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PINE VALLEY, Calif. (KGTV) — Border Patrol says agents arrested two people on Thursday in separate incidents of methamphetamine smuggling.The first incident occurred when agents stopped a woman driving a 2006 Honda Accord at the Interstate 8 checkpoint in Pine Valley. The woman was referred to secondary inspection, where agents say a canine team discovered 64 packages of methamphetamine hidden in the vehicle’s quarter panels and gas tank. The drugs are worth an estimated street value of 6,175.The 22-year-old U.S. citizen and the narcotics were turned over to the San Diego County Sheriff’s Department.Several hours later, a 19-year-old U.S. citizen driving a 2005 Ford Mustang was stopped at the same checkpoint. He was referred to a secondary inspection where a canine team also discovered 39 packages of meth inside the vehicle’s gas tank, worth an estimated street value of ,250.The man and the drugs were turned over to the Drug Enforcement Administration.Once again our agents have intercepted these dangerous drugs before they could reach the streets, poisoning our community. I am exceedingly proud of the dedication our agents exhibit every day protecting America," Chief Patrol Agent Aaron Heitke said.Since Oct. 1, 2019, San Diego Sector Border Patrol has seized more than 3,050 pounds of meth, accounting for 25% of all methamphetamine seized along the south-west border, CBP says. 1412

People across the U.S. are honoring loved ones who have passed from COVID-19 as part of a National Week of Mourning.Kristin Urquiza’s father, Mark, passed away from COVID-19 on June 30 in Arizona. She said in his obituary that "his death is due to the carelessness of the politicians who continue to jeopardize the health of brown bodies."Urquiza says her dad was one of her best friends and very generous guy. She’s speaking our with hopes of saving other people of color from the disease.“Seeing those disparities play out in my hometown, in my home neighborhood, and then having my dad go through this awful fight for his life and not be able to make it, I knew that I needed to speak my truth,” said Urquiza.Fiana Tulip's mother, Isabelle, was a respiratory therapist for 30 years. She was a year from retirement. Tulip says her mom continued to go into work even though she didn't have enough personal protective equipment and knew she was putting her life at risk. She passed away from COVID-19 on July 4 in Texas.Tulip says her mom was a “giant in her kindness,” as well as loving, giving, strong and resilient.“My mom was so brave, and I want her to be remembered as somebody who was thoughtful and who was generous and who was a hero, somebody who gave her life to save others,” said Tulip.She says in her mom's obituary "her undeserving death is due to the carelessness of politicians who undervalue health care workers."Mark and Isabelle are just two of the more than 210,000 lives lost to COVID-19 in the U.S.Tulip says if the country keeps ignoring the fact that people are dying, we’re going to have pretty traumatic effects later on.“So, it's important to feel and to share the warmth and to spread the love right now,” she said.“We are putting a stake in the ground to say we need to recognize, and recognition begins with collective mourning. It gives us permission to mourn out loud,” said Urquiza.Virtual vigils are happening at 12 p.m. ET through Sunday. You can find a link to attend at WeekOfMourning.com. 2035

POINT LOMA, Calif., (KGTV)— Rainy conditions did not deter thousands of people from participating in the Second Annual Walk Against Hate-San Diego. “I walk for peace and for equal rights for people,” a pre-teen participant said. Three thousand five hundred people joined the Anti-Defamation League’s biggest event of the year, walking to show that San Diego is no place for hate. “Especially in the aftermath of something that is so tragic happening to our community,” ADL-San Diego’s Director of Development, Lindsey Zipkin said. Still fresh in the minds of participants is the Poway Synagogue Shooting on April 27, 2019. Zipkin said there was a huge jump in registration, right after the tragedy.“It gives people a really great way to come together to support one another and to celebrate diversity and respect. And really show that this is really what San Diego is about. No place for hate and not that terrible things that just happened to us,” Zipkin said. 10News also spoke to 15-year-old Nadiv Meltzer, who said the incident opened up a serious dialogue at home. His father, Rabbi Scott Meltzer, talked to him about overcoming bias and hate. “I think it’s not ideal that we needed such as an exhibition of hate and violence to get people together, but I think it’s important that people do get together,” Meltzer said. Together they walked, in the name of love and inclusivity.“Understanding that things like that can happen, but it’s our job not to let that stop us from expressing ourselves religiously or being who we actually are," Meltzer said. "I think that’s really important,” 1600

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

PHILLIPS STATION, Calif. (AP) — Winter storms have blanketed California's Sierra Nevada in snow, but the drought-prone state is still off to another drier-than-normal start to the crucial wet season, state officials said Thursday.California water managers said Thursday the Sierra snowpack is only 67 percent of normal in this winter's first manual measurement. The amount of snow is measured monthly through the winter at more than 260 locations to help water managers plan for how much they can deliver to customers later in the year.As snow in the Sierra melts in the spring and summer, it flows into reservoirs for storage and provides drinking and agricultural water for much of California. The snowpack supplies about 30 percent of the state's water needs, according to the Water Resources department.WEATHER: Check the 10News Pinpoint ForecastPrecipitation has bounced up and down as the state continues to recover from a devastating drought that led to tight water restrictions for residents and farmers. Persistent drought has also dried out trees and brush, contributing to severe wildfires.Gov. Jerry Brown declared a formal end to a three-year drought emergency in 2017, but said water conservation efforts must continue."The last few years have shown how variable California's climate truly is and what a profound impact climate change has on our water resources," Karla Nemeth, director of the California Department of Water Resources, said in a statement.More than 92 percent of California is considered abnormally dry, or in moderate, severe or extreme drought, according to the U.S. Drought Monitor, a project of several federal agencies and University of Nebraska-Lincoln. That's up from 56 percent a year ago.California typically gets about two-thirds of its annual rainfall between December and March.A storm is expected to drop snow and rain on much of Northern California, including the Sierra, this weekend and into next week, the National Weather Service said Thursday.At Phillips Station, a water measurement site near Lake Tahoe, officials on Thursday measured 25.5 inches (65 centimeters) of snow and a snow water equivalent of 9 inches (23 centimeters) — about 80 percent of average for the early January survey."We still have three wet season months ahead of us, so there's time for the snowpack to build and improve before it begins to melt, which usually starts happening around April 1," Michael Anderson, climatologist for the water department, said in a statement. 2506

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