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CHARLOTTE, N.C. (AP) — JPMorgan Chase says it will extend billions in loans to Black and Latino homebuyers and small business owners in an expanded effort toward fixing what the bank calls “systemic racism” in the country’s economic system. The bank said it is committing billion over the next five years toward programs that include earmarking more money for getting Black and Latino families into homeownership and providing additional financing to build affordable rental housing units. The bank said it expects the billion to help finance 40,000 additional mortgages for Black and Latino households, another 20,000 loans that will refinance mortgages and help construct 100,000 affordable rental units. 722
CARLSBAD, Calif. (KGTV) - Members of the North San Diego County Genealogical Society have found a way to help Camp Fire victims recover some of what they lost in December's devastating fire.They're donating dozens of boxes of books on history and genealogy to the Paradise Genealogy Society."When we heard about the fire, we thought, wow, we have a lot of books that we don’t know what to do with," says NSDCGS President Julianne Adamik. "As you can see, they’re taking up a lot of room in my garage!"The Paradise Genealogy Society lost their entire library in the fire. Before and after pictures show the building burned to the ground. It housed nearly 2,800 books and another 500 periodicals and articles about genealogy, the study of ancestry.While some of it, like local records, is irreplaceable, the members of the NSDCGS say the books they can give will help the people in Paradise start to rebuild."You need a distraction. You need to get back to your old ways in life," says NSDCGS Vice President Tom Cousineau. "These people were working on their Genealogy fairly regularly and they need to get back to their normal way of life."Many of the books are duplicates of books the NSDCSS already has in their library in Carlsbad. Adamik says they get donations all the time from people looking to clear some space or from estates of genealogy fans who have passed away.Volunteers have also searched sites like eBay to see if any of the books are worth selling. Adamik says the society in Paradise could do that as a fundraiser.The only catch in the plan is figuring out a way to get more than 40 boxes of books from Carlsbad to Paradise. Adamik says they're looking into creating a palate that can be shipped or finding someone willing to drive them up in a truck.A representative from the Paradise Genealogy Society says the donations will be beneficial and they appreciate all the support the NSDCGS has given them over the past few months. 1955

California is still counting ballots more than three weeks after Election Day.The slow counting process has been underscored by a series of House races in California carrying on for days past November 6. Now, the only remaining uncalled US House race is in California's 21st Congressional District.There, Republican Rep. David Valadao trails Democratic challenger TJ Cox by 506 votes -- or about half a percentage point -- with votes still being counted. If Cox holds on to win, it would give Democrats a net pickup of 40 House seats this year.So why is the process so slow?California officials say the effort is built with a series of safeguards, many of which don't exist in other states. The bottom line: California's vote-counting process is built to take a long time."The philosophy here is, while it may take a little bit longer to finish counting ballots in California, the policies are in place to ensure that all votes can be properly processed and added to the tally -- and I guess better said, that all voices can be heard in the political process," California Secretary of State Alex Padilla said in a phone interview Wednesday.The state's laws give its voters, about two-thirds of whom cast their ballots by mail, more time to send in their ballots. As long as they are postmarked by Election Day and arrive at county elections offices by Friday -- three days after the election -- they're counted.California also requires counties to give voters time to fix any issues with their ballots -- such as a missing signature -- and requires counties to contact those voters to inform them of any problems.When voters mail ballots to the wrong county, those counties are required to send them to the right one.The state allows same-day voter registration. It also allows those whose names do not appear on voter rolls due to clerical errors -- as Los Angeles County had in June, when a printing error left 118,000 names of registered voters off the rolls for the primary -- to cast provisional ballots that must then be checked out.Then, there's the reality that the state with the nation's largest population and 58 counties, with varying staffing levels, simply have more ballots to count.About 7.4 million ballots were counted on election night. But as of the end of election week, there were still 4.8 million mailed-in ballots left to count, the secretary of state's office said after surveying the counties.Padilla said there is a "sequencing" to the count -- with ballots mailed into the correct counties with no errors tallied quickly, and elections officials now "on the more time-consuming manual ballots to be processed."An end is coming, though. Two key deadlines loom: December 7, when counties must certify their election results, and December 14, when the secretary of state certifies the election.Any voter in California can request a recount but must foot the bill for it. The state doesn't have automatic recounts for close races.Padilla says he hears occasional frustration from voters that it takes so long to tally the results in California's closest races. But after explaining the state's procedures, he said, "most people do settle with, it's smarter to get it right." 3207
CHICAGO, Ill. -- The coronavirus has hit communities of color especially hard. Financially, it’s also taken a disproportionate toll.Ozzy Gamez’s neighborhood storefront looks a lot like an indoor jungle.“Our main focus has been indoor houseplants, tropical cacti, anything weird and exotic, strange,” said Gamez.Co-owned by his long-time friend and business partner Juan Quezada, they own "The Plant Shop."“It feels good to come into work and just put my hands on some soil and just kind of bond with people over something that's very natural, very organic,” said Quezada.For many in the Latino community, a connection to caring and nurturing plants is intertwined with family and culture. Gamez grew up in Belize, surrounded by tropical plants.“When I was growing up, it was kind of all around,” said Gamez. “My grandfather would plant things and grow things, whether it was for the animals he was raising or whether it's for us.”“I am Mexican, so I think that in my culture, it plays a big role,” said Quezada. “My mother always used plants for remedies, even as small as like aloes. I had a little cut, she always used that.”According to the Pew Research Center, the pandemic has hit Latinos especially hard. About 6 in 10 Latinos, 59%, in May said they live in households that have experienced job losses or pay cuts due to the coronavirus outbreak.Many have found solace during the pandemic in reconnecting with plants, returning to their roots.“You start thinking about where you came from and thinking about your ancestors,” said Gamez. “Not only think about them, but the places that were meant for me and I start thinking that kind of links it all. It's plants.”Gamez and Quezada have been fortunate. Business has been good to them during the pandemic.Despite having to limit the number of customers in the store, demand has increased. They’ve had to double their staff to keep up.“Our customers are great,” said Quezada. “They completely understand whether they have to wait outside for a second or you have to sanitize your hands coming in or wearing a mask.”Regulars like Glenn Gallet say it’s all worth it.“The amount of rare plants and things I'd never seen before, things I've lusted after, I spent a lot of money here over the years. But it's all been worth it,” he said.In a time when most could use a little extra care, nurturing another living thing could be just the right medicine. 2410
CAMP PENDLETON (CNS) - A U.S. Marine was fatally injured in a tactical- vehicle accident at Camp Pendleton, the Marine Corps announced Monday. The serviceman was one of three members of the elite Marine Raider Regiment involved in the accident, which occurred during a training exercise on Saturday, according to Maj. Nicholas Mannweiler of U.S. Marine Corps Forces, Special Operations Command.The critically injured Marine was airlifted to a trauma center, where he was pronounced dead Sunday night, Mannweiler said. His name was withheld pending family notification.RELATED: Camp Pendleton Marine missing from Sierra backcountry ski tripThe other two patients were treated for minor injuries.Further details on the single-vehicle accident were not immediately available. An investigation into its cause is ongoing, according to Mannweiler. 849
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