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As the nationwide unemployment rate continues to sit in unprecedented territory, the dramatic job loss numbers also mean millions of Americans have suddenly found themselves without health insurance.Experts call it a cruel twist during the pandemic, meaning many people who get sick with COVID-19 may not get the health care help they need because they don’t have coverage.“We have massive numbers of people who are worried about their health but who no longer have coverage,” said Michelle Johnson, who oversees the nonprofit Tennessee Justice Center.Johnson says calls to her organization have increased dramatically in the last few months as Americans are finding themselves uninsured after losing their jobs due to COVID-19.“We’re just going to continue seeing people who are losing their insurance,” she said.According to the Kaiser Family Foundation, nearly 27 million people in the United States may have lost employer-sponsored insurance. Roughly half of Americans receive health insurance through their jobs. And while programs like COBRA allow people who have been laid off to continue their coverage, many can’t afford to pay those costs with no income.Johnson says the problem is particularly troubling in state’s like hers where Medicaid expansion already meant there were hundreds of thousands of residents who were uninsured.She hopes the federal government might consider opening enrollment in the Affordable Care Act to help those who have suddenly lost coverage.Johnson’s biggest concern though, is the consequences may prove deadly as those without coverage now avoid trips to the doctor or emergency room for fear of getting stuck with bills they can’t afford.“People will delay getting the care they need because they’re worried about being a financial burden,” said Johnson. 1804
At a quick glance through her office, you might think Laura Packard was working on the campaign trail. But this small business owner is fighting to keep her own title: cancer survivor.“A little over three years ago, I walked into a doctor's office with a nagging cough and walked out with a stage four cancer diagnosis. Everything changed for me all at once,” said Packard.She underwent chemotherapy and radiation over a six-month period. “I lost all my hair. Some days, I wouldn't be able to get out of bed, and there was a lot of pain,” she recalled.After multiple surgeries and hospitalizations, she said her bills were really piling up. “I think it was near a million dollars,” said Packard of her medical bills.She says, thankfully, her insurance through the Affordable Care Act saved her in more ways than one.“I've been self-employed off and on for over a decade, and I used to have junk insurance, and if I still had that insurance today, I would be bankrupt or dead,” said Packard.However, she’s worried this level of insurance coverage won’t last with the recent Supreme Court confirmation and once the election results become final.“The day after my first chemotherapy was when Republicans in the House voted to dismantle the Affordable Care Act, which was keeping me alive,” she said.As talks of repealing the ACA gained ground, she moved hundreds of miles away from family to live in Colorado.“Colorado has pretty good state-level protections, but nobody should have to live like this. Nobody should have to be a health care refugee in their own country just to get care, and state-level protections can only go so far. What you need is a federal law to protect everybody.”She, like so many Americans, is wondering how she will pay for her coverage if her costs go up. Packard is fearful her health will suffer if she can’t afford her premiums.“My life is in the balance, but millions of Americans are in the balance, too.”She is worried those with pre-existing conditions won’t be able to get the care they need at a price they can afford.She is also concerned the individual mandate for health insurance will be taken away. With fewer healthy people paying into the healthcare system, the system cannot help cover costs for people who are sick.“My fear is that the rest of the affordable care act will tumble because we won’t be able to sustain it in its totality,” said Michele Lueck, president of Colorado Health Institute.Packard is just one of millions being helped by the subsidies the Affordable Care Act is founded on, and while she knows the Affordable Care Act could be improved, she hopes it will be the building block for even better care, instead of waiting years for a new solution.“I don't even know how many people will die if they succeed in destroying the Affordable Care Act, because people will lose their insurance and people will die,” said Packard.The struggle is something all Americans have endured this year. This cancer survivor is just hoping this election will bring a confirmation that her health is valued.“In a pandemic, it's more clear than ever that we're all in this together and we need candidates and elected officials that work for the greater good,” said Packard. 3224
As the new school year approaches and kids get their supply lists, the summer smells of freshly mown grass and sunscreen fade away and are replaced with the scent of pencils, paper and books.But have no fear parents, tax-free weekends are back — and just in time for back-to-school shopping.Check out the chart below to find a list of participating states, what you can get tax free and when.*Infographic information from dealenews.comEditor’s note: This story is distributed to multiple E.W. Scripps Company news organizations, and information included may not apply to your state. 625
At least 36 people have been confirmed dead as a result of Hurricane Michael, according to authorities.The number rose Saturday after a local medical examiner confirmed the death of a woman in Bay County, Florida, bringing the death toll in Florida alone to 26.Authorities did not offer additional details on the death. 327
his Veteran's Day, its latest mission is on social media through the hashtag "Honor Through Action" campaign alongside USAA. The way it works is simple. Draw a V on the palm of your hand, feature initials of a special veteran whom you'd like to honor, and share it on social media.Bruggeman displayed the people she's honoring through a V and initials on her hand.“BB is 2 people, Brian Bruggeman and Brad Bruggeman, who was a Vietnam veteran,” Bruggeman said. “I’ve got PH, a classmate from the naval academy who was laid to rest yesterday. He was a tremendous man, wonderful friend and classmate, and my husband's best friend who was killed in a helicopter crash who we continue to honor today and every day.”“We were created in 1922 by a group of 25 Army officers who couldn’t get anybody to insure them so they insured themselves and that model still is how we were organized today,” Mike Kelly, assistant vice president of Military Affairs for USAA, said. “We are a member-owned association. We were formed by the military we serve the military with insurance, banking and life insurance products.”Kelly says there are 18 million military veterans in the United States who have served. He also served 25 years in the Air Force and says Honor Through Action is about togetherness during a time when we need it most.“I hope people gain a greater appreciation for the service and sacrifice that our military members and our families make for this nation. We’re not really looking for anything other than connecting America to the veteran community,” Kelly said.Kelly added the campaign will “bring some positivity back to the nation, take our eyes of the political storm that’s happening and the COVID response and really recognizes those who have served our country.”It's sharing a meaningful symbol to pay tribute to those whose mission continues, even off the battlefield.“This group of veterans needs something very different,” Bruggeman said. “They want to feel connected but they want to do it through action; they want to do it through service. The way they feel, they need to connect isn’t the same as what it was when way our parents and grandparents came home from war.”Both organizations urge you to share your Honor Through Action this Veterans Day. Though the hashtag may seem simple, the meaning and the mission is everything. 3514