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LAWRENCEBURG, Tennessee — A man accused of raping a 16-month-old boy in Lawrenceburg has been added to the Tennessee Bureau of Investigation's Top 10 Most Wanted list. Lawrenceburg police said they are looking for Simon Dean Porter for questioning in connection with the rape.  300

LAS VEGAS — Right now, many recent high school graduates are facing a tough question — is it worth it to take on tens of thousands of dollars in debt to attend college during a pandemic?The irony of building credit is that it requires taking on debt — and no one wants to take on debt, especially during the pandemic. But according to one credit expert, there are some simple financial moves that parents can make right now to set up their kids for future financial success.Building credit isn't priority number one for kids, but it could open or close a lot of doors down the road."Good credit can make things easier for you in the future, whether it's securing loans, credit cards with better terms and rates. It might even help your ability to land a job or a desirable apartment," said Nathan Grant, a senior credit industry analyst at CreditCardInsider.com.Grant says that even though kids can't open their own bank account until their 18, parents can start teaching kids about credit long before that, perhaps with a prepaid card."Many of those allow for monthly direct deposits. So, you could have their allowance loaded directly on their card, and that could, at an early age, give them a way to understand budgeting and using a card that has a limit on it to teach them better spending habits," Grant said.Then, as children approach adulthood, Grant says that parents should consider making them an authorized user on a family credit card. Even if parents are not ready to let kids make purchases and payments on the card, Grant says just making them an authorized user will help them build credit."Many credit card issuers offer this, and most issuers report the account's activity in the authorized user's name, whether or not they are actually using the account. So, you can add them as a user and not give them access. It will hopefully build their credit up right out of the gate," Grant said.When kids are ready for their own cards, parents shouldn't just pick the shiniest piece of plastic. Grant says a secured credit card could be a safer option for someone with little or no credit."It uses a refundable security deposit that you fund yourself to fund the account's credit limit, upon approval," Grant said. "So, there's less risk on the issuer's part. So, for somebody who is new to credit or doesn't have any credit history, that could get your foot in the door.Grant said he couldn't offer advice either way on whether grads should pay for college with credit. But he said that anyone that decides to take a "gap year" should try to pay off any existing debts and save for the future.For those that do decide to go attend college, Grant has some general advice."The best rule of thumb, on top of just general responsible use, is just try not to use your credit card for purchases you know you won't be able to pay off before that monthly due date," he said. "Not spending beyond your means, that's going to be more valuable in your college years than ever."For more ways to boost your credit score, click here.This story was originally published by Ross DiMattei on KTNV in Las Vegas. 3114

LA JOLLA, Calif. (KGTV) - Four former students are suing the San Diego Unified School District and a former teacher, claiming he sexually assaulted them in high school. Team 10 investigative reporter Jennifer Kastner interviewed one of his accusers who says the school district failed to protect her. “When I was a senior at La Jolla High School in the year of 2003, I was sexually assaulted by my physics teacher,” says former student Loxie Gant.She’s one of the four women who are now suing the former teacher and the district, claiming the district had numerous opportunities to punish or report his behavior, but failed to do so.Attorney Mark Boskovich tells 10News, “The school district knew about these sexual assaults because the students reported [them]. This is not one of those cases where people didn't come forward. They did.”10News is not naming the former teacher because he has not been criminally charged.He declined to offer us any comment on the lawsuit.According to the suit, in 2003 two students reported that he put his hands down a female student's pants, but the complaint alleges that even after the district substantiated the complaint, it never reported it to the San Diego County District Attorney's Office or California Commission on Teacher Credentialing.The lawsuit states that between roughly 2003 and 2014, multiple female students, including Gant, reported being sexually assaulted by the same former teacher. Their attorney says he was allowed to keep teaching until he retired three years ago and now collects an annual pension of more than ,000.“I’ve been trying for years to get San Diego Unified to admit their faults and take responsibility for what happened,” adds Gant. According to the California Commission on Teacher Credentialing, the former teacher's credentials were revoked last year because of misconduct, but the details of the misconduct and whether it’s related to the allegations of sexual assault are not being disclosed to 10News. The school district tells 10News that it doesn't comment on any pending litigation.10News also reached out to the DA’s Office but a spokesperson replied that it cannot confirm or comment on any potential investigations. 2216

LAKESIDE, Calif. (KGTV) - Divers searched the San Vicente Reservoir Saturday for a missing 12-year-old girl, San Diego County Sheriff’s Department and San Diego Police said.The girl fell off a ski-type boat and into the water Saturday afternoon while with her family, officials said.The search started at 6 p.m. Saturday with seven divers from San Diego Fire-Rescue. The team later found the girl’s damaged life jacket in the water.By Saturday evening, the search was designated a recovery mission instead of a rescue. Divers stopped the search as night fell.The reservoir is 306 feet deep when full. It is a popular recreation spot for boating and fishing. No swimming is permitted unless it is related to water activities including water-skiing and wake boarding.The San Vicente Reservoir will be closed Sunday, according to officials. The dive team will resume recovery work at dawn with the help of sonar technology.The girl's identity was not released. 965

LA MESA, Calif. (CNS) - Three people armed with handguns shot at a business and a vehicle in La Mesa, but no one was struck by the gunfire, police said Wednesday.The shooting happened shortly after 8 p.m. Tuesday on El Cajon Boulevard just west of Parks Avenue, La Mesa police Lt. Brian Stoney said.The target of the shooting was an occupied business in a strip mall, Stoney said. The business' front window was shattered by the gunfire. The lieutenant did not disclose the name of the business."This appears to be an isolated incident," Stoney said Tuesday. "And although the suspects should be considered armed and dangerous, we do not believe there is any further threat in this immediate area right now."At least four men were inside the business when officer arrived, but were uninjured, the lieutenant said, adding that the men were detained for questioning.Officers spotted a vehicle driving away from the business with several bullet holes in its windshield, he said. Officers stopped the vehicle and also detained its two occupants, both men, for questioning.Witnesses told police they saw three people armed with handguns open fire on the business and the vehicle before fleeing in a vehicle, described only as a dark SUV, Stoney said. The suspect vehicle was last seen heading westbound on El Cajon Boulevard.No description of the suspects was immediately available and a motive for the shooting remains unclear.Anyone with information about the shooting is asked to call La Mesa police at 619-667-1400. 1522