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We're looking deeper into consequences of police misconduct and brutality against minorities, not to overshadow any loss of life, but to highlight the racial systemic issues it adds to, including mass incarceration.“Has taken black fathers, black sons, out of their families and out of their neighborhoods and put them in a situation where even a short jail term leads to long term, lifelong economic consequences,” said Marc Morial, the president and CEO of the National Urban League.Morial spent the early years of his career as an attorney filing civil rights and police brutality lawsuits, defending black cops, and then became the mayor of New Orleans, helping lead an overhaul of the police department there.Morial says it took strong leadership, changes in recruiting, hiring, and training. He even pushed for a rule requiring police to live in the city where they work.“Lesson to be learned, reforming policing is tough and reforming it in a way that is sustainable is doubly tough,” said Morial.According to a University of Hawaii law review article on police brutality costs, African Americans have a higher rate of PTSD than their white counterparts. And that trauma carries over more significantly in work and everyday activities.Loss of life often means children are left without adequate support, the paper added, leaving them to fend for themselves in a school system that often serves as a pipeline to prison instead of a path to higher education.Police misconduct leads to distrust in urban communities and a lack of cooperation on legitimate crimes.Morial says the solution lies in community-oriented policing and funding.“These communities need investments in schools, youth programs, housing infrastructure,” said Morial. “Inner city America has been hollowed out by public policy and private actions. It’s not fair for the next generation. It’s not fair to leave a mess and leave confusion and leave economic in equality for them.”Morial also points to neighborhood beautification, summer jobs programs, and targeted programs for people coming out of jail and prison as systemic solutions. 2118

WASHINGTON (AP) — The House has approved legislation that would reverse recent changes in U.S. Postal Service operations. The measure would also send billion in emergency funds to shore up the agency ahead of November's presidential election. Passage was 257 to 150 and came after heated debate. President Donald Trump had urged a no vote, calling concerns over mail delivery a “hoax," and the White House says he will veto the bill if it passes the GOP-led Senate. More than two dozen Republicans broke with the president and backed the legislation. 562

We’re all feeling effects of the current recession, whether it’s the rising cost of groceries or the pervasive economic uncertainty. But some are feeling a bigger impact than others, and data indicates renters are disproportionately affected.Half (50%) of American renters had used or planned to use their government stimulus check for necessities at the time of an early May NerdWallet survey, conducted online by The Harris Poll. That’s compared with 32% of homeowners. Three in 10 renters (30%) used or planned to use it to pay rent, whereas 15% of homeowners used or planned to use it on their mortgage.Renters are vulnerable when expenses grow or income is slashed, due to lower average incomes compared with homeowners. Further, they don’t have access to the same built-in relief valves as mortgage-holders — such as forbearance or loan modification — when they can’t pay their monthly housing costs.Federal, state and local eviction bans protected some renters for several months, but many of those orders have since expired, and possible extensions are uncertain. Without those protections, many tenants could be on a fast track to trouble, and even with those safety nets in place, the rent bill will eventually come due.Housing costs take a bigger bite of renter incomeRenters have less insulation from economic crises. Not only do they earn less, on average, but they also spend more of their income on housing. While a loss or reduction of income could instantly push these households to the breaking point, even minor setbacks can send them closer to the edge.Renters spend 31% of their income on housing costs on average, compared with homeowners, who spend 20%, according to U.S. census data. The rising cost of groceries, unexpected medical bills, supplies for a child’s at-home education — these could pile up to make monthly bills unmanageable, even if household income isn’t affected by reduced work hours or unemployment.This isn’t to say homeowners aren’t feeling the effects of record unemployment and economic upheaval. While many homeowners have been able to take advantage of record low interest rates to refinance their mortgages, more than 8 million homeowners didn’t make their June house payments, according to the mid-July Household Pulse Survey from the U.S. Census. But that’s just 6% of homeowners, compared with 18% of renters who couldn’t pay their June rent.There is also evidence that populations hardest hit by unemployment are among the most likely to rent. For example, people in their 20s are the only age decade that’s more likely to rent than own, according to census data, and 34% of unemployment claims are being filed by those aged 22-34, more than any other age group, according to data from the Department of Labor. Also, 49% of people working in the hotel and food industry live in rentals — a far higher rate than the 36% of Americans overall — and this industry represents the greatest share of all unemployment claims.Web searches for rent relief terms peaked, and peaked againEvidence of the sustained impact on renters can be seen in Google search data, where it’s a safe assumption that people searching for terms such as “rent relief” and “rent assistance” are either experiencing or anticipating difficulties paying the rent.In mid-March, searches for terms related to housing relief jumped to levels not seen before. And while “mortgage relief” was far more common than “rent relief” or “rent assistance” that month, those terms have sustained greater search interest throughout the summer.Unlike mortgage relief terms, which have waned since April, rent relief terms sustained higher-than-normal volume after the initial jump, and peaked again in mid-July. They’re currently trending lower than both peaks, but higher still than seen in the years before the pandemic.What renters can doTenants having difficulty paying the rent have a few options at their disposal, but they may have to make tough decisions in the coming weeks and months. A legal eviction can make it difficult to find safe, affordable housing in the future, so preventing that should be paramount.Negotiate with your landlord. You may be able to work out an installment plan to pay your rent throughout the month or get caught up if you’re behind. Also, legal evictions are costly and time-consuming, so your landlord may be willing to negotiate a more graceful exit if you’re bound by a lease but unable to hold up your end of the contract.Apply for emergency assistance. The National Low Income Housing Coalition provides a database of local and state resources for emergency rent assistance. Local charities and churches may also be able to help. Visiting the website 211.org or calling 211 can help locate local resources like these.Borrow smartly. If you’re forced to borrow to keep up with your rent, weigh the costs of any loan — if you’re unable to pay it back, you could find yourself in an even worse predicament. Borrowing from friends and family is generally the least expensive option, followed by paying your rent with your credit card and, as a last resort, getting a cash advance on your credit card.Know if you’re protected from eviction. Many eviction bans at the local, state and federal levels have expired, but some remain, and lawmakers could take action to extend previous measures or enact new ones. Nolo.com maintains a database of the mixed bag of regulations, and you can check state and local government websites for details in your area.Move. Moving can be expensive and is generally a last resort. But when it gets to a point that holding on to your rental is causing more problems than it’s solving, it may be time to talk to family members and friends about finding an alternative. Living in your parent’s (or adult child’s) guest bedroom may not be ideal, but drastic times call for drastic measures, and many of us are facing circumstances we couldn’t have imagined just six months ago.Analysis methodology available in the original article, published at NerdWallet.More From NerdWalletSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicMoving Safely in a Pandemic Takes More Planning, More MoneyCan You Have Too Much Credit?Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6318

