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Money might be tight this holiday with many working less hours or losing their jobs due to the pandemic, but it's not too late to budget and feel good about the season.November through December is a time when more cash is flowing and cards are swiping at stores.“The average that people spend across the country is about ,000 per holiday season,” said Ryan Freitag, a financial adviser with Edward Jones.Freitag said budgeting is key to preparing for the expected, such as gift buying around the holidays, and unexpected, like financial losses during a pandemic.He said people should simplify expenses and look at spending on a monthly basis to understand how much is needed for necessities, savings and the extras.The same rule of thumb applies to holiday spending. Freitag said people should plan how much can be allotted for gifts and set spending limits before hitting the holiday deals.“Whether it's 0 or ,000, take that money out of a checking or a savings account and even use a prepaid debit card," Freitag said. "That will allow them to keep their spending in check.”Experts typically recommend putting 10% of monthly income toward "fun spending." That number might change during the holidays.To manage the increase, Freitag recommends starting a holiday club savings account as soon as January to start budgeting for this time of year early. He said even putting in a month can be beneficial.“That way by the time holiday season comes you have a block of money that you’ve already designated toward your goal," Freitag said. "I feel like that takes the emotion, and overwhelming part of holiday spending out of it and the money is available.”Caitlin Carmody, an outpatient psycotherapist with Spectrum Behavioral Health LLC, said they see more people struggle with anxiety and depression around this time of year. She said some might feel an extra emotional burden from not being able to buy as many gifts for loved ones.But there are other options for showing loved ones they care.“There’s so many different ways we can show people love and affection. It doesn’t have to cost money," Carmody said.Instead of buying presents, Carmody suggested making gifts with family. She said the act of creating can help combat anxiety and depression, and even build self esteem in kids.Carmody said quality time is important. The gift of time can be just as meaningful, even if it's done virtually.“You’re growing new memories. You’re making new traditions," Carmody said. "So if we can re-frame it as not something that we’re losing, but maybe as a time of growth, or an opportunity to make new traditions and new memories.”For some, it's the gifts that can't be bought that mean the most.“We don’t need to put a dollar figure to a phone call," Freitag said. "There are a lot of people right now that are alone and isolated. I truly see that as more important than the money that somebody spends right now.”If people are feeling anxious or depressed, Carmody suggests practicing mindfulness, breathing exercises and keeping a routine. She said it's also important to stay present in the moment and not worry about things that are out of one's control.For those struggling with mental health, Carmody said they should reach out to a mental health professional for help.This story was originally published by Kelsey Dickeson at WGBA. 3349

More than 100 law enforcement agencies have withdrawn from helping the Milwaukee Police Department at the Democratic National Convention, three weeks before the big event. According to the police chief, the agencies cited concerns over potential new policies related to crowd control.The Milwaukee Police Department requested the help of more than 1,000 officers from other law enforcement departments for security at the Democratic National Convention. Even though the event will be scaled-down at the Wisconsin Center due to the COVID-19 pandemic, losing many of these officers will make things more complex for Milwaukee police.Chief Alfonso Morales now has to deal with a new task with only three weeks until the DNC.He could not reveal the number of officers he’s lost for security reasons but says the reason agencies pulled out of the convention has to do with the Fire and Police Commission directives given to him last week related to crowd control. Specifically, they’re concerned over the directive to discontinue the use of tear gas and large amounts of pepper spray.“When you rule an unlawful assembly to help break up that crowd, once we deem them unruly, that’s a safe manner in doing so. Not having those tools increases the potential for more violence,” Morales said. “That’s a big concern for the law enforcement community within Milwaukee and outside of Milwaukee.”This is how the departments in West Allis, Fond du Lac and Franklin feel. They’re just three of the local agencies that withdrew. Altogether, they were going to send 30 officers.here does the police department go from here? Morales said he’s concerned if they’ll have enough law enforcement to protect Milwaukee and visitors at the DNC. He doesn’t reject getting help from the National Guard or federal government.“Those will be options and those options are still at the table,” Morales said. 1885

