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BURLINGTON, Vt. – Almost every morning for the last 35 years, a 21-car-train pulls into Burlington, Vermont, with roughly 1,500 tons of wood chips that help power the city. Wood burning represents 30% of Burlington’s power grid, and 20% comes from solar panels and wind turbines. In 2014, when Burlington opened a hydro plant, that took over the remaining 50% of the city’s power grid and marked a historic moment – Burlington was now the first city in the U.S. to run 100% on renewable energy. “We had our challenges at the beginning,” said David MacDonnell. “There were a lot of growing pains that we went through.” MacDonnell knows firsthand about the path to the city’s energy milestone. He moved to Burlington in 1983 and began working for the city’s electric company, Burlington Electric Department, in 1984. MacDonnell started as an operator at B.E.D.’s McNeil Generating Station. “When I came, the plant was still in construction,” said MacDonnell. At McNeil’s, at that time, Burlington Electric was just starting to experiment with wood as a possible energy source. “It was very groundbreaking stuff at the time,” MacDonnell added. The idea stemmed from the company looking for a more cost-effective energy source, and wood proved to be that. But over the years, the company and the community realized there were added benefits. “The fuel budget last year was million and if you think about it, we get our fuel with in a 60-mile radius of this plant. We keep a lot of money local for the community. You know the mom and pop stores, loggers, and truckers. That really supports the whole area,” MacDonnell explained. With wood as the first renewable energy source, Burlington has also been less affected by the volatile fossil fuel industry so customer rates have been stable for more than a decade. “Burlington Electric has successful achieved the 100% renewable energy goal without raising rates for over a decade now, so we prove it is possible to maintain rates,” said Paul Pikna, a senior generation engineer at Burlington Electric. “One could even argue, if you count inflation, we’ve decreased rates over the decade.” But perhaps the biggest benefit in the successful application of wood as an energy source, is that it started the energy revolution in Burlington and now, in an era of concern about climate change, many point to Burlington’s energy grid as a model for other cities to consider. “It’s very satisfying for me to know that I worked at a place for my whole career that really amounted to something that I consider a very positive for Vermont, the country, the world,” said MacDonnell. After three decades with Burlington electric and helping it pave the way for renewable energy, MacDonnell is preparing to retire. He leaves feeling like he made more than money in his career, he made a difference. “You have a sense of pride knowing that you are doing something that is a difference. I have kids and grandkids and we want to make sure we leave this planet in good shape for them.” Burlington hit the historic milestone running 100% on renewable energy five years ago, and now at least four other cities have hit that milestone too. Those cities are Aspen, Colorado; Greensburg, Kansas; Kodiak, Alaska; and Rock Port, Missouri. Within the next decade, a dozen states are hoping to get there, states like Minnesota, Massachusetts, and even California. However, while other cities and states are trying to catch up to Burlington, it’s moving forward with the next step that is a more ambitious energy goal. Burlington wants to be the first net zero energy city in the country. Essentially, the city wants the total amount of energy it consumes to be equal to the total amount of renewable energy it creates. “About a month ago we rolled out a roadmap to go from where we are today to net zero across the thermal ground transportation electric sectors by 2030,” said Burlington’s Mayor Miro Weinberger. “The exciting thing about the roadmap is that we can get there with technology that is available today and are largely cost effective today.” The move forward, for Burlington, is not about energy bragging rights, but about data suggesting this move is critical. “All the climate models suggest we need to make substantial progress by 2030 and much more dramatic progress by 2050,” added Weinberger. 4376

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

It's no secret that voting in this year's election is entirely different from what we've done in years past. With that, there are many concerns about mail-in ballots, and whether or not they favor one political party over another.Bakersfield College political science professor Allen Bolar says the rumor has always been that mail-in voting favors Democrats. He says that rumor hasn't historically been true, until now."The Republican party is gonna be sending mail-in voter ballot applications to its voters, but on the other hand, the top of its ticket is saying that you can't trust the mail-in voting," Bolar said.This year, votes received by mail will likely be more skewed favoring democrats, Bolar said. The professor explaining that mostly has to do with the rhetoric coming from the White House for months, denouncing the mail-in vote system's integrity."You have tremendous potential for fraud and abuse," President Donald Trump said about mail-voting this summer.Bolar says some Republicans, heading President Trump's words, may avoid casting their vote via mail. Meanwhile, Democrats are expected to be turning out in higher numbers. Democrats have cast about 51% of the early votes, according to a predictive analysis by the data firm TargetSmart, which uses voter data to project turnout trends. That's compared with 38% by Republicans. Bolar says republicans will mostly vote in other ways, like at the poll on election day."Many Republican voters are die-hard Republican voters. They're going to show, and do whatever they need to do," he said.Bolar says the one advantage that may come out of this for Democrats, is that when a party's base votes early, it allows the party to focus their campaign calls and mailers on a smaller set of people who haven't voted."Whereas the Republican party is going to have to keep worrying about its whole set of voters, or at least a large number of them, and its efforts are going to be a little harder to concentrate," he said. This story original reported by Austin Westfall on Turnto23.com. 2071

