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In his opening monologue, Academy Awards host Jimmy Kimmel encouraged award recipients to discuss social issues, thank family members and give words of encouragement during acceptance speeches, but Kimmel announced there is an incentive to keep speeches short:A Brand New Jet Ski! Retail value: ,999.To the tune of the Price is Right theme, Kimmel showed off the brand new jet ski on the Oscars' stage. When Sam Rockwell took the stage to win Best Actor in a Supporting Role, he said he would keep his speech short in an effort to win the jet ski.“Why waste precious time thanking your mom when you could take her” on a jet ski ride, Kimmel said.During his monologue, Kimmel was not afraid to get political, and acknowledged some of Hollywood's recent shortcomings. Kimmel discussed the Me Too movement, and the importance of the academy of expelling Harvey Weinstein following sexual misconduct revelations were reported. “The world is watching us. We need to set an example,” he said. “The truth is if we are successful, women will only have to deal with harassment all the time every other place they go.”Kimmel also pointed out Hollywood's liberal slant."We don't make films like 'Call Me By Your Name' for money. We make them to upset Mike Pence," he said. While Kimmel only delivered a few overly political jokes, he opted to make a flub fom last year's Academy Awards when the wrong film was announced as Best Picture a central theme of his monologue on Sunday. “What happened last year was unfortunate,” Kimmel said, “I said, ‘No, I don’t want to do comedy with the accountants.’ And then the accountants went and did comedy on their own.” 1693

It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275

It will cost a little less to buy Obamacare coverage in 2019.The average premium for the benchmark silver plan will decline by 1.5%, the Centers for Medicare & Medicaid Services said Thursday.It's the first time average premiums have fallen since the Affordable Care Act exchanges opened in 2014 — but the decline comes after a 37% spike for this year's benchmark silver plan.Americans who buy those plans will save a month over this year's rate, on average, but will still be paying 5 more a month than in 2017.Premiums vary across the 39 states that use the federal exchange. The biggest drop will be in Tennessee, where premiums will fall by more than 26%.The vast majority of Obamacare enrollees are not affected by annual premium changes because they receive federal subsidies to offset the cost. 819

In the span of just over a month, the number of people hospitalized with COVID-19 has doubled, as has the seven-day rolling average of the number of new cases and deaths linked to the virus every day.On Nov. 4, the U.S. was experiencing an upswing in new cases, with a then-record average of 89,000 new cases a day according to the COVID Tracking Project. However, hospitals were caring for a still-manageable 52,000 patients, and local health departments were reporting 859 deaths today — a tragic number, but nowhere near as high as the first weeks of the pandemic.But in just over a month, those numbers have skyrocketed. Reports of new infections now average more than 200,000 a day — a once-unthinkable figure. There are now a record 104,000 people being treated for COVID-19 in hospitals — a number that has completely overwhelmed nursing staffs across the country, particularly in rural areas.Finally, the U.S. is now losing an average of more than 2,600 people a day to COVID-19 — a number that exceeds the amount of life lost on the attack at Pearl Harbor, where 2,400 lives were lost. And according to health experts, the surge is only expected to worsen. Dr. Anthony Fauci, the nation's top infectious disease expert, says the U.S. has not yet felt the full force of the expected spik caused by extensive travel for Thanksgiving gatherings."The blip from Thanksgiving isn't even here yet," Fauci told CBS News on Tuesday. "So we're getting those staggering numbers of new cases and hospitalizations before we even feel the full brunt of the Thanksgiving holiday."There is some light at the end of the tunnel, as Americans are expected to begin receiving COVID-19 vaccinations in the coming days. However, the vaccines won't be widely available to all Americans until sometime in the spring. 1819

In yet another distressing milestone amid the COVID-19 pandemic, more than 1 million people globally have now died of the virus, according to a database kept by Johns Hopkins.The planet passed the milestone Monday, about nine months after the new disease was first identified in Wuhan, China.Around the world, more than 33 million people are confirmed to have contracted the virus. The planet reached the 1 million deaths threshold just days after the United States recorded its 200,000th death linked to the virus — a rate that continues to lead the world. The U.S. also leads all other countries with more than 7 million confirmed cases of COVID-19.With 142,000 fatalities, Brazil is the only other country with more than 100,000 COVID-19 deaths. Other countries with high death tolls include India (about 96,000), Mexico (76,077) and the United Kingdom (42,077).The U.S., India (about 6 million), Brazil (about 5 million) and Russia (about 1 million) lead the world with the most confirmed cases of the virus.Worldwide, COVID-19 is spreading at the highest rates since the pandemic began. On Thursday alone, about 361,000 people were confirmed to have contracted the virus — by far the most daily confirmed cases on record.Deaths have largely held consistent since the summer months.Public health officials urge people around the world to continue to wear masks, avoid crowds, stay six feet apart from others and opt for outdoor activities over indoor activities ahead of the winter months. With winter approaching in the northern hemisphere, officials are bracing for a spike in cases as people move indoors, where the virus is more likely to spread. 1662