WEST PALM BEACH, Fla. — A Hurricans Warning has been issued on Friday for Palm Beach County and the Treasure Coast due to the threat of Hurricane Isaias over the weekend.The Hurricane Warning extends from Boca Raton to the Volusia/Brevard County line in Central Florida.As of 5 p.m. Friday, the storm is packing maximum sustained winds of 75 mph, and is moving northwest at 15 mph. The forecast cone has shifted farther west, with the eye of the hurricane very close to the Palm Beach County coastline.According to the National Hurricane Center, hurricane hunters are finding that Isaias is getting better organized and tropical storm conditions and heavy rains are spreading into the central Bahamas.Isaias became a Category 1 hurricane late Thursday night, and is no longer expected to strengthen into a Category 2 hurricane as it approaches the Bahamas on Saturday, according to the National Hurricane Center.On the forecast track, the center of Isaias will continue to move near or over the Southeastern Bahamas this afternoon and evening. Isaias is forecast to be near the Central Bahamas tonight, and move near or over the Northwestern Bahamas Saturday and near the east coast of the Florida peninsula Saturday afternoon through Sunday.Strengthening is expected later tonight and early Saturday, and Isaias is forecast to remain a hurricane for the next couple of days.This story was originally published by Kahtia Hall and Glenn Glazer on WPTV in Palm Beach, Florida. 1482

WASHINGTON, D.C. – As restrictions are eased around the country, several states are seeing higher rates of coronavirus infections.Data tracked by The Washington Post shows that since the beginning of June, 14 states and Puerto Rico have recorded their highest seven-day average of new COVID-19 cases since the pandemic began.Those states include Alaska, Arizona, Arkansas, California, Florida, Kentucky, New Mexico, North Carolina, Mississippi, Oregon, South Carolina, Tennessee, Texas and Utah, according to The Post.CNN reports that the number of states seeing upward trends in coronavirus cases is even higher, at 22.With many of these states, like Florida and Mississippi, now under only minor-to-moderate restrictions, health experts worry the spread of the virus could snowball in these areas and possibly overwhelm hospitals.The first wave of the pandemic moved through major metropolitan areas, like New York City and Los Angeles, but those cities are now moving towards reopening. Now, The Post reports that the highest percentages of new cases are coming from places with much smaller populations.As of Tuesday, more than 111,000 people have died from COVID-19 in the U.S. and over 1.96 million cases have been confirmed in the country, according to a running tally by Johns Hopkins University.There is some good news though. Researchers at Berkley University found that travel restrictions, business and school closures, shelter-in-place orders and other non-pharmaceutical interventions averted roughly 530 million COVID-19 infections across the six countries in the study period ending April 6.Of those infections, 62 million would likely have been “confirmed cases,” given limited testing in each country, researchers said. 1745