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’Twas days before Black Friday when all around the country, shoppers were gearing up for a day full of shopping.OK, so maybe you haven’t exactly been gearing up for the day after Thanksgiving. Maybe you haven’t done any research at all.No need to worry; we’ve broken down everything you need to do between now and Black Friday to snag the biggest savings — with the least amount of effort.Here’s your last-minute Black Friday guide.Search the web for salesYou’ve probably been getting emails about Black Friday sales since October. Believe it or not, those were the early sales. The actual Black Friday event will take place on Nov. 27, and, yes, more deals are coming.Part of the reason for the longer holiday shopping season? Retailers are in “fierce competition” for sales given the pandemic’s rippling effects of consumer unemployment and lower disposable income, according to Simone Peinkofer, assistant professor of supply chain management at Michigan State University.Most retailers have already announced their planned Thanksgiving Day and Black Friday discounts with shiny websites and flashy ads. Go directly to a store’s website or do an online search for the store’s name plus the words “Black Friday” to preview the deals. Some deal sites like NerdWallet sift through the ads and pull out the biggest discounts for you.Go online — or hold a spot in lineAfter you zero in on what you want, decide how you’ll get it. This year, there’s more than one way to shop on Black Friday: online, at the store or a hybrid of both.Another one of the many retail effects of the COVID-19 pandemic is an increase in online shopping, as opposed to in-store purchases, as people avoid packed indoor spaces.“There will hopefully be no crowds, no stampedes, and no long lines,” said Vicki Morwitz, the Bruce Greenwald Professor of Business at Columbia Business School, in an email.Retailers are making it easy to avoid the traditional physical store experience. You can shop online for home delivery or curbside pickup. If you do choose to go to a store, Target will even let you save a spot in line.Morwitz says stores will probably look different this year as they carry fewer product categories to free up space. The products that occupy the space are changing, too. For example, as business attire gives way to athleisure, retailers may shift space allocations to reflect the current demand.Save a little extraPerhaps most importantly, make it your goal to pay the least amount possible for your Black Friday purchases.Discounts will likely be deep this year because, as Morwitz points out, retailers are counting on a successful holiday selling season, especially after many stores have suffered financially during the COVID-19 crisis. But that doesn’t mean you should pay the first price you see. Compare prices across stores.Online discount strategies will be particularly useful this year for added savings. Search for coupons and use cash back, recommends Tiara Rea-Palmer, head of partnerships at CouponFollow, a coupon website.Make a list of the things you know you absolutely want to buy. Then, you can even prepare to buy any items that you think will be in high demand or at risk of selling out.“Because everyone’s shopping online, no one is going to be lining up in a store,” Rea-Palmer says. “The equivalent of that online is really to put these items in your shopping cart beforehand so that you’re ready to purchase them when they go on sale.”Prep for a return tripIf you buy something you don’t like on Black Friday, you can usually return it. So just in case something goes wrong with your bargain purchases, figure out how you can return them to the store or by mail.Walmart and Best Buy, among other stores, have extended their holiday return windows. Look at retailer websites before Black Friday to familiarize yourself with their policies.As Morwitz points out, longer return periods and easier return methods that don’t require going into stores can help mitigate crowds after the holiday season. Consider making returns by mail when possible.And after all of your planning and preparation, reap the rewards of Black Friday discounts.“I think even this year, these retailers are going to go all out to try to get people to continue to shop in the same way that they did in years past,” Rea-Palmer says. “So the deals are going to be very competitive.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletBlack Friday 2020 Pandemic Version: Online Hacks and Store HoursHow to Get the Best Apple Black Friday 2020 DealsIPhone Black Friday 2020 Deals: Are They Worth It?Courtney Jespersen is a writer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @CourtneyNerd. 4754

(KGTV) — Riverside County was rattled by a 3.9-magnitude earthquake Tuesday afternoon.The quake hit at about 1:20 p.m. a little more than a mile east of the Wildomar, Calif., area of Riverside County, between Lake Elsinore and Murrieta. The quake had a depth of about 8.8 miles.According to the U.S. Geological Survey "Did You Feel It?" map, the earthquake could be felt as far south as Escondido.No damages or injuries have been reported. 447

