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Payton Summons "passed naturally" after her heart stopped beating on its own Friday around 8:30 p.m., while she was still on the ventilator that had become the crux of a legal battle between her parents and a Texas hospital, her family's attorney said."The family is saddened by her loss but are glad she passed naturally," Justin Moore told CNN on Saturday.The 9-year-old girl, who had been declared brain-dead, was at the center of an ongoing court dispute between a Fort Worth hospital, which wanted to remove her from the ventilator, and her parents, who wanted to keep her on the machine.A judge this week ruled in favor of her parents' request to have a temporary restraining order against the hospital extended.Payton was not removed from the ventilator, Moore said. 781

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

Passengers were able to travel on a Delta flight from the US to Europe without quarantining on Tuesday, assuming they passed three coronavirus tests.The flight from Atlanta to Amsterdam, the first between the two locales that does not require quarantine since the onset of the pandemic, required passengers to be negative from a PCR coronavirus test in the previous five days, and receive a negative result from a rapid coronavirus test at the airport the day of the flight. A second PCR test is then administered upon arrival, and passengers are not required to quarantine once receiving a negative result.Delta is also launching a similar program for flights between Atlanta and Rome this week. Passengers bound for Rome are required to take a PCR test within 72 of the flight in addition to being administered a rapid test at the airport. Travelers then must also receive a negative result via a rapid test upon arrival in Rome.“Air travel is the backbone of the global economy. In normal times, it supports more than 87 million jobs and contributes to .5 trillion in GDP worldwide,” said Perry Cantarutti, Delta’s Senior Vice President -Alliances and International. “The arrival of a vaccine is fantastic news, but it will take time for it to become widely available around the world. It’s for this reason we have worked tirelessly with the authorities and our partners to create a blueprint for travel corridors that will enable air travel to safely resume.”The flights are intended for those traveling for essential reasons, such as for certain specified work, health and education reasons. 1606

Philip Roth, a Pulitzer Prize-winning novelist who wrote about male lust, Jewish life and America, died Tuesday night at a hospital in New York.He was 85.Roth died of congestive heart failure surrounded by close friends and family, his friend Judith Thurman said. The people who visited him in his final days came from all walks of life, from writers and lifelong friends, to people he's helped and inspired along the way."He was an incredibly generous person. Always very exigent, and he held you to a very high standard -- and he held himself to an even higher standard," Thurman said. "He was, in my opinion, a very great writer and a very great man." 662

OVERLAND PARK, Kan. — A parade of cars and motorcycles circled around a Jewish community center's parking lot on Sunday for a World War II veteran's centennial birthday celebration."Why is everybody here today? Well, you better ask them (family members)," said Mike Katzman, who turned 100 years old on Monday. "I think it's because I am so good looking."While he might have been joking, he was there for a reason."I am one of the luckiest guys in the world to hit 100," Katzman said.He enlisted in the Army Air Force in 1942 and served as a specialist in Texas and five other bases and schools throughout the United States.His family wanted to throw him a party at the community center, where he loves to workout, but the COVID-19 pandemic struck.Instead, he had a parade of family, friends and fellow veterans who drove by to say, "happy birthday."He has a few secrets to living this long: working out, giving to others and his special diet from when he was a child."My special diet was bologna. I grew up with bologna," Katzman said.He didn't get a big party, but the veteran said being alive and able to continue his passion for helping veterans every day makes him happy he's turning 100.This story was originally published by Jordan Betts at KSHB. 1261

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