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CHICAGO — A statue of Christopher Columbus in downtown Chicago's Grant Park was taken down early Friday, a week after protesters trying to topple the monument to the Italian explorer clashed with police.Crews covered the statue, secured it with straps and used a large crane to remove the statue from its pedestal as a small crowd gathered to watch.Several work trucks were seen in the area, but it was unclear where the statue would be taken.The Associated Press sent an email Friday seeking comment from Mayor Lori Lightfoot's office.Last Friday, 18 police officers were injured when protesters tried to topple the statue. According to CNN, protesters used fireworks, frozen bottles and rocks as projectiles. Twelve people were arrested.The staute's removal also comes amid a plan by President Donald Trump to dispatch federal law enforcement agents to the city to respond to gun violence, prompting worries that the surge will inhibit residents' ability to hold demonstrations.Protesters have targeted statues of Christopher Columbus across the country because of the explorers' controversial history of killing Native people upon his arrival in the Americas. Several cities have chosen to remove Columbus statues amid monthslong protests against police brutality and systemic racism. 1295

CARLSBAD, Calif. (KGTV) -- Carlsbad is known for The Flower Fields, Legoland, golf, and its family-friendly beaches, but the Village by the Sea is also home to several hidden gems. "Most people have seen us on top of the hill, on top of the Flower Fields. Certain times of the day, you might notice a beautiful crystal piece, sparkling at the top of our building. Still, most people aren't aware they can come and visit, it's probably one of the best-kept secrets in Carlsbad," said Cathryn Ramirez, Director of Global Business Development at the Gemological Institute of America. The Institute is the global headquarters of the GIA. The non-profit is home to a museum, research lab, and school. Students come from around the world to study gems and jewelry design. "We have not only our education campus here, but we have our laboratory where we do grading of gemstones, we do research here, and it's our corporate offices as well," said Ramirez. The GIA houses more than a thousand gems and pieces of jewelry. Tours are available by reservation. Another one of Carlsbad's best-kept secrets is a short walk from the GIA. "It's off the beaten track. Everyone knows where Legoland is, Legoland is a great attraction here in Carlsbad or the Flower Fields, and then we're tucked in right between those two large attractions. We both love and are challenged by the term "hidden gem," said B.J Morgan. Morgan is the marketing manager of the Museum of Making Music. "People can expect to see all the way back to the 1890's at the turn of the century, what life was like when those instrument innovations were taking place, what music was being made on those instruments and what it was like to walk into your local retail store," said Morgan.The museum hosts several concerts a month featuring local and national artists. There's a field trip program for kids and a chance for adults to learn an instrument and join a band."I love hearing about people who are inspired to make music and to play, anybody who comes to the museum doesn't have to be a musician, I think we have an innate appreciation for music," said Morgan.Like much of San Diego County, Carlsbad is home to miles of hiking trails. The Calavera Hills Nature preserve is a 110-acre site that includes more than four miles of hiking and biking trails. It's also a habitat for several threatened or endangered species.Visitors may not realize it's also home to a volcano."Millions of years ago, there was a volcano, it's now extinct. Obviously, it's no threat to anyone, but it's a beautiful place to go visit," said Rosanne Humphrey, Coordinator for the city's Habitat Management program. Calavera Hills is home to a volcanic plug, one of only a few in Southern California. "Which means the volcanic rock that came up through the opening, solidified and over time, it just became inactive, and now all that's left is pretty much a rocky mountain," said Humphrey. 2928

CASTAIC (CNS) - A man who stole an SUV from a customer at a Santa Monica dealership led authorities on a chase for over two hours Friday, from South Los Angeles to Ventura County, before being arrested in the Castaic area.The man allegedly stole the Subaru from a person visiting a Santa Monica dealership "a few days ago," according to Sgt. Blake Cooper of the Santa Monica Police Department, but details were not immediately available.The chase started about 6:15 p.m. Friday, the Los Angeles Police Department said. It was not immediately clear where the chase began. The driver had a woman with him at the beginning of the pursuit, but she got out, according to broadcast reports. 692

By JOYCE M. ROSENBERG and KEN SWEET AP Business WritersNEW YORK (AP) — Americans are likely to see more "for rent" signs in the coming months. That's because many businesses devastated by the coronavirus pandemic are expected to abandon offices and storefronts. The changes are happening because more employees are working from home, and more people are shopping online. The result could bring an end to the long boom in the nation's commercial real estate market. Hotels, restaurants and stores that closed in March have seen only a partial return of customers. Many of them may fail. Commercial landlords have reported an increase in missed rent payments. They expect vacancies to rise through the end of the year. 724