DENVER, Colo. -- Megan Fischer’s life story is one of strength and triumph. Her black belt in taekwondo is proof of her ability to persevere when mind and body are pushed to their limits. It’s a challenge she chooses to take part in. However, there was a time about 15 years ago when she had to overcome a challenge that wasn't planned. “In June of 2001, I was diagnosed with a brain tumor. It was explained to me as being roughly the size of an average-sized human fist. So relatively large in the head of a 6-year-old,” Megan Fischer said. Fischer is a childhood cancer survivor. “I remember just kind of a lot of times feeling like ‘why I am I here, why am I in this situation where I’m being hurt.'” After a surgery to remove the tumor, Fischer underwent chemotherapy for 11 months. It made her very sick. But it worked, and a couple years later, Fischer was cancer free. “Now I just kind of try and advocate for other kids with cancer, and kind of help them through.” Fischer is hoping to raise awareness of the shortage of the chemo drug Vincristine. It was part of her treatment many years ago. “I don’t know if it was the reason why I was able to have so much success in my tumor disappearing, but I definitely know that the side effects of Vincristine are pretty terrible. So I don’t think that my doctors would have put me on it if they didn’t think it was going to play a role in my chemotherapy treatments,” Fischer said. Dr. Lia Gore is the Chief of Pediatric Oncology, Hematology and Bone Marrow Transplant at Children’s Hospital Colorado. She says Vincristine is the backbone of many chemotherapy regimens used. “It is actually a critical element of therapy for leukemia, for some childhood brain tumors, for several other kinds of cancers,” Dr. Gore said. She says there are two primary companies that produce Vincristine, and one recently decided to stop supplying the drug. Dr. Gore says hospitals were given very little warning. “Teva [Pharmaceutical Industries Ltd.] which was a very large supplier – large volume supplier – just decided to stop making this drug. They cited a ‘business decision.’” Dr. Gore says a drug as common and basic as Vincristine isn’t as profitable. The other company, Pfizer, has stated it'’s planning to 2265

NEW ORLEANS, La. – In the middle of Mardi Gras and just a few blocks off Bourbon Street in New Orleans, there’s an ink master leaving permanent marks on multiple generations. Jacci Gresham is known to many as America’s first black female tattoo artist. When we met Gresham, she was tattooing the jawline of one of her workers. “It’s an honor to get a panther from Jacci,” said the woman getting the tattoo. “Because she’s like the blackest panther of them all.” Gresham started tattooing in an era when women – especially black women – weren’t involved or even respected in the industry. “At that time women weren’t recognized as tattoo artists,” she said. “So, especially to see a black woman doing tattoos was kind of unusual – to see a woman doing tattoos was unusual.” Gresham gave her first tattoo in her home state of Michigan in 1972. After losing her job in the automotive industry, she moved to New Orleans and opened up what would become the city’s oldest tattoo shop – Aart Accent Tattoos and Body Piercing. Along the way, Gresham estimates that she’s inked thousands of people from all kinds of cultures – including a member of the Ku Klux Klan. “It was interesting to talk to somebody from a Klan’s person that would allow a black person to tattoo them,” she said. “And the reason why he allowed me to tattoo him – or so he said – was because I gave a good tattoo.” Gresham believes a good tattoo can help break down old racial barriers while also inspiring younger artists. “I see it every day here,” she said. “We do quite a cross section of people. I have black artists, white artists, Spanish artists. And people are looking for the art. They’re not looking at the who actually did the work.” Now in her 70s, Gresham is still perfecting her craft while adding art to human canvases with the hope her impact lasts longer than the tattoo ink that runs skin deep.“Stay on that grind,” she said. “If it’s in your heart, you can’t give it up.” 1969

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