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Click here for the District's main parent resource page. Turn to this website for information about important district forms, engagement opportunities, and parent FAQs. 171

Workers have a right to safety by law, but an advocacy group claims its new report proves those laws aren't being enforced.The National Employment Law Project (NELP) analyzed data from the Occupational Safety and Health Administration (OSHA) from April to early August and found more than 1,700 workers filed complaints, saying their employers retaliated against them for raising coronavirus safety concerns.NELP tells us they've even heard from workers who asked for masks and were fired. More than half of the complaints were dismissed without investigation, while 2% were investigated and resolved by OSHA.“Instead of an agency that's there to assure that workers have a safe workplace, it's there to assure that you know large employers that want to violate the law that they get off the hook,” said Debbie Berkowitz, Director of the NELP Worker Health and Safety Program.Berkowitz is one of the authors of the report. She worked at OSHA under the Obama administration. She says the agency should've acted with “emergency temporary standards” for safety during the pandemic.“But instead, the administration has done almost no enforcement in this pandemic to protect workers against employers that flagrantly violate the CDC guidelines, because they're just guidelines, they're not mandatory,” said Berkowitz.Berkowitz thinks there would be more complaints if workers felt protected.If you are punished for speaking up, she says you should still file a complaint with OSHA within 30 days. Even if it's dismissed, she's still advocating for people to share their stories.“We need to understand what working people are facing, especially our essential workers who are working outside of the home, and we need to make sure that we're protecting these workers,” said Berkowitz.In a statement to The Washington Post, OSHA said it's committed to these investigations. The agency says the amount of closed complaints related to the coronavirus have been consistent with its normal average. 1993

-- and the fossils were 68 million years old.The-CNN-Wire? & ? 2019 Cable News Network, Inc., a Time Warner Company. All rights reserved. 142

— a climate think tank based in Melbourne, Australia — says that human civilization is at risk of collapsing by 2050 due to climate change. The report has been endorsed by a former Australian defense chief and senior royal navy commander.The analysis says 257

Your credit score. It's the magic three-digit number that offers you access to a world of opportunity, like renting a fabulous apartment, or snagging a cheaper rate on a home mortgage or a car loan.Yet one in five Millennials have never even checked their credit score, according to new data by LendEDU, an online marketplace for student loan refinancing.But if you're not planning on making any major purchases, do you really need good credit?Most people are familiar with the notion of presenting your credit score when you lease a car or rent an apartment. But everything from your deposit requirements set by utility companies to the premium you pay for your insurance can be affected by your credit score, according to Jeff Richardson, a credit expert at VantageScore."A low credit score can mean the difference of thousands and thousands of dollars," says Richardson.Here are three ways you may be really mismanaging your credit:1. Getting sloppy with contractsYou're nearing the end of a car or apartment lease, and the end is in sight. But forgetting to pay that final utility bill before moving, or defaulting on your apartment lease, can land your credit score in hot water, says John Ulzheimer, a credit expert at The Ulzheimer Group."Not paying final utility bills is a particularly important to be wary of since young people tend to be more nomadic than older people," he says.You can also end up with a lower credit score by running up excessive mileage on a car lease or failing to pay for damage to an automobile or an apartment."These are the terms that are often overlooked by younger credit users and jump up to bite them in the form of a large lump sum required payment," he says.2. Overdoing it with credit card applicationsIt can be tempting to apply for retail credit cards to save some money on your shopping purchases, but failing to space out applications can temporarily damage your credit score, according to Ulzheimer.He notes that young people should be particularly cautious over the holidays, when many retailers urge people to take advantage of big discounts for holiday sales.Every time you apply, the creditor will run a credit check before they approve you for a new card.Not only are the credit checks a temporary drag on your score, but opening new cards can drag down the average age of your credit history, another factor that weighs on your score."[Retail cards] result in several new credit inquiries and new accounts, and both of those can hurt your credit scores," he says.3. Avoiding credit altogetherThese days, it feels increasingly easier to avoid using credit cards. Apple Pay, Paypal, Venmo and prepaid debit cards have vastly changed the way people make financial transactions."Back in the day there were very little options outside of a general use credit card," says Richardson.Today, however, young people can't even access credit cards until they have proof of income, as a result of the Credit Card Act of 2009. That is causing many people to delay building their credit score -- a mistake that may haunt them as they try to make larger purchases later in life, according to Richardson."Unless you're going to write a check to buy a car or house, you're going to need some sort of credit," he says. "Credit avoidance is simply not credit management." 3329

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