Buying a vehicle is a commitment even in the best of times. A down payment ties up a lot of ready cash. You make payments for 48, 60 or even 84 months. And worse, the car loses value as soon as you drive it off the lot, which means you may owe more than it’s worth for years.That’s not a great fit in this pandemic-driven recession, where flexibility and adequate emergency savings are keys to financial survival.Right now the answer to the lease-or-buy question “is a very big ‘yes,’ for leasing,” says Oren Weintraub, president of Authority Auto. He’s advising clients of his car-buying concierge service to at least consider leasing because of the current economic conditions.You can put little or no money down. You can select a shorter term than a car loan. And the risk of massive depreciation down the road is borne by the bank, not you.A lot of buyers are coming to the same conclusion: The percentage of buyers who use automakers’ finance arm and choose to lease has risen from 31% to 52% year over year, according to industry analyst J.D. Power.5 reasons leasing works nowNot everyone is a candidate for leasing. But here are five factors that could tip the decision toward leasing rather than buying your next vehicle.1. Leasing offers a shorter commitment. “No one knows what will happen over the next few years,” Weintraub says. “People are worried about job security and their finances so the commitment of a car purchase isn’t as appealing.” Instead, consumers are leaning toward leasing because there are affordable two- and three-year leasing agreements available. Also, points out Scot Hall of the lease-trading site Swapalease, leases are more flexible since the contract can easily be transferred to another person without a severe financial penalty.2. Leasing requires little upfront money. During the recent lockdowns, many people burned through their savings and had little cash left for a down payment for buying a car. But lease contracts can be initiated with little or no money down. Of course, a no-money-down monthly lease payment is higher, but some people still prefer it, Weintraub says. If monthly payments are still too high, it’s best to consider leasing a lower-priced car to stay in your budget.3. Low interest rates mean more affordable payments. Current lending rates are at a nearly seven-year low, according to auto site Edmunds, with many no-interest loans available. Weintraub says this substantially reduces the cost of monthly payments.4. Manufacturer incentives abound. Each month, carmakers offer incentives to make car purchases and leases more affordable. Weintraub says there are currently many of these low-cost leasing incentives available. That could change as sales rebound, though. To find deals, Hall recommends going to the manufacturer’s website and searching for special offers. The terms of the lease are spelled out by listing the three major elements of the contract:Monthly payment.Length of the lease in months.Amount due at signing, which is similar to a down payment.Lenders can adjust these factors and apply the cash incentives in a number of ways to arrive at a low lease payment, Hall says.5. Leasing protects against sudden depreciation. Leasing is based, in part, on the predicted value of the car at the end of the contract. But in today’s world, Weintraub says that no one truly knows what the car will be worth in three years. So if the value of the car unexpectedly drops, it’s the lender’s problem, not yours. If, however, the car’s value is unexpectedly high at the end of the lease, you have the option to buy the car yourself and can possibly make money by selling it.The basics on leasingTrying to get the best deal on a lease is different from negotiating to buy a car. Here are a few tactics that the experts recommend.Check pricing guides. Because of limited inventory caused by factory shutdowns, the price of some cars has risen, Weintraub says. Begin by checking car prices on sites such as Edmunds, TrueCar and Kelley Blue Book. But keep in mind that these are not real-world prices.Shop multiple dealerships. Get apples-to-apples lease quotes from at least three dealerships to find your best deal. Tell the dealer the amount you want to pay in drive-off fees, the length of the loan — three years is the “gold standard,” according to Hall — and the number of miles you want to drive. Based on this, the dealer will give you a monthly payment. Every part of the deal is negotiable.Cast a wide net. Car factories were closed during the shutdown, so choices may be limited for a few months. Some manufacturers’ websites allow you to search multiple dealerships to find the right model in your preferred color.Keep an eye on the miles. Understand how many miles of driving are included with the lease agreement. In most leases, 12,000 miles a year is standard. But recently, some leases include only 10,000 miles or fewer, but offer a lower monthly payment. Fewer miles and a lower payment might actually fit better for many people as working from home becomes the new normal, Hall says.More From NerdWalletStill Undecided About College This Fall? Know These 4 OptionsWhy We Name Our CarsA Student Loan Expert Takes Her Own AdvicePhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 5314