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SAN DIEGO (KGTV) - It’s getting harder and harder to buy a home in San Diego. But according to Veterans United Home Loans, VA loans in California are surging, and they’re up 15 percent this year in San Diego.Navy veteran Robert Streets and his wife Corrie are part of that surge."There was a large cabinet that came out here, and we knocked that down," says Streets in his recently remodeled kitchen.The Streets are proud to show off their new home. After renting for years, they're first time home buyers as of July, purchasing a condo in the heart of North Park.RELATED: Making It in San Diego: Sailor gets proactive to find housing"I remember the first feeling that I got when we got our keys, and we got into the house, and I was like, 'Wow,'" adds Streets with a sense of relief. "I own this, and I can do whatever I want. I don't have to ask somebody if I can put a hole in the wall or hang a picture."While Millennials are struggling to buy in San Diego, Millennial Veterans are surging in home purchases, up 61 percent according to Veterans United with an average purchase price of almost 0,000. And for the Streets, it was made possible using a VA Loan. "They got all the paperwork together, all the legal stuff sorted out, and they actually made the condo VA qualified so that we were able to use our VA loan. Which wouldn't have ever been in here if it wasn't for that," says Corrie Streets.The Streets are far from alone. VA purchase loans in California are up 66 percent from 2013 to 2018."This is either the most financially advantageous path or, in some cases, it’s the only feasible path to homeownership," says Chris Birk.RELATED: Making it in San Diego: Millennials outpace Generation X in both total debt and long-term savingsBirk is Director of Education at Veterans United Home Loans. He says in some cases veterans and service members, if they qualify, can get a VA loan for no money down. The average 30-year rate for June was 4.2 percent, better than most conventional loans. "They don't have to build pristine credit,” adds “Birk. “And one of the biggest benefits is that so many veterans and service members aren't weighed down by student loan debt."And then there are vets like Wendell Stone. He and his wife Tessie rented for 30 years. That's when their daughter-in-law Aurora Perez, a realtor at Century 21, helped them understand they could qualify for a VA loan."They were able to purchase a home with my help in the Temecula area,” says Perez. "And then they were able to purchase another home in Oceanside and turn that into an investment property."Currently, there is a 0,000 cap on VA loans in San Diego County. But Perez says the laws are about to change and next year if a veteran or service member can qualify, there will be no cap for VA loans.Are you a veteran or service member in the market for a new home? Here’s your complete guide to the VA Home Loan. 2911

SAN DIEGO (KGTV) -- Investors say an Oceanside company that promised a green and environmentally friendly way for people to invest their money, instead left them with nothing.Team 10 has spoken to multiple people who said they invested with the Pacific Teak Reforestation Project, managed and developed by Pacific Management Group.On the company’s website, Ron Fleming is listed as PMG’s founder and chairman of the board. The website states the reforestation project “provides individuals, businesses, and institutions around the world with the opportunity to build their financial future, while saving one of the earth’s most precious and scarce natural habitats: the tropical rainforest.” The company said as the trees matured and grew larger, so did profits. The website stated that "in the time it takes teak trees to grow from seedlings to maturity--after only 15 full years of growth--[the] asset's value will likely increase as many as ten times based on historical price trends." Investors would then benefit from that profit.Mark Baker, who lives in Tucson, said he and Fleming grew up together and their mothers were best friends. In 2010, he invested ,000 of his retirement money into Pacific Teak.“That money to me was going to be part of my legacy to help my grandkids go to school,” Baker said.In 2014, he said he invested another 0,000. To this day, he said he has not received any return on that investment. “I’ve had to make a plan B for my retirement,” Baker said.Team 10 spoke to at least six people who invested with Pacific Teak. Their teak tree purchase agreements show the investors paid anywhere from nearly ,000 to nearly 0,000 for a teak tree project in Costa Rica.“It was a green investment... they were planting and they were redeveloping land that had been the victim of slash and burn techniques by the locals,” said Greg Robertson, another investor who currently lives in Rome, Italy.Robertson met Fleming on a flight in the late 1990s. “That developed into a friendship,” he said.He invested nearly ,000 in the project. “This was a very green project. It was long term,” he said. “It was all positives.”It was positive at first, but Robertson said it changed as time went on. “No monthly letters or annual business account letters... nothing. Zero,” Robertson said. “It was unusual.”Michael Tillman said he put in more than ,000 with Pacific Teak in early 2009. He has not received any money on his investment.“It’s just the stress of trying to figure out where I’m going to recoup this money to send my daughter to school,” Tillman said.Tillman said investors were given teak forecasters, which showed how much trees gained in value over the years. “So, I’m looking at the low end which is ,000... and I’m thinking, that’ll cover maybe a semester or two,” he said.Tilllman said he started to sense something was wrong a couple years ago when they stopped hearing from Fleming. Tillman got in contact with other investors, like Baker and Robertson, and discovered many people had not received any return on investment. “I’m already stressed out because for so long, I thought that it was taken care of,” Tillman said.Team 10 reached Fleming via email. He said he “resigned himself from executive position in Pacific Management Group the later part of 2013 due to health issues.” He also said that he left prior to Hurricane Otto in 2016, which he alleged caused catastrophic damage to the project.”The investors said they were not aware of Fleming’s retirement in 2013, as he never communicated that to them. The investors also said they were not informed of any hurricane damage until after they questioned Fleming for updates.“I was devastated. I never thought it was part of his character,” Baker said.A spokesperson with the Department of Business Oversight—which is now the California Department of Financial Protection and Innovation—said Fleming was not supposed to operate in California. The DBO issued a desist and refrain order in 2016. It said Pacific Teak and Pacific Management Group did not have the proper permit to be in business. In addition, the state found the company “misrepresented that investors would receive substantial profits.” It also found the company was in violation of the Corporate Securities Law. The state said Fleming and the company “misrepresented to investors this investment opportunity was low- risk.” Fleming never responded to Team 10’s follow up questions, only writing that he was “super busy” with his youngest daughter getting married.Fleming’s attorney contacted Team 10, telling me the “matter is complex and there are many unfounded rumors, along with misstatements, that have been circulating.“The fact is that Mr. Fleming has done nothing unethical in connection with his association with Pacific Management from which he resigned in 2013. I would request that you and your employer be very careful in what you publish in this matter,” wrote attorney Dominic Amorosa.He added in a separate email: "I am not sure whether you can find any investor in the United States who believes that an investment must necessarily be successful notwithstanding any foreseeable or unforeseeable events." The investors are still in disbelief about the turn of events and hope they will able to recoup some of their money. “He didn’t care about us at all, just about himself,” Robertson said.“He messed up so many lives. So many lives,” Baker added.Investors said they reported Fleming to the FBI. A spokesperson said they could not confirm or deny any investigation, but will take appropriate action if it is warranted. 5616

