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An explosion rocked a United Parcel Service freight facility in Kentucky on Wednesday morning, injuring at least two people, but authorities say they doubt that the blast stemmed from a terror attack. Instead, it appears to be accidental, they said.The incident took place in Lexington. UPS spokesman Glenn Zaccara told CNN that 12 employees were at the site. Two people were taken to the hospital with minor injuries.In a message on Twitter, the Lexington Fire Department said, "Nothing leads us to believe this is anything other than an accidental explosion."Fire officials also tweeted that six people were taken to the hospital for observation.Initial reports indicate the cause may have been a leak from materials contained in a trailer, Zaccara said.Lt. Jessica Bowman, the fire department's public information officer, said the building is used for truck and trailer maintenance and that there are other UPS buildings in the area that are still in use."There was significant damage to the building. A large area of the roof was blown out and interior walls were knocked down, as well as exterior damage. There's pieces of the roof and insulation on the ground," Bowman said. "There is no life hazard. Crews are on the scene stabilizing the building."UPS is working with local authorities and won't provide additional details while there is an ongoing investigation, officials said.An FBI statement obtained by CNN Law Enforcement Analyst Josh Campbell said the agency "is aware of the incident and is working with our local and state partners to assist as needed. At this time, it does not appear to be a criminal or terrorist act. It appears accidental."CORRECTION: An earlier version of this story incorrectly identified the facility where the explosion happened. It occurred at a United Parcel Service freight facility.The-CNN-Wire 1849

Around 300 Pizza Hut restaurants are expected to permanently close following a bankruptcy filing of a large franchisee owner.NPC International filed for Chapter 11 in July. The company operates more than 1,220 Pizza Hut and 380 Wendy’s locations in 27 states.NPC announced an agreement with Pizza Hut’s corporate owner, Yum! Brands, to close roughly a quarter of their pizza restaurants, while looking for buyers for the others.There was no timeline or specific locations listed at this time, however in a statement to CNN, many of the restaurants slated to close “significantly underperform” compared to other Pizza Hut locations and have dining rooms. 661

Anna Camp opened up in an Instagram post about her recent COVID-19 diagnosis, and pleads with her followers to wear a mask.She says she believes she contracted the virus the one time she didn’t wear a mask. Camp says she was “incredibly safe”, wearing a mask and using hand sanitizer. Then, “one time, when the world was starting to open up, I decided to forgo wearing my mask in public. One. Time. And I ended up getting it.”She describes being “extremely sick” for more than three weeks, and still experiencing lingering symptoms. 540

And #022319CR1 UPDATE WE HAVE ONE VICTIM TRAPPED UNDER THIS SLIDE, Search K9 Teams from @SFFDPio @SSFFire pic.twitter.com/ZmP4LJA4xF— SAN FRANCISCO FIRE DEPARTMENT (@SFFDPIO) February 23, 2019 207

As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782