need to evacuate your home and go there. Your shelter location may be different this year due to the COVID-19 pandemic.Follow guidance from your local public health or emergency management officials on when and where to shelter.Make a plan and prepare a disaster kit for your pets. Find out if your disaster shelter will accept pets. Typically, when shelters accommodate pets, the pets are housed in a separate area from people.Follow safety precautions when using transportation to evacuate. If you have to travel away from your community to evacuate, follow safety precautions for travelers to protect yourself and others from COVID-19.While in a public shelterPractice social distancing. Stay at least 6 feet from other people outside of your household.Follow CDC COVID-19 preventive actions—wash your hands often, cover coughs and sneezes, and follow shelter policies for wearing masks. Avoid sharing food and drink with anyone if possible.Follow disaster shelter policies and procedures designed to protect everyone in the shelter, especially those who are at higher risk for severe illness from COVID-19, including older adults and people of any age who have serious underlying medical conditions.Avoid touching high-touch surfaces, such as handrails, as much as possible. Wash hands with soap and water for at least 20 seconds or use hand sanitizers with at least 60% alcohol immediately after you touch these surfaces.Keep your living area in the shelter clean and disinfect frequently touched items such as toys, cellphones, and other electronics.If you feel sick when you arrive at the shelter or start to feel sick while sheltering, tell shelter staff immediately.Keeping children safe in sheltersTeach and reinforce everyday preventive actions for keeping children healthy.Make sure children aged 2 and older wear masks. Masks should not be used by children under the age of 2. They also should not be used by people having trouble breathing, or who are unconscious, incapacitated, or unable to remove the mask without assistance.Be a good role model—if you wash your hands often, your children are more likely to do the same.Help your children stay at least 6 feet away from anyone who is not in your household.Watch your child for any signs of illness and tell shelter staff if your child may be ill.Try to deal with the disaster calmly and confidently, as this can provide the best support for your children. Help children cope with emergencies. 3559

At least three people in Louisiana have died as a result of Hurricane Laura after trees fell onto their homes.Gov. John Bel Edwards said he’s received a report of the first US fatality from Hurricane Laura in Louisiana, a 14-year-old girl who died when a tree fell on her home. 285

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