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As we inch toward another national election, it may seem that bridging social, economic and political division is insurmountable. But one artist has spent years bringing people together with a message of reconciliation.Rich Alapack is the founder of “We All Live Here”, a project that aims to build unity through community partnerships and public art installations.For the last five years, he’s been spreading his message of positivity and inclusiveness through interactive murals.He’s brought together students, educators and businesses to spread the message that “we all live here.”“Income equality, gender equality, racial equality, sexual equality, the environment, all fall under the umbrella of these four really simple words,” explained Alapack.When he first began his work, he was surprised at how much the phrase resonated.“I started getting messages from people all over the world encouraging me to keep spreading this message,” he said.He created a program for schools called ACT, which stands for art, community and technology. So far, he’s worked with 110 different schools and shared the message of positive inclusiveness with almost 40,000 kids.“With this division that's happening in our society these days, you can't tell someone that they're wrong and expect them to change their mind,” said Alapack. “So, this phrase ‘we all live here’ as a phrase to respond when they hear something hateful.”Seven thousand colorful magnetic panels outside one school mural he installed will eventually have messages scribbled on the underside by eighth-graders.“Believe in yourself, and you can do it,” read Alapack from one panel.A two-year study released this past summer by Beyond Conflict, tapped brain and behavioral scientists to look at toxic polarization in the U.S. What they found suggests that the divide is more a function of perception than reality.It’s something Alapack believes we can change.“It's indisputable. We do all live here, and so, from there you can find other common grounds and repair maybe some of this divide,” he said.And whether through chalk, paint or magnetic panels, Alapack says he hopes creativity and engagement will inspire others to look beyond differences to find understanding.“Creativity is this unique superpower that humans have, and if you can get someone to do something that they don't think they can, then all of a sudden that opens their horizons to what other things they might be able to do that they don’t think they can do.” 2490

As so many massive data breaches have shown, there's no way to completely protect your information from swindlers.But being aware of fraudulent schemes — especially during tax season — can minimize your bad luck. And it can protect you from IRS penalties, interest and in some cases criminal prosecution if you fall for them.Here are 12 of the biggest tax scams the IRS is flagging this year:1. Phone scams: Put simply, anyone who calls or texts you unsolicited and claims to be from the IRS is a fraud. The IRS will never call, text or email you out of the blue. It will never ask you to wire cash or provide bank and credit card numbers. It will never call to threaten you with arrest or deportation.So, if you're contacted, don't give out any information about yourself. Just hang up.2. Phishing: Emails enticing you to click on a link and give up personal information (name, Social Security number, bank account numbers, etc.) are a scourge of daily life.This tax season the IRS is seeing a new twist on phishing: Unexpected deposits of tax refunds in your bank account.Criminals who've stolen your tax and banking information from elsewhere file a fraudulent tax return in your name and have the refund deposited in your account. They then will contact you by phone or email pretending to be from the IRS or a collection agency, claiming a refund was deposited erroneously in your account and ordering you to send it to them.In other email schemes, criminals may pose as your bank or other legitimate institution you know to get you to fork over your passwords, Social Security number and other valuable information.3. Tax return preparer fraud: Most tax preparers may be honest. But there are still many unscrupulous ones.One telltale sign of a fraudster: They base their fee on the size of your refund and encourage you to take tax breaks you're not entitled to or to under-report your income to inflate your refund.Another: They don't insist you give them records and receipts. Or they ask you to sign a blank return.Before giving any information to a new preparer, ask for an IRS Preparer Tax Identification Number. You can also search the IRS directory of credentialed preparers. If he says he's a CPA, check your State Board of Accountancy. Or for attorneys, check with your State Bar Association.Also, make sure he can e-file returns. Preparers who have more than 10 clients have to be able to do that.4. Falsely inflating refunds: Scam artists posing as tax preparers may file false information on your return all for the purpose of inflating your refund.They may report deductions, credits or exemptions you don't qualify for. Or they may try to report your taxable income as zero through the use of bogus forms.5. Falsely inflating income: Some fraudsters try to inflate your income — reporting wages or self-employment income you didn't earn — to qualify you for a refundable credit like the Earned Income Tax Credit.6. Falsely padding deductions: Some tax preparers may encourage you to overstate your deductions, such as charitable contributions, to get a larger refund or reduce what you owe.7. Improperly claiming business credits: If a tax preparer encourages you to take a business credit like the research and development tax credit or the fuel tax credit, make sure you're eligible first.Here's a break down of how to qualify..8. Making frivolous tax arguments: Did you know that the First Amendment lets you refuse to pay taxes on moral or religious grounds?Well, it doesn't.But anyone who tries to snooker you into believing that it does — or tries to sell you on other too-good-to-be-true ideas — is encouraging you to engage in frivolous tax arguments to lower your tax obligations.9. Abusive tax shelters: If someone tries to sell you on the idea of protecting your money from taxes through a complicated scheme, be wary. It could be an illegal tax shelter.The IRS this year is particularly attuned to so-called "micro-captive" insurance structures. While some are legitimate, there are cases where "promoters, accountants, or wealth planners persuade owners of closely-held entities to participate in schemes that lack many of the attributes of genuine insurance," the agency noted.Before signing on to any type of shelter: Ask the person trying to sell you the product whether she's collecting a referral fee from anyone, and get a second opinion about the set-up from a trusted, independent tax adviser.10. Fake charities: Groups asking for money that have names or websites very similar to well-known charities may be scams. To verify whether they're a qualified charity to which contributions are tax deductible, ask for the group's Employer Identification Number and enter it into the IRS Exempt Organizations Select Check.11. Hiding money offshore: There is nothing wrong with having money offshore so long as you report your foreign accounts to the IRS every year, and pay whatever US taxes are owed on them. But if anyone tries to sell you on an account in another country or non-US territory and promises your money will be protected from US taxes and IRS detection, that's likely an offshore tax cheating scheme.12. Identity theft: The good news is reports of tax-related identity theft have gone down. The bad news? It's still a big risk. Thieves armed with your Social Security number or Individual Taxpayer Identification Number can file a return in your name and claim your refund before you do.The best way to protect yourself is to be vigilant about not falling for the most prevalent tax scams listed here.And never give your personal information to untrustworthy sources.  5633

