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If you've notice delays in the delivery of your packages or higher prices for some of things you order, a shortage of truck drivers may be to blame. A new program is hoping to bring some relief, but some worry it'll make roads less safe.The program trains teenagers to drive cross country. Elijah Amos is one of the teens involved with the program and working towards getting his commercial driver’s license.“I think we really did it for me is driving,” Amos says. “Because I really like driving and I feel like you get paid a decent amount of money. Just to drive.”But since he's 18, he won't be able to drive from state to state. He'll have to wait until he's 21. However, a new government pilot program will soon allow some drivers as young as 18 to drive cross country.“I feel like it would open up more job opportunities,” Amos says. “And maybe it opened up the eyes to some of the younger people maybe like actually try and do it.”The program would be available to some members of the National Guard and others with military experience. But in March, House Republicans introduced a bill to lower the commercial driving age to 18 for anyone driving state to state. Their goal? To fight a nation-wide truck driving shortage.Quincy Jones, who directs Sage Truck Driving School, says it's been challenging to attract driving students. He says ultimately, consumers pay the price.“Shipping costs get passed down the consumer,” Jones says. “So if there's a shortage, those aren't getting picked up as frequently. And so who pays them? We do. We all pay. Consumers do."The American Trucking Associations says the shortage is expected to hit 63,000 this year. But with motor vehicle drivers aged 16 to 19 being nearly three times more likely than people over 20 to fatally crash, not everyone believes teen drivers are the solution to the problem.“Younger people have less experience driving for all types of vehicles,” says Norita Taylor, with the Owner Operators Independent Drivers Association. “And so the crash rates are higher for younger people, and so we think it would be a dangerous idea.”Sponsors say the bill would require teens complete at least 240 hours driving supervised by a veteran driver.  2240

HOUSTON, Texas — Sen. Ted Cruz, R-Texas, has weighed into the controversy surrounding the film "Cuties" and has formally asked that the Department of Justice investigate whether Netflix violated federal child pornography laws by putting the film on its platform."Cuties" is a French film that follows the story of an 11-year-old Senegalese immigrant in France who rebels against her family's Muslim traditions and joins a free-spirited dance crew. The film won an award for best directing at the 2020 Sundance Film Festival.The film reportedly does feature young girls in the crew performing indelicate dance moves. According to the director, the film is meant to spark discussion about how social media pressures girls as they come of age.Tthe film faced controversy when Netflix released a promotional photo that featured young girls in provocative dance poses in August. Netflix quickly removed the artwork and apologized, but the poster sparked an online movement to #CancelNetflix. The film debuted on Netflix last week, further fanning the flames of the controversy.According to The New York Times, the trend was pushed with the help of supporters of the QAnon conspiracy theory — a baseless conspiracy that claims President Donald Trump is fighting the "deep state" and a secret powerful cabal of pedophiles and cannibals. In the letter to Attorney General Bill Barr, Cruz wrote that the film "routinely fetishizes and sexualizes" pre-adolescent girls."These scenes in and of themselves are harmful. And it is likely that the filming of this movie created even more explicit and abusive scenes, and that pedophiles across the world in the future will manipulate and imitate this film in abusive ways," Cruz wrote."'Cuties' is a social commentary against the sexualization of young children," a Netflix spokesperson said in a statement to Variety. "It's an award-winning film and a powerful story about the pressure young girls face on social media and from society more generally growing up — and we'd encourage anyone who cares about these important issues to watch the movie."This story was originally published by KXXV in Waco, Texas. 2152

In a Facebook Live interview Thursday with company founder and CEO Mark Zuckerberg, Dr. Anthony Fauci reiterated that America is making costly mistakes in fighting the novel coronavirus.Fauci, the White House's top expert on infectious diseases, blamed some states — without naming them specifically — for "skipping steps" and reopening too quickly."You've got to do it correctly. You can't jump over steps, which is very perilous when you think about rebound," Fauci said. "The proof in the pudding is: Look what's happened. There really is no reason why we're having 40-, 50-, 60,000 (new cases per day) other than the fact that we're not doing something correctly."Fauci urged Americans not to look at social distancing restrictions in opposition to a return to economic normalcy, but as a means to rebounding."We should be looking at public health issues as a gateway to getting the economy back," Fauci said.Zuckerberg agreed with Fauci — and even took a dig at the Trump administration."It's really disappointing that we still don't have adequate testing, that the credibility of our top scientists like yourself and the CDC are being undermined and until recently parts of the administration were calling into question whether people should even follow basic best practices like wearing a mask.," Zuckerberg said.Fauci's hour-long conversation with Zuckerberg comes days after the White House's top trade expert Peter Navarro published an op-ed in USA Today in an attempt to discredit Fauci. President Donald Trump later said that Navarro "shouldn't be doing that," and USA Today has said the piece did not meet the paper's fact-checking standards.On Wednesday, in an interview with The Atlantic, Fauci called the episode "bizarre," and urged other White House staffers to end political infighting regarding the pandemic.Once a staple on television — both news interviews and in the White House's daily coronavirus task force briefings — Fauci has been notably absent from the airwaves in recent weeks. When asked by The Atlantic if the administration was curtailing his TV appearances, Fauci said he couldn't comment, but added that "I think you know what the answer to that is."Trump maintains that he and Fauci have a "very good relationship." 2261

