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A change is coming to some people’s life and health insurance policies that will make them more expensive. Prudential recently announced it will consider e-cigarette users the same as traditional smokers. Smokers pay on average about 50% more per year for life insurance. Depending on the policy, that’s between 0 and 0 more.Some other companies were already charging vapers more. The president of Consumer Watchdog, Jamie Court, says he doesn’t necessarily disagree with the practice. “Well you know I’m no fan of the insurance industry but I think they're probably right in this circumstance and you know vaping is a relatively unknown quantity we don’t have any longitudinal studies to show what happens in 10-20-30-40 years to the lungs of people who vape,” said Court. “But there has been some evidence that people have significant scarring.”Court says it’s a little more of a gray area when it comes to health insurance. Right now, plans under the Affordable Care Act don’t charge e-cigarette and tobacco users the same. Some states don’t allow smokers to be charged more. At the same time, the Insurance Information Institute reports some companies have vaping in the non-smoking category because there isn’t enough data yet on the health effects. But with recent injuries and deaths from vaping, some companies now consider it a higher risk factor. 1375
You could be one of the millions of Americans who have had your driver's license photo scanned without your knowledge or consent. A new report reveals both the Federal Bureau of Investigation and U.S. Immigration and Customs Enforcement agents are using facial recognition technology to scan driver's license photos as part of investigations. In addition to privacy concerns, critics point out facial recognition technology is both unregulated and can be inaccurate. “An innocent individual could become the target of a law enforcement investigation, simply because you have a glitchy computer system,” Jake Laperruque, with Project on Government Oversight, says.Laperruque is a privacy advocate for the watchdog organization. “I would bet most people in states don't want their photos being churned through an FBI database to search for random investigative targets,” he says. New research from Georgetown Law revealed the first known instance of ICE agents analyzing driver's license photos without any consent, which could put more pressure on Congress to act. Both Democrats and Republicans have expressed concerns about the technology at congressional hearings this session. “More than half of American adults are part of facial recognition databases and they might not even know it,” expressed Elijah Cummings (D-Maryland). “It doesn't matter what side of the political spectrum you're on, this should concern us all,” said Jim Jordan (R-Ohio). As Congress weighs legislation to regulate facial recognition, some cities have started to ban law enforcement and public agencies from using the software. 1621

A federal judge has ordered US Customs and Border Protection to permit health experts into detention facilities holding migrant children to ensure they're "safe and sanitary" and assess the children's medical needs.The order encompasses all facilities in the CBP's El Paso and Rio Grande Valley sectors, which are the subject of a lawsuit.Last week, lawyers asked US District Judge Dolly Gee to hold President Donald Trump's administration in contempt and order immediate improvements at the facilities. The lawyers are part of a team of doctors and advocates that warned last week of what they said were major health and hygiene problems at Customs and Border Protection facilities in Texas following visits to the facilities."Children are held for weeks in deplorable conditions, without access to soap, clean water, showers, clean clothing, toilets, toothbrushes, adequate nutrition or adequate sleep. The children, including infants and expectant mothers, are dirty, cold, hungry and sleep-deprived," the court filing said.Gee, who sits on the federal bench in California, made the ruling Friday, despite Attorney General William Barr and other defendants' request that the court "set a schedule for briefing these issues that provides defendants with a full and fair opportunity to respond to the allegations that plaintiffs have lodged against them."Gee set a deadline of July 12 for the parties to "file a joint status report regarding their mediation efforts and what has been done to address post haste the conditions described."Judge cites previous violationsThe detention centers have become a political volleyball, with critics likening them to concentration camps and torture facilities, while supporters say they're necessary to an effective immigration policy.At issue is the 1997 Flores Agreement, which sets standards for detaining child migrants and requires the government to release children to their parents, adult relatives or licensed programs without unnecessary delay."The Court has