呼市痔疮去那家好(呼市东大肛医院联系电话) (今日更新中)

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

POWAY, Calif. (KGTV) - Poway homeowners say what once was a pristine golf course has now become an overgrown zoo. StoneRidge Country Club closed after voters defeated a previous development plan in 2017.Since the closure neighbors who live along the forlorn course say, little has been done to clear out brush and preserve the once lush golf course. "Absolutely nothing has been done on the course to maintain any sense of beauty. It's been a hazard with the bees, the snakes, the scorpions, gopher holes, you name it," said Rosalind Duddy, who's lived along the golf course since 1991. A crusader for her community, Duddy now goes on the course several times a month with a week whacker, clearing out dry brush. "Considering that we were here in '07 fires, and ultimately had to evacuate, 20-some homes were burned to the ground, brings back really, really incredible memories, and certainly I wouldn't want to have to have that experience again," said Duddy. The property is currently owned by Michael Schlesinger, who city officials say has completed the weed clearing around the perimeter of the property, consistent with the requirements for fire fuel management. This includes the clearing of weeds within 100 feet of structures. However, he has not yet completed the clearing around the clubhouse building.City officials say the weed abatement (wildfire defensible space) requirements are 100 feet from structures and 10 feet from roadways that are in the high fire hazard areas. Only the northeastern portion of the Stoneridge property is in the high fire hazard area. There are a few additional sections the city is planning to ask Schlesinger to clear 10 feet along.The city also adds that complaints about the property's appearance fronting Espola Road are based on aesthetics and since this is not in the high fire hazard area they have not asked for this to be cleared.Poway developer Kevin McNamara hopes neighbors will support his plan for the defunct golf course.McNamara calls his development "The Farms at Stoneridge." It has an agricultural theme, including hiking trails, parks, community gardens, and a butterfly farm. It would also bring 160 homes to the area. Voters will get a chance to vote on the plan in 2020.A community workshop will be held in September and McNamara urges people with questions or suggestions to email him at yourpoway@gmail.com. 2398

PORTLAND, Ore. -- Carrying approximately a million books within its walls, Powell’s is a place where readers can get lost for hours both in the store, and in the pages of words thoughtfully arranged by thousands of authors. Emily Powell is a third-generation owner of the iconic independent bookstore.“I think the reason we’re so big and so noteworthy 50 years into our history is really the mix of new and used inventory on the shelf together," Powell said. "Very few folks do that in any industry. Certainly, it was unusual in the book industry at the time, and it’s still somewhat unusual still to this day.”Book lovers travel from all over to explore the so-called "City of Books," thrifting for old books with new ideas.“This is one of my favorite books,” Powell said.It could be a rare book, a timely book, or a book you’ve never heard of before.“It really resonates whether you’re a book lover or just someone with an interest in anything. You just have to find your corner of the store and dive deep into that section.”Powell’s is the world’s largest independent bookstore. The owners recently decided to pull their books from Amazon’s virtual shelves. Some say the world’s largest online marketplace has become a threat to local bookstore culture.“They extract a commission but they also ask for certain customer-service treatment and ways of behaving that are not how we would ordinarily run our business,” Powell said.Powell says business with Amazon became more and more costly, and with the pandemic, she says they needed to find a way forward that is sustainable for Powell’s and the community.“We need to be a part of an ecosystem that’s healthy and vital, and so we have to be part of building that ecosystem and hence the choice to cut off our Amazon business,” Powell said.Powell’s isn’t the only independent retailer struggling to compete with a company offering anything and everything at a cheap price with quick and free shipping. Powell’s has been turning to its e-commerce site during the pandemic as online sales have become essential, but not every local bookstore can afford to have its own book-sale website.“Bookshop is an online bookstore that supports local mom-and-pop, brick-and-mortar independent bookstores,” Bookshop founder Andy Hunter said.Andy Hunter started Bookshop in January. It’s a free way for bookstores to create an online shop to sell to its customers.“They can just go to our website, scroll down to the footer, there will be a ‘become an affiliate’ link and then they can onboard and they can create a shop in under an hour," Hunter said. "Really maybe half an hour. It’s as easy as setting up a Facebook page.”We reached out to Amazon for comment on this book-selling trend, but have yet to hear back. Hunter says Bookshop has already captured nearly 2% of Amazon’s market share for books. He’s hoping that percentage will continue to rise.“If we lose independent bookstores, the importance of books in our culture will be diminished,” Hunter said.Powell says spending money at a local bookstore instead of Amazon keeps the dollars in the community. She says choosing to stop sales through Amazon was a difficult decision, but a necessary one."We’ve contemplated it for years because we know that staying with Amazon was not the best choice for our business, but it’s very hard to give up sales that you really need to keep surviving one way or another,” Powell said.Her hope for Powell’s Books is that they can connect people to the value of reading while continuing to evolve with the changes of the future.“We’re so accustomed in our modern age to the idea that the computer is the best way to find anything, but in fact, it’s very difficult to replicate the in-person experience of a bookstore,” Powell said.She says certain books will always stay relevant. 3820

