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INTERACTIVE MAP: Where the Woolsey?Fire is burning in Ventura and LA countiesMALIBU (CNS) -The Woolsey Fire that has burned at least 83,000 acres in Los Angeles and Ventura counties has claimed the homes of several celebrities, along with the historic Paramount Ranch, where countless movies and television shows have been filmed since 1927.The ranch -- which served as a location for shows such as "MASH," "Dr. Quinn, Medicine Woman," and most recently, HBO's "Westworld" -- was destroyed save for a chapel, according to the National Park Service, which operates the site.The mansion used for ABC's "The Bachelor" escaped destruction, but the fire did burn the lower house. No one was at the location at the time with the current cast filming abroad, network officials said.RELATED: Woolsey Fire burns 70,000 acres, still zero percent containmentMany celebrities evacuated their homes, including "Lord of the Rings" star Orlando Bloom, reality TV star Kim Kardashian West, "The Shape of Water" director Guillermo del Toro, actors Alyssa Milano, Rainn Wilson and Mark Hamill, singers Melissa Etheridge and Lady Gaga, and MGM TV chairman Mark Burnett and his wife, producer-actress Roma Downey.According to US Weekly, singer Robin Thicke lost his Malibu home.The homes of "Dr. Strange" director Scott Derrickson and Fox Sports' Eric Wynalda were destroyed by the fire.RELATED: Caitlyn Jenner's Malibu home destroyed in Woolsey Fire, Kardashians evacuate"We lost our home, but we are all safe and that's the important thing," Derrickson tweeted Friday."Gonna be offline for awhile," Wynalda tweeted. "Gone. Brutal. Watched it burn on live TV."Caitlyn Jenner's hilltop home was also reported to be in danger. "We don't know how badly the house burned but it's not looking good," she tweeted Saturday afternoon.Milano was one of many celebrities who have tweeted, saying "Horses are finally safe. My children are safe. My home is in jeopardy but... everything with a heartbeat is safe. Thank you all for your concern."RELATED: Neighbors flee in panic as Woolsey Fire levels homes in CalabasasLady Gaga tweeted, "I am thinking so deeply for everyone who is suffering today from these abominable fires & grieving the loss of their homes or loved ones. I'm sitting here with many of you wondering if my home will burst into flames. All we can do is pray together & for each other. God Bless You."Though actor Will Smith's home wasn't in an evacuation zone yet, he tweeted: "I don't like it, so we're gonna go."Actor Martin Sheen and his wife Janet were said to be safe after their son, actor Charlie Sheen, tweeted on Friday that he couldn't locate them. A local news crew later found the elder Sheen on the beach where many local evacuees had gathered. 2777
In the days and weeks following the February 14 shooting at Marjory Stoneman Douglas High School in Parkland, Florida, the National Rifle Association saw a significant spike in donations.In fact, reports from the Federal Election Commission show donations to the NRA's Political Victory Fund tripled from January to February.In January,?the NRA collected almost 8,000 in individual contributions. In February,?they collected more than 9,000.It's no secret that interest in guns and gun sales -- as evidenced by anecdotes and manufacturing numbers -- have until recently gotten boosts from mass shootings. So it would stand to reason that donations to the NRA would get a bump as well. 723
In general, using as little of your credit card limits as possible is better for your score. So logic would suggest that paying off your credit cards early so that a zero balance is reported to the credit bureaus would produce the highest scores, right?Turns out, having 1% of your credit limits in use may help your credit score even more than showing 0% usage. Counterintuitive as it is, that’s how credit scoring works.Why 1% is better than 0%Credit scoring systems are designed to predict how likely you are to repay borrowed money. The two biggest credit factors — accounting for about two-thirds of your score — are paying on time and the amount you owe.Credit utilization, or the percentage of your credit card limits you use, is one of the biggest levers you can pull to affect your score, and it works quickly: Your utilization changes as soon as card issuers report your new balances to the credit bureaus each month.If you are trying to squeeze every possible point from credit utilization, the trick is to aim low — just above zero. Credit expert John Ulzheimer says that data has shown that 1% credit utilization predicts slightly less risk than 0%, and scoring models reflect that.Tommy Lee, principal scientist at FICO, one of the two dominant credit scores, explains it this way: “Having a low utilization indicates you are using credit in a responsible manner.”How to shoot for 1%If you’re aiming for a perfect 850, or are close to qualifying for a lower interest rate on a loan, shooting for 1% might help you gain a few points. You could aim to zero out your credit cards, knowing that your regular use of the cards will keep some small percentage of your limit in use.Ulzheimer, who has worked for credit bureau Equifax and credit scoring company FICO, explains how: “If you can pay off your balance in full by the statement closing date, then you’ll get a statement with a zero balance and that’s what will appear on your credit reports.” Or, you can pay off a card in full by the due date and stop using the card entirely for the next billing cycle to get to a zero balance.