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Student loan debt has surpassed trillion. It's expensive to go to school, and loans help many afford higher-education but not all that money may be going toward tuition and books.A survey found that one in five college students are using some of their leftover loan money to dip their toes into virtual currencies like Bitcoin.The mere mention of cryptocurrency is enough to make Loyola University Maryland Assistant Accounting Professor JP Krahel cringe.¡°Oh, oh boy,¡± said Krahel with the Sellinger School of Business.Even worse, students are buying into it and they're using student loan money to do so.The allowance meant for living expenses is instead being invested into Bitcoin and Ethereum. The Student Loan Report found that's how 21 percent of current college students are using their excess financial aid money.¡°Given the unregulated market of cryptocurrency, given what we've already seen, proven volatility, and given the fact that student loan debt is something you can't get rid of in bankruptcy, I personally, without getting too hyperbolic here, I would not do that,¡± Krahel said.A warning from someone who knows money, but even his wisdom is not enough to convince some of his own students.¡°They'll say, ¡®Oh, did you see what bitcoin did yesterday, I made x dollars,¡¯ I'm like, children, come on. Your interest rates and student loans that's what you should be worried about. If you have free money, send it back to Sallie Mae, you know, pay that debt off early because that stuff starts snowballing and paying off debt is a guaranteed return on investment,¡± said Krahel.And yet it's hard to shake the promise of investing in a market that's produced millionaires from relatively low investments just several years ago.¡°I don't want to knock cryptocurrencies, they do have a value, but people are getting into it because of that volatility, because you could have a thousand today and ,000 tomorrow,¡± said Krahel. ¡°So, if you're willing to only see the upside, cryptocurrencies are great but that's not the way life works.¡±Bitcoin's value has sunk ,000 in the last month and plummeted from its peak in December at nearly ,000.However, with every slump there's also the possibility of a rally. These students could prove their professor wrong or learn a real-life lesson about loss and spending wisely.Krahel said you should be borrowing the least amount of money possible so you have less to pay off in the future.Students are graduating with an average of ,000 in student loan debt. 2541

Syracuse University has suspended a professional fraternity after video footage surfaced showing members exhibiting "extremely racist" behavior, according to the university's chancellor.Videos purport to show members of Theta Tau, an engineering fraternity, repeatedly using racial slurs and simulating sex acts.Chancellor Kent Syverud called the behavior "offensive" in a statement to the campus community Wednesday. 425

The 2020 holiday shopping season will be different from all other years due to the coronavirus pandemic.Target on Thursday became the latest major retailer to outline how it will attempt to keep is employees safe during the busy holiday shopping season.For one, Target expects to match 2019 hiring levels despite a downtrodden economy. The company said that it will double its staff dedicated to contactless shopping options, like its ¡°Drive Up¡± service.Target said that seasonal employees will be given free access to virtual doctor visits through the end of the year, backup daycare, mental health services, and PPE. Seasonal employees, in addition to current staff, will also be paid for up to 14 days if required to quarantine or have a confirmed coronavirus-related illness."The success of our business strategy rests on the strength of our team and their ability to adjust quickly to the needs of our guests and their changing shopping patterns," said Melissa Kremer, Target's Chief Human Resources Officer. "Throughout the year, the team has successfully balanced strong demand in our stores with surging digital volume. Knowing that the holiday season will be unlike any other, we're building in even more flexibility to make sure Target remains a safe and convenient place to work and shop, while investing in our team's industry-leading pay and benefits." 1373

The banana phone is back.A startup that licenses the Nokia phone brand has unveiled a new version of the 8110, a curved mobile phone that was first released in 1996 and featured in "The Matrix."The phone, which is offered in banana yellow and black, will sell for €79 (). It comes loaded with a new version of the game Snake, Finnish startup HMD said in a statement."This is a return to the glory years of Nokia," said Ian Fogg, senior analyst at IHS Markit. "But it also includes all the new technology."The 8110 comes with 4G, and a handful of apps including Google Maps, Facebook and Twitter. But it doesn't have a flashy operating system and users won't be able to download other popular apps.Fogg said that basic -- or "feature" -- phones are appealing because they are reliable, and can run for a long time on a single charge. The 8110 goes 25 days in standby mode, for example.Nokia used to be the world's largest maker of mobile phones, but it struggled to adapt to the era of smartphones and compete with the likes of Apple and Samsung.Microsoft purchased the company's handset business in 2013, but later unwound the deal. Nokia now focuses on making technology for telecommunications networks.HMD, which has licensed the Nokia brand since 2016, sold over 70 million handsets in 2017, according to IHS. That puts its sales, on an annualized basis, in the same league as Sony and Lenovo."HMD's strategy clearly aims to return Nokia to be a mobile market leader, even if it's too early for HMD to realistically target displacing Samsung or Apple," Fogg said.Nokia marketed the original 8110 as "the first of its kind in terms of its ergonomics." Its battery lasted up to six days, and it was able to store 16 ring tones and up to 324 names and numbers."It feels good in the hand and fits into any pocket. The revolutionary curved design fits the natural shape of your face," the company said in a press release at the time.  1948

TALLAHASSEE, Fla. ¡ª The Florida Education Association announced a lawsuit against the state's emergency order that forces districts to physically reopen public schools five days a week in August, despite concerns from parents and educators regarding the spread of COVID-19.The lawsuit was filed Monday in state circuit court in Miami against Gov. DeSantis, Florida Education Commissioner Richard Corcoran, the Florida Board of Education and Miami-Dade mayor Carlos Gimenez.The lawsuit contends that ordering a return to on-site instruction at public schools is a violation of Florida¡¯s Constitution and requests a declaration that the state defendants¡¯ actions and inactions are unconstitutional.The suit also seeks a declaration from the court that the state's demands are "arbitrary and capricious" and seeks to prohibit the enforcement of the order.RELATED: Florida education commissioner calls school reopen lawsuit 'frivolous'The FEA contends the mandate does not allow districts enough time for effective planning, even when it comes to offering distance-learning options."As many districts were preparing to implement hybrid education models and online instruction initiatives, just weeks before the start of the school calendar, they now find themselves forced to crowd millions of students into schools where physical distancing, although critical, becomes virtually impossible," the lawsuit reads.View Lawsuit BelowThe state's largest teachers union also launched a petition to Gov. Ron DeSantis that says the state's students must not return to school campuses until steps are taken to reduce the rate of community spread of COVID-19."The rate of infection is growing at an alarming pace, yet little is being done to slow the spread and even less is being done to support a SAFE return to our schools," the FEA posted on their Facebook page. "We must demand our governor take all necessary steps to slow the infection rate in our state before our children return to brick and mortar schools." 2011