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This morning, I tested positive for COVID-19. I am experiencing mild symptoms, and am following all appropriate protocols, including being in quarantine and conducting contact tracing.— Andrew H. Giuliani (@AndrewHGiuliani) November 20, 2020 249

THORNTON, Colo. -- People who live in the Friendly Village of the Rockies Mobile Home Park in Thornton feel like prisoners in their own homes because someone else gets to make and change the rules of their community.Several of them reached to Scripps station KMGH in Denver, claiming the rules where they live keep them trapped in a cycle of threats, fees and fines.Most of them own the homes they live in, but are still in a state of housing insecurity, they said, because of the management practices of the company that owns the park."It's just rough, you can't do anything right now," Anthony Velasquez, a resident of the community told Marchetta, "They send you letters threatening, 'If you don't like it, move.'"Velasquez and his wife are retired and moved to Friendly Village to be closer to their grandchildren. "Yes, very much," said Velasquez when asked if people were being evicted from the park.He and other residents received a letter from Friendly Village in February telling them the park is now a fence-free community.Take down your fence "... within 60 days," the letter warned. Anyone who disagrees, the letter said, "... does not have to stay."  "They're afraid of eviction, retaliation, getting kicked out...and that's probably what they'll tell us now when you talk to them and they see this (story)." Velasquez said.Contact7 drove around the neighborhood and while there were still several fences standing, some neighbors had taken theirs down."We panicked for starters," said Velasquez.That is because less than two years ago, shortly after they moved in, the couple got approval to put in a new fence around their home. The fence they installed matches the one still standing around the perimeter of the Friendly Village community."It was about a total of ,000 for everything," Velasquez said, "Before we put it in we'd have people from the other side coming through, dogs running through, walking from one side to the other, this way that way."Several residents did not want to be identified said they asked the park manager to explain the abrupt rule change."When you ask her a question all her answer is, 'It's in your lease. It's in your lease,' that's all we ever get," said Velasquez.He said he tried to reach Kingsley Management, the company in Utah that owns Friendly Village."I've sent them emails, texts. No return calls, no nothing," said Velasquez.Commercial litigation attorney Aimee Bove offered a statement a statement on behalf of the village. She said Friendly Village believes, "it is in best interest of its tenants and the park as a whole to become fenceless." The letter also said they believe "... the removal of fences decreases instances of unsupervised small children and animals."When reporters visited the park, there were several unleashed dogs and wandering cats roaming the streets and yards on the property.The park also now includes a memorial to "Sparky," a tiny family dog and loving companion to a retired couple with chronic health issues who live at Friendly Village.The family says Sparky was mauled to death by a much larger dog that escaped a fenceless home.The dog was on a leash at the time, out for a walk with its owner, Larry, who the family said watched in horror, helplessly from his wheel chair.When reporters attempted to contact Sylvia Navarrette, the manager of Friendly Village, she hid in a back office and threatened to call police if the news crew did not leave the property."It was nice when we first moved in. Management was nice. We're at that age we just want to settle down.  Spend the rest of our days here if we can," Velasquez said.The mayor's office in Thornton, Adams County Commissioners, state Senator Beth Martinez Humenik, and several regulatory agencies would not comment on who was responsible for the oversight of mobile home parks in Colorado.KMGH uncovered outdated laws with no one to enforce them on behalf of mobile homeowners and a total absence of accountability for the property owners the homes sit on.As a result, mobile home owners are often left wide-open to financial abuse in a state of housing insecurity with a system in place that allows it. 4278

Thousands of youth sporting events were canceled this spring due to the COVID-19 pandemic.It's tough enough that kids are missing a whole season of baseball or soccer. But now, soccer moms and dads everywhere are growing frustrated.Many paid hundreds of dollars for their kids to participate in spring soccer leagues that ended up canceled, and refunds are turning out to be elusive. Some families paid over ,000 for two children to join private clubs.One weekend of play, 0 goneJulie Hooper is the mother of a third-grader who only got to play one weekend before the season was shut down."For the spring soccer league, we paid 5," she said.When parents called the head coaches after the cancellation, they did not get what they had hoped."We asked where our money is, and they are keeping all of it and told us we get a 10% discount if we sign up for next season," she said.Hooper said she would understand had they at least continued training, but there have been no tournaments, games or practices, and the club still has the parents' money."I've heard from other teams, other clubs, that they would get money back from tournaments not played," she said.Where is the money?But many clubs are not giving refunds. News reports and Facebook complaints show soccer parents nationwide are asking where the money has gone.Some teams say they prepaid for tournaments and are having problems getting those deposits back from larger sporting organizations. Others say much of the money went to field maintenance and insurance, and those funds are gone for good.Hooper said she doesn't expect a full refund, but "to pay 5 and get so little, it just seems like we should get something back. We feel we are deserving of that because we are all going through hard times."Some soccer clubs are applying for federal pandemic assistance and using that money to refund parents because they say they simply don't have the cash in the bank to give families their money back.As always, don't waste your money.________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Twitter (@JohnMatarese)For more consumer news and money-saving advice, go to www.dontwasteyourmoney.com 2275

Title insurance: It’s another one of those mysterious fees buried inside the pile of paperwork you’ll receive at your loan closing. Who knows what it’s all about? All you’ve figured out is that lenders require a policy for their protection, and either you or the seller will have to pay for it — and then you’ll be asked if you want an owner’s title policy, too.Here’s how title insurance works, how to decide whether you need your own policy, and how much you can expect to pay. 492

This has been a rough year. Feeling so frustrated you could scream? Maybe scream in a vast open wilderness? Iceland wants to help you.The tourism-based website lookslikeyouneediceland.com is offering people the chance to record their scream.“Record your scream and we’ll release it in Iceland’s beautiful, wide-open spaces. And when you’re ready, come let it out for real. You’ll feel better, we promise,” the website explains. 435