“But 1% could be better if you can pull it off,” Ulzheimer says.You could do that by using the AZEO (all zeros except one) strategy to get every credit card but one to a zero balance. Because credit utilization is calculated both overall and per card, you may want to use your highest-limit card as the one that will have a statement balance. Simply add all your credit limits together, and figure 1% of that.You can also try paying online as soon as a transaction posts to keep the balance low. Or, use a personal finance website or your card issuer website to check your credit utilization weekly. Then make a payment to bring it down, rather than waiting for your monthly statement.What if I can’t make it to 1%Keeping utilization under 10% is another worthy goal. Lee says that the top 25% of FICO credit scorers use about 7% of their credit limits. If you pay on time and keep balances low relative to credit limits, your scores will generally be high.Ulzheimer points out that if you are fretting over whether you want a credit utilization of 1% or 0%, it’s worth noting that either is excellent. And it’s entirely possible to score a perfect 850 without the elusive 1%. How that works is part of the “secret sauce” that scoring companies do not reveal.How to get and keep a high scoreNothing is more important to your score than paying bills on time. The scoring penalty for a missed payment is severe, and a payment that’s 30 or more days late can stay on your credit report for up to seven years.Also, use cards lightly and keep balances low to keep your credit utilization low.In addition, keep an eye on the other factors affecting your credit score:Check your credit reports for errors (you can access them by using AnnualCreditReport.com).Keep credit card accounts open.Aim to space credit applications about six months apart.Use both installment credit (loans with level monthly payments) and credit cards.And monitor your credit — regular checkups are part of staying financially healthy.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhat to Do When Your 0 Weekly Unemployment Check ExpiresIs That ‘Contact Tracer’ Really a Scammer? How to TellWhat to Do With Your ‘Treasures’ the Kids Don’t WantBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4475
It's been six months since the man once synonymous with Hollywood inadvertently caused a seismic shift and one of the most important conversations in the industry's history — and even beyond the entertainment world.What began with a few brave women coming forward about mistreatment at the hands of Oscar-winning producer Harvey Weinstein has emerged into a movement against abuse that has reverberated across industries.In just half a year, dozens of once powerful men have been held accountable for mistreatment, thousands of people have raised their voices to say, "me too," and at least one industry -- people hope, anyway -- will never be the same.Again, it's happened in six months.As it stands, the allegations against Weinstein range from harassment to rape, include the stories of more than 80 women and span several decades. (Through a spokesperson, Weinstein has repeatedly denied "any allegations of non-consensual sex.") 946
INDIANAPOLIS — Gov. Eric Holcomb is concerned about teenage homegrown violent extremists in Indiana schools, according to a Nov. 17 Indiana Department of Homeland Security report. WRTV obtained the document through two separate sources.Teenage Homegrown Violent ExtremistsThe nine-page document describes three threats to Indiana schools – active shooters, cyber threats and teenage homegrown violent extremists. Homegrown violent extremists are defined by the FBI as "global-jihad-inspired individuals who are based in the U.S., have been radicalized primarily in the U.S., and are not directly collaborating with a foreign terrorist organization."The first two threats are real concerns for police departments and schools across the state, according to multiple high-ranking law enforcement sources who are regularly briefed on local and national intelligence regarding threats. The actual threat of a teenage homegrown violent extremist attacking a school is low, the sources tell WRTV. They say listing it as one of the top three threats is not accurate. The sources spoke to WRTV on the condition of anonymity because they are not authorized to speak to the media. "The Governor of Indiana, IDHS, the FBI and the NCTC remain concerned about the potential for teenage HVE’s to conduct attacks inside the state or violence targeting a school with little to no warning," the report states. "IDHS continues to urge vigilance and to report suspicious activities to law enforcement."As the report states, Indiana did see an 18-year-old Brownsburg, Indiana man get arrested while allegedly trying to join ISIS, but there was never a threat to the high school he attended or any other schools in the country.The FBI declined to comment for this story.Questions Raised about ReportThe report was part of a briefing sent to emergency managers and police departments across the state. It quotes not only Holcomb, but other state agencies, such as the Fusion Intelligence Center, the U.S. Department of Homeland Security and the FBI. But some agencies never knew the report was being put together. The IDHS never consulted the agencies before sending out the report, even though they were quoted, WRTV has learned.Asked about the document and the quotes, IDHS Executive Director Bryan Langley, who is also listed as the author of the report, released a statement, saying in part: 2420