already issued several orders that have set forth in detail what it considers to be violations of the Flores Agreement," Gee wrote in her Friday ruling. "Thus, the parties need not use divining tools to extrapolate from those orders what does or does not constitute non-compliance. The Court has made that clear beyond peradventure."The judge cited a July 2015 order chronicling "widespread and deplorable conditions in holding cells" and a June 2017 order documenting "unsanitary conditions at certain CBP facilities.""Plaintiffs claim that CBP has continued to commit many of the same violations years later," Gee wrote.The judge wrote in the order that she is aware that a sudden influx of migrants presents challenges and that the conditions at the facilities are not static, but the 1997 agreement demands defendants compose a plan outlining its efforts "to place all minors as expeditiously as possible.""If 22 years has not been sufficient time for Defendants to refine that plan in a manner consistent with their 'concern for the particular vulnerability of minors' and their obligation to maintain facilities that are consistently 'safe and sanitary,' it is imperative that they develop such a comprehensive plan forthwith," Gee wrote, using italics for emphasis.Teens describe desperationAmong the detention centers in question is a Clint, Texas, facility that reporters toured on Wednesday, but were barred from taking any photographs or video.While border patrol officials showed journalists pallets of food, boxes of toiletries and children playing soccer and braiding hair, a CBP source with firsthand knowledge of the facility told CNN, "Typical. The agency prepped for you guys."Lawyers in Flores v. Barr presented as exhibits dozens of anecdotes from children and teen mothers complaining of mistreatment, filthy conditions and lack of access to clothing, adequate food and medical care."I am in a room with dozens of other boys," a 17-year-old told lawyers fighting for the migrant children. "Some have been as young as 3 or 4 years old. Some cry. Right now, there is a 12-year-old who cries a lot. Others try to comfort him. One of the officers makes fun of those who cry."A 15-year-old girl from El Salvador said, "A Border Patrol agent came in our room with a 2-year-old boy and asked us, 'Who wants to take care of this little boy?' Another girl said she would take care of him but lost interest after a few hours and so I started taking care of him. ... I feed the 2-year-old boy, change his diaper and play with him. He is sick. He has a cough and a runny nose and scabs on his lips."Dr. Dolly Lucio Sevier, who interviewed 39 children, likened the conditions in the detention centers to "torture facilities," according to a court filing."That is, extreme cold temperatures, lights on 24 hours a day, no adequate access to medical care, basic sanitation, water or adequate food," the pediatrician said. "All 39 detainees had no access to hand-washing during their entire time in custody, including no hand-washing available after bathroom use." 5088
A Florida woman is facing attempted murder charges after police say she told her four children to unbuckle their seat belts and then purposefully drove a minivan into a tree yesterday.Calicia Williams and the children, who are between 7 and 13 years old, were all injured in the crash, Ocala police said in a release.Williams was speeding and told the children to take off their seat belts and stretch out their hands before the crash, according to the release."The devil can't hurt you, he only hurts bad people," Williams said just before the crash, according to the police report, which cited a witness whose name was redacted. "You have the light of Jesus in you and only Jesus can cure us," according to the police report.Williams was standing outside of the van when police arrived. She told an officer that her husband had put a hex on her and caused her to crash, and she "kept rambling on about spells and voodoo," according to the police report.Williams also told police that she had "marijuana in her system," the report said."(D)ue to tire and furrow marks in the median it appeared the Pontiac was steering directly toward the tree that was struck," the investigator at the site reported, according to the release.Williams and the four children were transported to local hospitals. The children are in stable condition, a police spokesperson told CNN.The children's injuries were not life-threatening, 1427
A family on vacation at Yellowstone National Park was caught in the middle of a massive bison stampede that damaged their rental car.Video shows more than a hundred of the animals, of all sizes and ages, charge vehicles that are stopped on the road.One bison hit the Delle Chiaie family’s car, smashing the front windshield of the vehicle.“I can’t believe we didn’t take the insurance,” said one man on the video. “The whole hood is crushed.”Watch the video of the bison stampede below: 498
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