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A small business in Brooklyn is taking on Congress, lobbying for insurance coverage for future pandemics. While not an easy battle, the National Retail Federation says these conversations have to be had now in order to keep retailers open.Ann Cantrell, speaking in front of the US House Financial Services Committee, said, "The past few months have been the darkest of my life.”The owner of "Annie's Blue Ribbon General Store" in Brooklyn said it's time for real solutions."Insurance companies should not be in the practice of denying policy holders coverage when they need it the most. What happened to 'you're in good hands' or 'like a good neighbor,' Cantrell said.Speaking on behalf of the National Retail Federation, Cantrell pleaded her case, saying, "We are a community store and people look to us as a pillar of light and hope in the neighborhood. Kids meet their friends at the shop to pick out a gift for their teacher, parents bribe their kids with a treat if they get a shot at the doctor or reward them if they get a good report card."The pandemic, she said, nearly shut her business down. She said she pays ,000 a year for what she calls "all risk" insurance. She was under the impression there was no risk that wouldn't be covered.“When we (were) closed by the governor (New York’s Andrew Cuomo), literally the government shut us down,” Cantrell said. “I put in another call, each time saying that viruses were not covered under business interruption insurance.”The National Retail Federation said Cantrell is a voice for retailers everywhere. And while it was able to get a hearing, the organization says many insurance companies aren't on board.“What they’re saying is this will not be isolated to one area, this seems to be unending and keeps going on and on and on so they’re afraid it’ll cost trillions of dollars,” said Leon Buck, the National Retail Federation’s vice president of banking and financial services. “But what we’re saying is we don’t think so. We think if we’re paying into the fund and the federal government has money, the insurance companies will be fine."“If we were in a COVID-21, for instance, if this happened again, maybe another virus, the business would be protected,” Buck added. “They’d file a claim with their insurance carrier whom they pay monthly premiums to and the federal government would help pick up the tab.”As for Cantrell, who has loved general stores since she was a kid, this is about speaking up because someone has to.“It's not just small companies like mine, it’s big companies. No one is covered under business interruption insurance,” Cantrell said.Luckily, she said she built a good website and the holidays and her Paycheck Protection Program loan will carry her through. She hopes the next Congress will take up the issue. In the meantime, she reminds everyone to shop small. 2855

A pedestrian photographs the White House through a fence covered in protest signs, Monday, Nov. 2, 2020, on a section of 16th Street renamed Black Lives Matter Plaza in Washington, on the day before the U.S. election. (AP Photo/John Minchillo) 251

A pair of cousins has been charged in the murder of pizza delivery driver Clarence Taper in a Milwaukee apartment. According to the criminal complaint, Mekael Kennedy, 17, from Hartford and his cousin D’Andre Kennedy, 25, of Milwaukee robbed and shot the driver on Monday, Sept. 11 when he came to make a delivery. They then took the pizza Taper was delivering into the apartment and ate it.One of his regular customers, Sheryl Cash said Taper went out of his way to help the older residents who live there. "The man, Mr. Clarence, ever since I have been ordering from them he always delivered my food. He would stand there and talk with you. He was just real nice and kind. And he didn't have to come to your door, but he would come to your door,"  Cash said.Police said on September 15, Mekael Kennedy's girlfriend placed an order to Buddy's Pizza and Steak, where Taper delivered from. Mekael Kennedy took his cousin, D'Andre Kennedy's gun, put on a hockey mask and demanded Taper's money. Mekael Kennedy told police he had his safety on and didn't know why the gun went off. According to the criminal complaint, Mekael Kennedy told the police the driver lunged at him and he didn’t know why the gun went off because he thought the safety was on.But D'Andre Kennedy said his cousin shot Taper because he tried to take his mask off.When D'andre Kennedy found out, he cleaned the gun and threw the bullets away. Mekeal Kennedy also admitted to police that he robbed a Papa John's delivery driver earlier that same week but did not hurt him because he didn't fight back."It was senseless, it was just senseless," Cash said.Mekael is being charged as an adult and faces armed robbery and murder charges. If convicted he could face up to 95 years in prison. D’Andre was charged with harboring a felon and obstructing an officer and could face four years behind bars.  1938

A staff member at a Michigan school is on administrative leave after a student says a teacher assaulted him for not standing for the Pledge of Allegiance. According to Brian Chaney, his 11-year old son Stone Chaney was in homeroom class the first week of school when a teacher snatched him out of his seat and forced him to stand for the Pledge. "He said, 'During the Pledge the teacher snatched me out of my chair,'” Brian said. Stone is a sixth grader at East Middle School in Farmington Hills, Michigan. Stone says he’s been sitting for the pledge since second grade when his father explained why he had the choice. His father says there’s never been an issue until now. Stone says the next day, another teacher yelled at him for the same thing, asking him if he had permission to sit during the pledge."For him to be violently snatched out of his chair by a lady and order him to stand and for her to just glare at him, it's wrong, it's a violation of civil rights," Chaney said.Farmington Public Schools Superintendent George Heitsch says they’re investigating the allegations.“We respect the rights of any individual to make personal choices around issues of faith and beliefs. We're disappointed that we're even having the conversation,” Heitsch said. One staff member has been placed on administrative leave.  1380

A powerful derecho ripped through the Midwest on Monday, with wins in one locale reaching 112 MPH.Lynn, Iowa, had a reported wind gust of 112 MPH Monday afternoon, according to the National Weather Service. The storm continued from Iowa into Illinois, blasting Chicago during the evening rush hour. Top winds in Chicago reached 85 MPH, according to the National Weather Service.Nearly 600,000 electric customers in northern Illinois were without power.Helicopter footage captured by WGN-TV in Chicago showed extensive damage from the storms, with roofs blown off, and even a church steeple knocked down.The storm system continued into Indiana before weakening in Ohio. As of late Monday evening, there were more than 750 reports of severe weather throughout the US, most stemming from Monday's massive storm. A derecho is considered a storm that spreads severe winds over a path for at least 250 miles. 910