Authorities are racing to rescue three people trapped in a West Virginia mine.Four individuals were reported missing Saturday after an abandoned ATV they were believed to be riding was found near the entrance of a mine in Clear Creek, according to a statement from the office of West Virginia Gov. Jim Justice.One of the four emerged from the mine alive and on his own late Monday night, the West Virginia Office of Miners' Health, Safety and Training said.The man said that the three people left trapped were alive and gave authorities details on their location, according to Justice's office.Rescue teams were unable to locate them overnight Monday. Rescuers expanded their search on Tuesday after removing standing water from the mine and pumping in fresh air, the statement from the governor's office said. 818

BALTIMORE — A 79-year-old New York woman lost thousands of dollars after she fell for the "grandparent scam."Earlier this week, the woman received a call from someone posing as her granddaughter. The woman on the phone said, "Grandma, I need help," then handed the phone to someone claiming to be her lawyer.Susan Mayorga's mother thought it was her eldest granddaughter on the phone and agreed to hear the man out."He said, you need to send me ,000 immediately in cash, wrapped in a magazine, here's the address, send it overnight early delivery UPS, and everything will be cleared up," said Mayorga.Mayorga's mom went straight to the bank, then to UPS where she mailed ,000 in cash to 208 South Loudon Avenue, a vacant home in Baltimore. The next day, she received another call.“[He said], 'Oh, I didn't realize there's a gun involved and gunpowder went off, so it's more than a misdemeanor, we need another ,000,'” said Mayorga.Her mom only had ,000 left, and sent it. But before it got there, Mayorga's mom discovered her granddaughter was fine. She immediately told her children and they got to work calling UPS.“I immediately got the tracking number, I called UPS, and spoke to a supervisor and told them it's a scam, there's cash in the envelope this cannot be delivered. It's a scam, please hold the envelope and have it sent back,” Mayorga said.UPS tracking history shows they received a request to place the order on hold, but it was still delivered.“Someone was outside waiting for it and signed his name at 7 a.m. and took the package and left,” Mayorga said.Last year, 1 in 5 people lost money to impostor schemes like the grandparent scam. The total loss amounted to 8 million, according to the Federal Trade Commission. And scammers get away with it because they know people will do anything for the ones they love.“It's just sad because she doesn't have a lot of money and she’s like, I would do anything, give my last penny for my grandchildren, so it's just extra sad,” said Mayorga.Mayorga’s mother called the scammer and he answered. He said he received the package but wanted to know why she tried to hold it up. When she said she knew it was a scam, he threatened her then hung up.UPS said they're investigating what happened to the package. 2315

ATLANTA, Ga. – A top official with the Centers for Disease Control and Prevention (CDC) said Wednesday that experts are seeing a “distressing trend” as coronavirus cases surge across the United States, particularly in the Midwest.“Unfortunately, we're seeing a distressing trend here in the United States,” said Dr. Jay Butler, Deputy Director for Infectious Diseases. “Smaller, more intimate gatherings of family, friends and neighbors may be driving transmission as well, especially as they move indoors.”Butler also urged Americans to continue taking the necessary precautions to prevent the spread of the coronavirus, like practicing social distancing, washing your hands and wearing masks.“I recognize we are all getting tired of the impact that COVID-19 has had on our lives, we get tired of wearing masks, but it continues to be as important as it’s ever been and I’d say it’s more important than ever as we move into the fall season.”Butler made the comments during a press briefing with CDC Director Dr. Robert Redfield and Health and Human Services (HHS) Secretary Alex Azar.CDC, HHS give an update on COVID-19 response https://t.co/YxLSMGZgbs— Reuters Science News (@ReutersScience) October 21, 2020 During the briefing, Azar and Redfield discussed Operation Warp Speed, a partnership initiated by the Trump administration to accelerate the testing, supply, development and distribution COVID-19 vaccines, therapeutics and diagnostics.The goal of partnership is to produce and deliver 300 million doses of a safe and effective vaccine with initial doses available by January 2021, according to the HHS website.Azar provided an updated timeline on when we can expect vaccine to be distributed and who will receive the first doses. According to him, a vaccine would be widely available by late March or early April.“We expect that we would have by the end of this year, enough vaccine that is FDA authorized, to be able to vaccinate all of our vulnerable, the most vulnerable individuals,” said Azar. “Then by the end of January, we expect we’ll have enough to vaccinate all seniors as well as our health care workers and first responders. And by the end of March to early April, enough vaccine for all Americans who would want to take a vaccine.”Wednesday’s briefing comes as many states report increases in the number of COVID-19 cases. The U.S. has surpassed 8.3 million cases and more than 221,500 people have died across the nation from the disease, according to an ongoing tally by Johns Hopkins University.Experts are concerned there may be a major spike in cases during the fall and winter months, which will strain the country's health care system, which will also be caring for flu patients.With many people still struggling amid the pandemic, Congress and the Trump administration still have not come to a deal on another COVID-19 relief bill. As for the Senate, Majority Leader Mitch McConnell has signaled his chamber may not support the potential deal. 2983