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Whether you’re planning a trip to a country across the globe or packing the car for a weekend road trip to a local campground, you can have a debt-free vacation with some careful planning.It’s easy to see how a vacation can blow up even the most carefully planned budget: In NerdWallet’s 2018 Summer Spending Report, parents surveyed by Harris Poll planned to charge an average of ,019 to credit cards for summer vacations.To ease the stress of a vacation on your budget, start with a clear idea of your trip’s scope — identifying expenses from the time you leave your home to the moment you return — and create a realistic spending limit. Then get creative to trim costs along the way. 701

WILMINGTON, Del. – Joe Biden said in a speech Wednesday that his campaign believes it’s clear that they’re on track to win enough states to reach the 270 electoral votes needed to win the presidency.“I’m not here to declare that we’ve won, but I am here to report that when the count is finished, we believe we'll be the winners,” said the former vice president from Wilmington, Delaware.Watch his speech below:Biden’s remarks came around the same time that The Associated Press projected he would win Wisconsin, bringing him to 248 electoral votes as of about 4 p.m. ET. At that same time, President Donald Trump had racked up 214.“Of all the votes counted, we have won Wisconsin by 20,000 votes, virtually the same margin as when Trump won that state four years ago,” said Biden.Biden is also leading in Michigan and Nevada, but by slim margins. If he were to claim those two states as well, he would reach the crucial 270-vote threshold.“In Michigan, we lead by over 35,000 votes and it’s growing,” said Biden. “It’s a substantially bigger margin than when President Trump won Michigan in 2016.”As for Pennsylvania, The Associated Press still had Trump leading, but Biden had made steady advances throughout Wednesday.“I feel very good about Pennsylvania. Virtually all the remaining ballots to be counted were cast by mail and we’ve been winning 78% of the votes by mail in Pennsylvania,” said Biden.The Democratic candidate said it’s been a long and difficult campaign, but admitted it’s been a more difficult time for our country. He said once the election is over, he hopes to bring Americans together, despite the partisan nature of the country.“I know this won’t be easy. I’m not na?ve, neither of us are,” said Biden referring to him and his running mate, Sen. Kamala Harris. “I know how deep and hard the opposing views are in our country on so many things, but I also know this as well. To make progress, we have to stop treating out opponents as enemies. We are not enemies.”He said what brings us together as Americans stronger than anything that can tear us apart and promised to be a president to the whole country, not just those who voted for him.“The presidency itself is not a partisan institution,” he said. “It’s the one office in this nation that represents everyone, and it demands a duty of care for all Americans and that is precisely what I will do. I will work as for those who didn’t vote for me as I will for those did vote for me.”Biden stressed that every vote must be counted to determine the winner of the election. His comments were likely in reaction to the Trump campaign's lawsuits that are asking for vote counts in Pennsylvania and Michigan to be stopped, claiming lack of “transparency.” The president's campaign is also requesting a recount in Wisconsin, where Biden was narrowly declared the winner.“No one is going to take our democracy away from us, not now, not ever,” he said. “America has come too far. America has fought too many battles. America has endured too much to ever let that happen. We the people will not be silenced. We the people will not be bullied. We the people will not surrender.”Biden ended by saying that he’s confident he will emerge victorious, but it won’t just be his win.“It will be a victory for the American people, for our democracy, for America. And there will be no blue states and red states when we win, just the United States of America.” 3429

When Mark Urquiza died recently from complications due to the coronavirus, his family didn’t hold back their thoughts on who was to blame.“Mark, like so many others, should not have died from COVID-19. His death is due to the carelessness of the politicians who continue to jeopardize the health of brown bodies through a clear lack of leadership, refusal to acknowledge the severity of this crisis, and inability and unwillingness to give clear and decisive direction on how to minimize risk,” read Mark’s obituary, printed in the Arizona Republic on July 6. 567

When it comes to Christmas decorations, country music star Tim McGraw lives by the expression "go big or go home."On social media, McGraw showed off his impressively tall Christmas tree.In the pictures, McGraw is seen going to great lengths to decorate the tree - using a very tall ladder, using a long pole to move branches, and adjusting the tinsel with one leg in the air.He cheekily captioned the photos with "A: Santa's lead flying reindeer B: wife trying to get rid of me before Christmas." 504

While balancing parenthood alone during a pandemic can challenging, adding eviction to the equation can be heartbreaking.“My heart dropped for the simple fact that I was homeless before with my four kids,” Mary Ratchford-Bass said after losing her job as an office cleaner.“Once the pandemic hit, they went to working from home and that left us with little to no work to do,” she said.Just a few days before being forced out of her apartment, Ratchford-Bass, who was born into a Baptist family, was saved by someone she never met, calling it almost a “religious experience.”“It really was,” she said. “Because when I got the eviction notice, all I could do was pray.”Helping answer those prayers and pay the rent was 13-year-old Jewish girl Rena Brittan, who became inspired to help others while studying child labor laws during a service project for her bat mitzvah.“She wanted to help people pay their rent in part because she wanted families and children to be safe,” said Rena’s mother, Dana Brittan.Dana says while her daughter is staying away from the spotlight and is no longer doing interviews, she still is helping others pay their bills.“Part of why that’s so important is because once a person is evicted from their home, it’s like having a criminal record,” she said.Rena started a GoFundMe page with the money going to the Resident Relief Foundation, a nonprofit that help people pay their rent.With a recent report by the American Apartment Owners Association showing 60% of landlords saying their tenants are unable to pay rent because of the coronavirus, Ratchford-Bass is thankful for Rena helping cover her housing cost during this crisis.“If I could give her a big hug, I would,” Ratchford-Bass said. “She just doesn’t know how much she’s helped my family and I’m sure other families, too.”So far, Rena’s GoFundMe page has raised more than ,000, an amount she hopes to increase as millions of Americans still face evictions during this pandemic. 1975

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