SAN DIEGO (KGTV) — If you're trying to find a precious ticket to San Diego Comic-Con this summer, watch out for villainous scammers scalping fake badges.The Better Business Bureau has issued a warning that third-party sellers may sell fake badges."For consecutive years now, Comic-Con International has sold out in record time and obtaining a badge has become strenuous," the BBB writes. "One of the most pervasive scams BBB has found over the years is the reselling scam in which a scammer claims they bought a badge but can no longer attend the convention."MAP: Where to find you favorite Comic-Con exhibitsScammers may offer their fake badge, tricking customers into thinking they can change the name on their badge to theirs. But they can't and Comic-Con doesn't allow legitimate badge holders to do so."A key factor for consumers to remember is Comic-Con provides a refund at the buyer’s request, making it unnecessary to resell a ticket," BBB adds.The BBB says another common scam with SDCC badges is scammers sell "extra tickets." Comic-Con badgeholders are limited to one ticket each, so third-party sellers can't have extra badges to sell. RELATED: San Diego Comic-Con 2019 road closures, detours, shuttle routes announcedMost importantly, SDCC badges are non-transferable. Those who purchase badges using their SDCC Member ID account agree not to sell, trade, transfer, or share badge information."...If San Diego Comic-Con determines you have violated this policy, they have the right to cancel your badge without a refund. Thus, buying from a third-party seller is not only more expensive it may put the attendees at risk of being expelled from the event," the BBB says.While Comic-Con 2019 badges are sold out, numerous off-site events packing just as much fun will be held around the San Diego Convention Center and throughout downtown. For more information on badge sales, visit Comic-Con's website here.San Diego Comic-Con starts on Wednesday, July 17 with Preview Night and runs through Sunday, July 21. 2028

SAN DIEGO (KGTV) - May is Maritime Month in San Diego and the best chance to learn all about San Diego Bay's regional importance for free!The Port of San Diego will offer free tours as part of its annual Maritime Month celebration. During May, the Port offers free bus and boat tours of San Diego Bay.Bus tours depart from Pepper Park in National City and will take guests on a tour of San Diego's shipbuilding and repair yards, the Tenth Avenue Marine Terminal (where the Dole ship often is) and National City Marine Terminal.RELATED: San Diego museum members get in free during 'Big Exchange'Bus tours are set for May 17 and 24 at 10 a.m. Seating is limited.Boat tours will depart on Hornblower vessels from Pier 1 in San Diego and travel through scenic San Diego Bay.Tours bring passengers to San Diego's shipbuilding and repair yard, and Tenth Ave. and National City terminals as well. The tour will also stop at the Port's Marine cargo terminal.RELATED: National Bike Month kicks off in San DiegoBoat tour dates are set for May 19 and 20 at 10:45 a.m. and 1:15 p.m. each day.For more information or to RSVP, visit the Port's website. 1156

SAN DIEGO (KGTV) - Loved ones are speaking out more than a week after a bloody melee that injured eight guards at Donovan state prison in Otay Mesa.The violence erupted two Sundays ago, around 4 p.m., inside the recreation yard. Corrections officials say there were about 20 inmates in the yard when one of them attacked a guard. His fellow guards rushed to help. In the mayhem that followed, four inmates allegedly assaulted guards. Six of the guards suffered stab wounds.Christina Armstrong's longtime boyfriend, correctional officer Malcolm Billingsley, was in the middle of it."The best way I hear him describe it is a 'melee, just chaos' ... There was so much going on, it was hard for him to pinpoint each action that was taken," said Armstrong.Corrections officials say a warning shot by one of the guards ended the altercation. As the guards were rushed to hospitals, news filtered out to loved ones."It was frightening not knowing for several hours what was going on. It was terrifying," said Armstrong.Billingsley was not stabbed, but suffered a back injury and possible nerve damage to his hand."It's hard for him to everyday things. He can't take care of our son, let alone play with him. He's in a lot of pain," said Armstrong.His fellow guard Roland Milan was stabbed in the face and suffered a brain bleed. His wife Marcy says he's had four plates inserted into his face."A stab wound to the face, to the mouth area. All his upper teeth were knocked out," she said.Sources say in all, eight guards were injured, including one with a fractured bone in his back.Armstrong says because of an ongoing investigation, she can't reveal details of the melee, but says the guards fought hard for their lives and the lives of their fellow guards."They are all heroes. Malcolm went to work that day to carry out his duty as a correctional officer an he became a victim but his strength and courage allowed him to come home a hero," said Armstrong, choking back tears.Corrections officials say the four inmates could face attempted murder charges.Gofundme campaigns have been set up for both Milan and Billingsley to help with expenses. 2147

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