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In most states, it is illegal to sell or give tobacco products to someone who is 18 years old or younger.But many are increasing the legal age to 21 years old.Cincinnati, Ohio just became the 16th city in that state to do so. The state's minimum age is 18. (There is no minimum age at which someone in Ohio may legally use tobacco products.)Minimum ages for purchasing tobacco have been set at the state level dating all the way back to the late 1800s.Increasing the legal age is an effort to reduce habitual smoking among young people.The Centers for Disease Control and Prevention says most long-term tobacco use begins when a smoker is an adolescent, and nearly 90 percent of smokers have their first cigarette by age 18. 742

It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275

Iran has issued an arrest warrant for President Donald Trump and 35 other people in connection with a U.S. drone strike that killed a top Iranian military commander earlier this year.CNN and NBC both confirmed the reporting of Fars, an Iranian news outlet.Both CNN and NBC say Iran asked Interpol for help in apprehending Trump. In a statement issued to CNN, Interpol said it "would not consider requests of this nature" and said it was against the organization's constitution to "undertake any intervention or activities of a political, military, religious or racial character."Iran says it wants to press charges against Trump after he ordered the assassination of Qassem Soleimani, a general in the Islamic Revolutionary Guard Corps in January. Soleimani's death sparked massive protests against American imperialism in Iran and heightened tensions in the region.The Pentagon claims that the unit directed by Soleimani is responsible for the deaths of hundreds of Americans.Trump ordered the drone strike that killed Soleimani after days of riots at the American Embassy in Iraq. The U.S. claims the riots were backed by the Iranian government.Following Soleimani's death, Iran fired rockets near an Iraqi military base where U.S. troops were housed. Though Trump reported at the time that no American troops were hurt, it's since been revealed that dozens of U.S. soldiers were treated for brain injuries.The same day of the rocket attack at the Iranian base, an airliner was shot down near Tehran, killing 176 people. Iran later took responsibility for the plane crash but said the incident was "unintentional." 1624

Is Facebook down? That was the case for many as Twitter lit up with reports of not being able to access the social media site Monday morning. According to downdetector.com,  the East coast had the most reports of outages. Facebook was back up and running for several users after being down for about 30 minutes.Users also took to Twitter to report the outage, with #FacebookDown trending quickly.The reactions to the social media site not functioning ranged from hilarious to pure desperation. 521

INDIANAPOLIS -- More than a dozen protesters were arrested Monday afternoon after they blocked a busy downtown Indianapolis street during rush hour. The group was demonstrating as part of the "Poor People's Campaign" and started at Monument Circle before making their way to the an area outside of the Statehouse. Indianapolis Metropolitan Police were called to the scene after reports of about 50 people blocking the road. Responding officers tried to talk to the protesters and gave them multiple warnings that if they did not leave the street they would be arrested. Police say they spoke to the protesters individually and tried to get them to move, but after being left with no alternative they took five women and nine men into custody. All 14 were arrested for obstruction of traffic. The group claims they were protesting against poverty, racism and other important issues.  925

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