PORTLAND, Ore. — Oregon Gov. Kate Brown says she has asked law enforcement leaders to review “any alleged incidents” involving their officers during a protest in Portland late Saturday into early Sunday.The governor said in a series of tweets Sunday evening that she's committed to building trust in the community.Officers were criticized online over the weekend after a news photographer was seen on video being pushed to the ground by an officer."Free speech and free press are two of my core values. I take the use of physical force by law enforcement officers seriously, whether it involves members of the public or the media," Brown said. "Journalists and law enforcement officers have difficult jobs to do during these demonstrations, but I do still believe that we can protect free speech and keep the peace." 824

President Donald Trump acknowledged for the first time Thursday that his personal attorney, Michael Cohen, is representing him with regards to legal matters involving Stormy Daniels, the porn star who says she had an affair with Trump.On Cohen, the President both solidified his link with Cohen on the Stormy Daniels matter and distanced himself from his personal attorney, whom Trump said has overseen "a tiny, tiny little fraction" of his legal work. But in the process, the President may have inadvertently boosted the arguments of prosecutors who have said that communications between the two men shouldn't be considered confidential under attorney-client privilege provisions."He has a percentage of my overall legal work, a tiny, tiny little fraction, but Michael would represent me and represent me on some things. He represents me like with this crazy Stormy Daniels deal, he represented me. You know, from what I see, he did absolutely nothing wrong."The revelation, which came after Cohen asserted his Fifth Amendment rights in the matter, was just one snippet of a rambling, half-hour long phone interview on "Fox & Friends," during which the President railed against the FBI and his own Justice Department, rehashed issues involving Hillary Clinton during the presidential campaign and addressed plans for a summit with the North Korean leader.The President appeared animated and agitated during much of the interview, which was reminiscent of his frequent phone-in interviews during the 2016 presidential campaign.Trump was especially animated about the developments involving his attorney and the ongoing special counsel investigation into Russian interference in 2016 and the saga involving his nominee to lead the Department of Veterans Affairs, Rear Adm. Ronny Jackson."Doc Ronny -- you know, we call him Doc Ronny, we call him Admiral Ronny. He's an admiral, highly respected, a real leader," Trump said Thursday. "You know, these are all false accusations that were made. These are false and they're trying to destroy a man. By the way, I did say welcome to Washington. Welcome to the swamp. Welcome to the world of politics."From there, Trump jumped to slamming the former FBI director James Comey as a "leaker" and a "liar," before pivoting to slamming CNN as "fake news" and accusing the Justice Department -- which is led by his political appointees -- of not "doing their job.""I'm very disappointed in my Justice Department but because of the fact that it's going under, and I think you'll understand this, I have decided that I won't be involved. I may change my mind at some point because what's going on is a disgrace," Trump said. 2671

来源：资阳报