NASHVILLE, Tenn. -- A Nashville ride-hailing driver is using the money she earns to make meals for the homeless.Kerry Wiles is a full-time scientist at the Cooperative Human Tissue Network at Vanderbilt University Medical Center.When Wiles was diagnosed with breast cancer in 2018, she made a bucket list that included driving for Uber and Lyft."I thought 'I'm going to make a bucket list of everything I've wondered about' and this was on it," said Wiles.Within a couple days, Wiles knew she liked the gig."What I found is I really like talking to the people. I like meeting them and sharing my favorite spots in Nashville," she said.But Wiles also discovered quickly that Nashville's homeless population is sizable and growing."As I was driving around I would notice the same people in the same spots and I noticed a lot of new homeless," she said.A week into it, Wiles began making meals for the homeless."If I have a rider with me, they're kind of amazed," she said.Wiles uses the fares and tips she receives to pay for the lunches. She hands them out during her shifts."If you leave a tip I match it... everything I need to make the lunches is basically subsidized by my tips and rides," she said.Wiles has her route down to a science now. On Saturdays and Sundays, she typically hands out more than 100 lunches.This summer, a customer started to help after hearing about what she does."It's the best thing in the world," said Ryan Caldwells. "It's a humbling experience. When I was a bellhop, I would see people freezing and under bridges and it just didn't sit well in my soul.""We started talking about his goals and dreams and he said he wanted to work with the homeless. I love having his help. He's energetic and an amazing 24-year-old kid," Wiles said.Recently, the duo started writing down the shoe sizes of people in the homeless community to get them boots for the colder months.WTVF's Hannah McDonald asked, "How do you fit this all into your week?""What's important you fit into your week. You just have to determine what's important. When you stop and evaluate life, there are a lot of things that become important to you whether that's the legacy you leave behind or the ability to inspire someone else," said Wiles.Learn more about Homeless Helpers Lunches on Facebook.This story was originally published by Hannah McDonald at WTVF. 2361

Most people, when they retire, get a gold watch. James Harrison deserves so much more than that.Harrison, known as the "Man With the Golden Arm," has donated blood nearly every week for 60 years. After all those donations, the 81-year-old Australian man "retired" Friday. The occasion marked the end of a monumental chapter.According to the Australian Red Cross Blood Service, he has helped saved the lives of more than 2.4 million Australian babies.First, a note about antibodiesHarrison's blood has unique, disease-fighting antibodies that have been used to develop an injection called Anti-D, which helps fight against rhesus disease.This disease is a condition where a pregnant woman's blood actually starts attacking her unborn baby's blood cells. In the worst cases, it can result in brain damage, or death, for the babies.Here's why:The condition develops when a pregnant woman has rhesus-negative blood (RhD negative) and the baby in her womb has rhesus-positive blood (RhD positive), inherited from its father.If the mother has been sensitized to rhesus-positive blood, usually during a previous pregnancy with an rhesus-positive baby, she may produce antibodies that destroy the baby's "foreign" blood cells. That could be deadly for the baby.How Harrison made a differenceHarrison's remarkable gift of giving started when he had major chest surgery when he was just 14, the Australian Red Cross Blood Service said.Blood donations saved his life, so he pledged to become a blood donor.A few years later, doctors discovered his blood contained the antibody which could be used to create Anti-D injections, so he switched over to making blood plasma donations to help as many people as possible.Doctors aren't exactly sure why Harrison has this rare blood type, but they think it might be from the transfusions he received when he was 14, after his surgery. He's one of no more than 50 people in Australia known to have the antibodies, the blood service says."Every bag of blood is precious, but James' blood is particularly extraordinary. His blood is actually used to make a life-saving medication, given to moms whose blood is at risk of attacking their unborn babies. Every batch of Anti-D that has ever been made in Australia has come from James' blood." Falkenmire said. "And more than 17% of women in Australia are at risk, so James has helped save a lot of lives."Why his donations were a game changerAnti-D, produced with Harrison's antibodies, prevents women with rhesus-negative blood from developing RhD antibodies during pregnancy. More than three million does of Anti-D have been issued to Australian mothers with negative blood types since 1967.Even Harrison's own daughter was given the Anti-D vaccine."That resulted in my second grandson being born healthy," Harrison said. "And that makes you feel good yourself that you saved a life there, and you saved many more and that's great.The discovery of Harrison's antibodies was an absolute game changer, Australian officials said."In Australia, up until about 1967, there were literally thousands of babies dying each year, doctors didn't know why, and it was awful. Women were having numerous miscarriages and babies were being born with brain damage," Jemma Falkenmire, of the Australian Red Cross Blood Service, told CNN in 2015. "Australia was one of the first countries to discover a blood donor with this antibody, so it was quite revolutionary at the time."  3451

NATIONAL CITY, Calif. (KGTV) - People who live next to the 8th hole at the National City Golf Course are fed up with damage from errant tee shots."It's a huge problem," says Karen Hovik. She says golf balls have broken three windshields on her car and left countless dents and scratches."I watch people, and they try to swing like Happy Gilmore while they're filming it," she says, noting that golfers take aggressive swings and don't seem to care where their ball lands.A chain link fence lines the property between the golf course and the condo complex. Hovik and her neighbors want the city or the course management company to put up tall nets, similar to the ones near the driving range."It's not just property damage," says Hovik. "Somebody could get really hurt and injured by that." Hovik says she's been hit by golf balls several times while walking near her home.A representative from the golf course told 10News they take the issue very seriously, and they've posted signs along the course telling the golfers they are responsible for any damage done by bad shots. They also say they plan a full safety review of the course this year, and that's one issue that will be addressed.Representatives from the National City Parks and Recreation Department have not returned our calls for comment. 1308