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It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326

In the month since news broke of allegations of sexual harassment and assault against Harvey Weinstein, about 1 in 5 Americans said close friends or family members shared stories about sexual harassment or assault on social media, according to a CNN poll.Headlines about the scandal and the culture in which it flourished were just as ubiquitous, especially as other powerful men were called out. About 66% of people said they've heard a lot of news stories about sexual harassment and assault lately, according to the same poll.But what do people really think of all this coverage and the impact it will have? The CNN poll conducted by SSRS found that most people are hopeful that the surge of attention on sexual harassment and assault could help make things better. 776

In the months since last November's election, the Merriam-Webster dictionary has been on overdrive.It's transformed itself into a cheeky, fact-checking machine. And in the process, it's struck social gold (more than half a million Twitter followers and counting).On Monday, the dictionary released more than 250 new words and definitions. True to its fresh image, the list includes several words that, in this new political and social climate, have taken on a different meaning.Consider "troll."Originally, it was a noun used to describe a dwarf or giant in Scandinavian folklore. The new definition that Merriam-Webster added is a verb: "to antagonize (others) online by deliberately posting inflammatory, irrelevant, or offensive comments or other disruptive content."How about "dog whistle?"Once upon a time, it was what it said: a whistle for dogs inaudible to humans. Now, it's earned a political twist: It's "an expression or statement that has a secondary meaning intended to be understood only by a particular group of people."Other additions this go-round include "alt-right," "concealed carry" and "open carry.""With politics seeming to be ever-prominent in the public's mind, terms like alt-right and dog whistle are not surprising additions," Merriam-Webster said in a statement on its website.The dictionary usually releases its list of new words every few months. When the last list came out in February, the 1,000+ new words included "SCOTUS," "FLOTUS," and "truther." 1491

It seems people are not letting the coronavirus pandemic damper their holiday spirit as more than 3 million travelers took to the skies the weekend before Christmas.According to The Transportation Security Administration daily tally tracker, 1,064,619 people flew on Sunday, 1,073,563 traveled on Saturday, and 1,066,747 were screened on Friday.This marks the first time since March 16 that checkpoint numbers were over 1 million on consecutive days.Despite an increase in travelers, the amount of Americans traveling before Christmas was nowhere near the amount that traveled the weekend before Christmas last year - that weekend, TSA screen 7.6 million Americans.The surge in travelers comes despite the Centers for Disease Control and Prevention advising Americans to stay home and not travel during the holiday to slow the coronavirus spread. 854

INDIANAPOLIS -- If you owned one of the original PlayStation 3 “phat” consoles that were released back in 2006, you may be owed some money.PCMag.com reports that the original PS3 console – or the “phat” PS3 had the ability to install an alternative operating system but when the smaller “slim” model was released, the operating system functionality was removed because of security concerns.Those changes resulted in a class action lawsuit which dragged on until a settlement was reached in 2016 allowing PS3 owners to claim – but time’s almost up.Anyone who owns a “phat” PS3 still has until April 15 to submit the claim form. To file a claim, a person must have purchased their PS3 from an “authorized retailer” and include their PSN username and PS3 serial number. The offer is only good for 20GB, 40GB, 60GB and 80GB models.To submit your claim click here. 881