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SAN DIEGO (KGTV) - The cycle of debt is something a lot of people are desperate to break. One of the biggest challenges is keeping up with credit cards, payments and beating the interest rates. Now, a San Diego startup is offering people an opportunity to make purchases on items they may need for themselves or their families, without interest rates, credit checks, or penalties. Marc Schneider is the CEO of Zebit, an online shopping site designed to help people facing financial hardships, get on track, make payments and get what they need. “We’re trying to provide sort of an Amazon for the under-served,” said Schneider. RELATED: San Diego Workforce teams up with UCSD Extension to offer student loan alternativeWhile growing up, Schneider and his family faced financial struggles of their own. “I’ve supported my mother since I was 15 years old. I grew up in a mobile home with a separated family. Ended up being homeless on food stamps,” said Schneider. Now, Schneider is a successful entrepreneur, with Zebit hitting million in 2017, and million last year. “Zebit was built to change how consumers get access to credit, to give them a fair deal and have zero gotchas,” Schneider said. In order to make purchases on Zebit, you first need to create a profile which includes providing your current employment status and driver’s license. The company then uses that information to verify your employment and determine how much of a Zebit line you will receive. The Zebit line is similar to store credit or having a credit card, but without the interest rates and penalties and with the chance to make payments for purchases over a 6 to 12 month period of time. RELATED: Realtors expect busy spring for buyers and sellersFor example, a MacBook Air on Zebit may cost around ,273. The may break down to 8 upfront with 12 payments of a month. A five-piece dining set may cost around up front, with monthly payments around dollars.“We’ve heard stories like you save my Christmas, my daughter wouldn’t have had a birthday present if it wasn’t for you, I couldn’t get married because I didn’t have a way to finance an engagement ring,” said Schneider.Some of the items on Zebit can cost 5 to 10 percent more than some items on Amazon, however the company still stresses that their interest-free model and competitive prices makes it a great shopping experience that was designed with people who may not a lot of money, or struggle with credit card payments and interest rates. “I wanna build a big company that makes an impact on a consumer base, a consumer base that tends to be invisible that tends to be neglected and a consumer base that tends to really rip people off over time,” said Schneider. Schneider hopes his company will help others break their own cycle of debt. 2808

SAN DIEGO (KGTV) - The biggest auto theft scheme in San Diego history has come to an end. District Attorney Summer Stephen announced Thursday that more than 100 vehicles were stolen though identity theft and fraud dating back to 2016. Investigators say the ringleader, 34-year-old Bryan Orr, created shell companies and used more than 20 co-conspirators to help him steal cars using identity theft and fraud. The items stolen ranged from high-end luxury vehicles to RVs and jet skis. "They would create fake lines of credit, fake credit histories, fake documents so that they could use it in their schemes," said CHP Captain James Portilla. "He would create fake websites so if an institution wanted to verify info on a loan application they would look like there was a legit business."In one scam, a straw buyer would purchase and finance a new vehicle. Thereafter, the auto loan would be paid in full by other co-conspirators. Once the title to the vehicle was sent to the purchaser, the vehicle would be immediately re-sold. Once the sale proceeds were secured, the individuals who made the payments would falsely report the fraudulent use of their bank accounts, leading financial institutions to refund the payments that had been made on the vehicles. Immediately the funds were withdrawn and passed on to Orr, investigators said.“As newer vehicles become equipped with effective anti-theft technologies, traditional methods of stealing vehicles are not as effective,” said Portilla, “As a result, we have seen an increase in vehicle theft using a variety of fraud schemes.”Another fraudulent scheme involved the purchase or return of “merchandise” between the various shell companies. Once the seller withdrew the proceeds from the transaction, the buyer would dispute the purchase and receive a provisional credit from the bank. Similar to the vehicle purchase scheme, upon receipt of the refund, the funds would be withdrawn immediately or used to make fraudulent purchases with other “shell companies.” Orr used the shell companies to steal in excess of .5 million from banks during this time period, prosecutors said.Orr has no criminal history and is still in custody on million bail. If convicted, he may face up to 100 years in prison.While 21 people face charges, six of them are still wanted in this case. 2334

SAN DIEGO (KGTV) -- The Centers for Disease Control and Prevention Wednesday confirmed a second case of the novel coronavirus in San Diego County. According to CDC, the patient was aboard a flight from Wuhan, China that arrived at MCAS Miramar last week. UC San Diego Health confirmed the individual is being treated by the hospital. Their condition is unknown at this time. This is the 14th confirmed case of the virus in the U.S. RELATED: Mislabeled sample led to release of San Diego coronavirus patientRead the full statement from the hospital below: 563