In a crisis, long-term planning may lose out to quick and dirty solutions — regardless of the consequences.As the pandemic and its economic fallout continues, more cash-strapped consumers could fall into this trap if the Great Recession is any indicator.A recent report by the Consumer Financial Protection Bureau found that from 2007 through 2010, debt settlements — which can be financially risky — increased. Meanwhile, credit counseling, a debt relief option that keeps consumers in good standing with their creditors, declined.Before you hit a moment of crisis decision-making, understand how to think through debt relief options.Why debt settlement isn’t all it’s marketed to beYou’ve probably heard the radio ads or maybe received a robocall promising a solution to your debt that can cut what you owe by 50% or more.Debt settlement claims are as lofty as the industry’s marketing budget. But these programs aren’t all they’re hyped up to be — and the ads gloss over the downsides.With debt settlement, you stop making payments to creditors and instead direct your money to the debt settlement company, which holds it in an escrow account. Then, typically after several months, the company contacts your creditors and haggles to cut a deal where the creditor accepts less than originally owed. This period of waiting between when you stop paying creditors and the debt is settled (which isn’t guaranteed) is where things can go awry.“There’s no free lunch,” says Glenn Downing, a Miami certified financial planner. “There really are some significant trade-offs with debt settlement. I’d try to make it a last resort.”Debt settlement risks include:Leaving yourself open to lawsuits: When you stop making payments to creditors and debts go delinquent, you can be sued by the original creditor or by a debt collector who purchases the debt. Until the debt is resolved, either through full payment, settlement or bankruptcy, you’re at risk of being sued.Owing a tax bill: The IRS considers any amount of debt settled as taxable income.Saving less than what was advertised: Debt settlement companies often take a fee of around 30% of your original debt balance. So even if you did settle for 50% of what you originally owed, you won’t come out as far ahead as you might expect after you pay the fee to the settlement company. Additionally, your debt can continue to grow when you stop making payments, as late fees and interest are added to your balance.Credit damage: Missing payments and defaulting on your debts are among the worst things you can do to your credit. These marks stay on your credit reports for around seven years and will make you look risky to future creditors, which can result in you not being approved for credit or having to pay higher interest rates.A better choice for long-term financial healthWhat if there was a way to roll multiple credit card payments into one, at a lower interest rate — while preserving your good standing with your creditors?That’s what nonprofit credit counseling agencies offer. These organizations have arrangements with many credit card companies that provide a lower interest rate in exchange for regular monthly payments over three to five years to resolve your debt.But many consumers aren’t aware of these benefits, according to a 2018 Harris Poll survey commissioned by Money Management International, a nonprofit credit counseling agency. It found that 62% of the 2,012 respondents didn’t know credit counseling can roll multiple credit card debts into one payment. And 73% weren’t aware that credit counseling offers lower interest rates on credit card debt.There are some drawbacks if you use a credit counseling agency’s debt management plan. You typically need a regular income to qualify, and if you miss a payment, the agreement can be dissolved, leaving you to manage on your own.But for the long-term health of your credit profile, credit counseling is the clear winner. This debt relief tool generally keeps consumers in good standing with creditors since they’re making good on their obligations. The only harm to their credit profile would come from closing credit accounts, which some agencies require.To find a reputable nonprofit credit counseling agency, look for one that has been certified by the National Foundation for Credit Counseling or the Financial Counseling Association of America.Know when a third option might be bestBefore choosing debt settlement or credit counseling, consider whether:You’re barely able to make regular debt payments.Your monthly debt payments — excluding student loans and housing costs — exceed 40% of your take-home pay.Your debt burden is interfering with your quality of life, for instance keeping you up at night.If so, you might want to consider bankruptcy. Although it’s been stigmatized, this debt relief tool can resolve what you owe faster than credit counseling or debt settlement. In addition, credit scores can start to rebound quickly in the months after filing.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Credit Counseling Can Help YouDebt Settlement: How It Works and Risks You FaceWhen Bankruptcy Is the Best OptionSean Pyles is a writer at NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. 5312

IMPERIAL BEACH, Calif. (KGTV) — Nine local couples will say their "I dos" at a South Bay car wash Friday.The couples are set to marry on Valentine's Day in a group ceremony at Soapy Joe's in Imperial Beach. The car wash will host the free ceremony with a 50-foot aisle featuring overhead vacuums booming into ceremonial arches, as LED lights and flowers surround the couples. Couples will walk down the aisle to live music and the company's "Soapy" character will act as the ring bearer.RELATED: San Diego dog groomer to set people kissing dogs world recordThe couples include an artist and military veteran, a pair of high school sweethearts, and two people who has already overcome a lot together following medical setbacks, according to the business."We welcome all couples to participate in the 'Tunnel of Love' wedding, and hope to see the military community represented in the participants. By performing this group ceremony, we’re creating a fun way to bring our community together for what is one of life’s most special occasions," said Ron Deimling, Soapy Joe's vice president of customer experience.As an added bonus, the couples will get free car washes for the life of their car and 0 in wedding gifts for their registry. One lucky couple will also win a five-day, four-night honeymoon cruise to Mexico from the company.RELATED: SDG&E: Keep Valentine's Day Mylar balloons away from power linesFriday, the San Diego County Clerk expects to marry more than 100 couples. An average wedding in San Diego can also run more than ,000, according to Business Insider. The car wash hopes this takes that stress and financial pressure off these newlyweds as they begin their futures together."This is a fun alternative for couples to make it official without the costs associated with traditional weddings, or long waits at the county courthouse on Valentine’s Day," said Anne Mauler, vice president of marketing for Soapy Joe’s. 1945