(KGTV) - So much for "west coast is the best coast." Apparently, that state of mind won't help Californians enjoy the best quality of life in the U.S.Despite our pristine beaches, famous cities, and awesome nickname (The Golden State really is a great one), Californians reportedly enjoy one of the lowest qualities of life, according to U.S. News and World Report's annual "Best States" rankings.The study ranks states on a variety of metrics, including quality of life, opportunities for residents, education, healthcare, economy, infrastructure, crime and corrections, and fiscal stability.RELATED: AAA's top rated restaurants, hotels in San Diego CountyOk, it's starting to make a little sense. Metrics are weighted based on what more than 30,000 participants indicated as the most important aspects of livelihood. Healthcare and education were the heaviest scores, followed by economy, opportunity, and infrastructure.Overall, the Golden State came in at 32, though scored last in quality of life and near last in opportunity and fiscal stability."In addition to a healthy environment, a person's quality of life is largely a result of their interactions with those around them," U.S. News wrote. "Studies show that when people feel socially supported, they experience greater happiness, as well as physical and mental health."RELATED: Car insurance skyrocketing across San Diego metroSo what contributed to California's horribly low quality of life score? The state ranked 44 for natural environment and 47 for social environment.Natural environment measured drinking water quality, pollution and industrial toxins, and air quality. While drinking water quality was ranked 13, pollution health risks and urban air quality were among the worst states.Social environment looked at community engagement, social support, and voter participation. In this instance, California was toward the end of the line for each metric.To read U.S. News' entire report, click here. 1997

(KGTV) - Did a woman's iPhone really get locked for 48 years?Yes!The toddler son of a woman in China entered the wrong password so many times, it locked up the phone for 25 million minutes.Fortunately, this can be fixed with a factory reset if you've backed up your phone. 285

2020 has proven to be a year to remember and museums want to make sure future generations will be able to see what we're living through right now.If you think about what you've seen and read about history, it's stories, often told through artifacts. At the Smithsonian's National Museum of African American History and Culture, research is always happening. In fact, Aaron Bryant, the museum's curator, says he's like the historical version of a news reporter.“We’re very much committed to, at our museum, committed to being a conduit for voices and we just provide a platform for people to share their stories,” said Bryant.And these days, there are so many stories to tell, as we watch history unfold before our eyes.“Our museum isn’t just about the past, it’s about the present moment and looking towards the future,” he said. “How does history help to inform where we are and where we hope to be for generations to come?”Bryant describes the museum as amazing. He and this team take pride in their ability to tell the American story through an African American lens.Right now, a lot of their artifact collection is happening in real time. That means they're having discussions with demonstrators, building relationships so they can collect and store memories and items.“A conversation with someone or a group of people and at the moment they decide to give something to you because they want it to be remembered and want their stories told,” said Bryant.They want people to be able to relate and connect to what they're collecting. And that means thinking about the ways in which people communicate.“How do we collect cell phone photographs as well as videos of people who are participating in demonstrations or are a part of some transformative event, how do we do that digitally?”That means they need to think about the technological format. What they feature in their museum and in their collections must last through the next 100 to 200 years.“Think about a document maybe 10 to 20 years ago. Would you be able to access that document today, floppy disks for example, so if we collect digitally what’s the best way to archive what would be an artifact and how would people access it in the future,” said Bryant.On their website, the museum states it is interested in gathering things related to the COVID-19 pandemic, the quarantine, the social protest movement for police reform and social justice. That could be something like a face mask that says, "I can't breathe," protest signs, and art.Bryant says, “I think some of the boards covering businesses and have murals painted by artists are really interesting because that speaks both to COVID. Businesses are closed because of COVID and then the artists come in and paint messages as well as other folks coming in and posting signs.”And he says, he wants an actual picture of the physical item for context.“Were people surrounding this artifact? Was it a place that folks congregated? Was it like the North Star of some of the demonstrations that attracted people to that site?”In the museum's collection, for example, there are placards carried at Black Lives Matter protests in Washington D.C. in 2014, the demonstrations for Michael Brown Junior, Eric Garner and Tamir Rice. There are also shoes, worn to a protest in Ferguson, Missouri.“One of the reasons we collect these objects is to preserve the memory and the human experience behind the artifact, why is the artifact important, what it represents, the humanity and human story behind the object.”If you have a story to tell, museums everywhere want to hear from you. The possibilities are endless, as it seems every day of 2020 has been one for the history exhibits and books. 3706