SAN DIEGO (KGTV) — The MCAS Miramar Air Show soars into town in September, bringing a spectacle of military and aerial might to San Diego.This year the show will honor the contributions and sacrifices of our nation's first responders, giving locals a moment to "reflect alongside our local police, fire, and emergency medical heroes and honor them for what they do every single day."The show will celebrate of armed forces with daily performances and demonstrations, exhibits, and static displays for guests to enjoy for free.WHENAir Show 2019 takes place Sept. 27 - 29 at MCAS Miramar. Tickets for seating to enjoy the festivities range from to 0. Entrance to the show is free.TRANSPORTATIONGeneral admission guests can enter MCAS Miramar via the North, East/Main, or West gates. Drivers will then be directed to parking areas. Grandstand and box seat ticket holders may use the same gates as well. Handicapped parking must be accessed through the West or North gates. Bus parking must use the West gate, as well. Bicyclists can enter through any gate, but must park thier bike near the flight live entry gate #2.Preferred parking pass holders can access parking from Harris Plant Rd. off Kearny Villa Rd. Chalet ticket holders must access parking through the South gate.This year, MCAS Miramar has set up a rideshare and taxi drop-off and pick-up location at the southeast corner of Elrod Ave. and Mitscher Way.WHAT YOU CAN/CANNOT BRINGThe airshow prohibits:Federally banned substances such as illicit narcotics — including marijuana and marijuana products or accessories;Weapons of any kind (regardless of permit), including but not limited to firearms, knives (including pocket knives and multi-tools), replica or toy weapons, pepper spray, mace, stun guns, and martial arts weapons;Outside alcoholic beverages;Pets, other than service animals;Glass containers;Bicycles, roller skates, roller blades, (kick and electric) scooters, skateboards, or hover boards;Personal drones (quad or hex copters) and they are not allowed to operate on federal property or airspace; orLasers or laser pointersTents or awnings, or tailgating will also be banned from the event. If guests are bringing anything, they must adhere to the following rules:Keys, makeup, feminine products, comb, phone, wallet, credit cards, etc. in pockets if not placed in clear bag;Binoculars and/or cameras;One large clear bag per person;Either a one-gallon Ziploc style bag, or commercially purchased clear bag – plus a small clutch for personal items. The larger clear bag must be made of clear PVC vinyl and easily searchable;Clear seat cushions and seat pads without pockets, zippers, compartments, or covers; orAn exception will be made for medically necessary coolers or ice chests after proper inspection.WHAT TO SEEFans routinely head over to the Air Show to check out the U.S. Navy Blue Angels demonstration squandron. The stars of the show have been flying since the 1940s and their maneuvers in F/A-18 Hornets are always a thrill. And don't forget about the squadron's traveling companion, a C-130 named "Fat Albert."The U.S. Army Golden Knights take to the skies but not inside aircraft. This parachute team fly to Earth at 120 mph, passing a baton and flying the American flag from 12,000 feet. And of course, they land right on target. The U.S. Navy Leap Frogs also soar through the air at death-defying speeds for fans.The Marine Air-Ground Task Force Demonstration is always a draw, demonstrating the coordinated use of air support, armor, artillery, and infrantry forces, simulating an all-out effort by the Marines.And, of course, there's the Aftershock Jet Firetruck — a 1940 For Fire Truck packed with twin Rolls-Royce Bristol Viper Jet Engines that total more than 24,000 horsepower.Plus, tons more of awesome demonstrations and events, and static displays on based to see throughout the show. A daily schedule of events can be found here. 3942

SAN DIEGO (KGTV) - The city is running behind on a project to restore an iconic bridge that borders Hillcrest and North Park.Now, people in the area are growing frustrated at the construction on the Georgia St. bridge that's causing traffic delays and drivers to use surrounding neighborhoods as shortcuts."Traffic is very very bad because of te bridge, and I have to go around to buy stuff for my shop, and it's taking me longer to get where I want to go," said Milan Misic, who lives in the area and owns the Balboa Perk coffee and antique shop. The city is restoring the 103-year-old bridge so it can withstand an earthquake. The city broke ground on the million project in July 2016, saying it would take a year. But now it won't be finished until next spring.A city spokesman says the delays are because of weather, and unanticipated cobbles and deposits crews discovered in the bridge walls, making drilling more difficult.He added that there is no threat to public safety and it will not raise the cost.You can track the project on the city's website.   1092

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