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The Labor Department saw an additional 3 million people seeking unemployment claims last week — the highest increase of unemployment claims the Labor Department has recorded since it began measuring seasonal unemployment.It also marked the highest level of insured unemployment since April 2018, when the unemployment rate was at 342

The average 401(k) balance rose 17% last year to 2,300 from the end of 2018, according to a review of 17.3 million accounts by Fidelity Investments. The average individual retirement account, or IRA, balance rose the same percentage to 5,400.Surging markets around the world were a big reason for the growth: The S&P 500 index had one of its best years in decades with a 31.5% return. Investments of all types logged gains, from junk bonds to stocks from developing economies.But workers’ better savings habits also played a big role.Fidelity said the average worker set aside 8.9% of their pay in their 401(k) in the fourth quarter, a record. Combined with employer matches, the average total savings rate was 13.5% in the quarter, tying its record last reached in the spring of 2019.“Nobody can control the market, so the behaviors of people contributing to their 401(k)s are what get us the most excited,” said Katie Taylor, vice president of thought leadership at Fidelity. “We have people saving 13.5%, which is really close to the 15% that we recommend. That’s a great story.”In many cases, workers may not even realize they’re saving more. Most employers give the option for workers to automatically increase their contributions each year, without having to do anything. Some employers even automatically sign up their employees for these auto-escalation programs, requiring them to opt out if they don’t want their contribution levels to steadily rise.Such features are on top of programs where employers automatically enroll new hires in the 401(k) plan. They all lean on the power of inertia to help workers build up bigger nest eggs. It’s a sharp turnaround from earlier years when workers had to take an extra step to join the 401(k) plan and fill out paperwork whenever they wanted their contribution levels to change.“There’s always a way, if you don’t want to do it, where you can unenroll, but these automatic programs have been a game changer,” Taylor said.Consistent contributions — and giving them time to grow — are keys to building bigger portfolios. Among workers who have been in their 401(k) plan for 10 straight years, the average balance rose to a record 8,200, according to Fidelity.Such figures, though, count only people who have a 401(k). Many lower-income workers, particularly at smaller employers, could not save in a 401(k) even if they wanted to because their companies don’t offer access to one. Legislation passed late last year aims to make it easier for smaller employers to band together and offer plans.Nearly half of all U.S. households aged 55 and over, 48%, had no retirement savings at all as of 2016, according to estimates from the Government Accountability Office. 2737

The Hard Rock Hotel and Casino is removing liquor dispensers from guest room minibars at its resort in Punta Cana, the Dominican Republic, the general manager of the resort told CNN.Hard Rock Hotel and Casino decided last week to remove the liquor dispensers and hopes to "provide more tranquility for guests," GM Erica Lopez said. The decision to remove the dispensers was made independently and not as a result of the two deaths that happened at the Hard Rock Hotel and Casino at Punta Cana, Lopez added.The decision follows a series of American tourist deaths in the Dominican Republic, some of which may have involved liquor.At least nine American citizens have died during or after stays at Dominican Republic resorts over the past year, according to information from the State Department, family members and the resorts involved.But officials in the Dominican Republic and the United States have not said the deaths are connected. A US State Department official said Friday there has not been a unusual spike in reported deaths from the Dominican Republic, and the State Department has not issued a travel warning about trips to the country specific to these deaths.The Dominican Republic's top tourism official also downplayed what he called "exaggerated" reports about the deaths."It's not true that there has been an avalanche of American tourists dying in our country, and it's not true that we have mysterious deaths," Tourism Minister Francisco Javier Garcia told reporters.Two deaths at Hard Rock HotelTwo of the deaths occurred at the Hard Rock Hotel and Casino in Punta Cana.David Harrison, 45, of Brandywine, Maryland, died at the hotel in July 2018, according to his widow, Dawn McCoy. They were celebrating an anniversary, and she said her husband returned from a snorkeling excursion one day earlier and he said he wasn't feeling well.Early the next morning, she said, he was sweating and unable to get up before he died. Local authorities listed the cause of death as a heart attack and pulmonary edema.Robert Wallace, a 67-year-old resident of Turlock, California, died after becoming ill at the hotel April 12, relatives told 2160

The debate of whether to drill for oil in the Arctic National Wildlife Refuge (ANWR) has been an ongoing issue in the country since 1977. As of 2017, the Republicans were successful in opening up drilling with the passage of the Tax Cuts and Jobs Act of 2017. If the Trump Administration completes its review, an auction for drilling leases could happen by the end of the year. However, indigenous groups are trying to fight this possibility, claiming the drilling threatens their way of life. Leasing in ANWR was blocked for four decades prior to this. According to Energywire, the oil-dependent state has suffered from the industry's decline, and waning production on the North Slope threatens the Trans-Alaska Pipeline System (TAPS) with a dwindling amount of oil that could fall below the minimum threshold to move. TAPS is both practically and symbolically central to the crude industry of Alaska.Sen. Lisa Murkowski (R) told Enerygywire in 2017, “Alaskans can now look forward to our best opportunity to refill the Trans-Alaska Pipeline System, thousands of jobs that will pay better wages, and potentially billion in royalties for our state alone."However, indigenous groups continue to fight to protect ANWR, not only for their way of life, but for the animals as well. “I am part of a long line of people born into Gwich’in nation of Fort Yukon, Alaska,” says Bernadette Demientieff, an outspoken activist against the drilling.The Gwich’in are comprised of 14 different communities of about 9,000 people. Demientieff is from Fort Yukon, Alaska, which is just south of ANWR. She lives in Fairbanks, Alaska now, but keeps to her indigenous roots with her family. “We pick berries every summer,” Demientieff says, while cleaning blueberries with her daughter. “It’s something our ancestors did and survived off. So, it’s something that has been handed down to us. It’s part of our culture and history, and it’s important we pass that knowledge and education to the next generation.”Demientieff advocates against the drilling in the refuge, because that’s where the Gwich’in’s main source of food breeds.“We do not worship the caribou, but we hold them to high standards,” she says. “The caribou has sustained the Gwich’in for thousands of years. They’ve taken care of us for thousands of years. Now, it’s our turn to take care of them. Gwich’in have always taken care of the land – we are stewards of the land. So, if something happens to the land it happens to the animals, then it happens to us.” Fort Yukon consists of about 800 people according to the second Chief Mike Peter. “The wild life refuge is where life begins,” Peter says. “Not even a footprint is in there, that’s where caribou migrate and have their calves. People still do hunt and fish and live off the land, and if drilling were to happen it would hurt us all.”The arctic caribou population has declined by half since the 90s, from around 4 million to 2 million. The Gwich’in fear this development would decrease this number even more. “This is the remaining caribou,” Dementieff says. “You know the rest of the arctic is opened to oil and gas development, and all the caribou population have declined in that area. And they can’t tell us that our food security is going to be impacted when we see different."ANWR posses what many geologists believe is the biggest untapped oil field remaining in the country, with economic potential in the billions. The development could create tens of thousands of jobs in the first decade, and it has potential of making the country more energy dependent. The effort could keep the state’s economy alive as well. However, the Gwich’in believe the cost of wildlife and their way of life is too high. “We are not going to give up,” Dementieff says. “We’re going to continue to go to the decision makers in DC.” 3839

The first day of school can be a scary experience for young children, but one boy in Wichita, Kansas, is very lucky to have a friend guide him.Connor Crites has autism and is nonverbal, 198