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EL CAJON, Calif. (KGTV) - The man charged with the brutal beating of an El Cajon Police officer inside a KFC appeared at a preliminary hearing in court Wednesday.Officer Jose Sioson was preparing to question Daniel Cook about stealing sodas from a Dollar Tree store when Cook attacked him at the restaurant on Fletcher Parkway, police said.MTS bus driver Iesha Booker witnessed the attack and grabbed the officer’s own radio to call for help when he was knocked unconscious.“I just grabbed his walkie talkie. I didn't know how to work it, I just grabbed it and just kept screaming in there they have an officer down, they have an officer down,” Booker said.Officer Sioson was taken to the hospital and released after several surgeries. He testified Wednesday about almost losing his eyesight in the attack, and how he is still recovering.RELATED: MTS bus driver's quick thinking saves officer's life"I never meant to be a hero," Booker said. "I was just doing what I thought that anyone would do for us or for me."Cook, who has previous convictions for assault and resisting arrest, is being held on half a million dollars bail. His defense attorney plans to enter a new plea of not guilty by reason of insanity at an arraignment scheduled in June.El Cajon Police stepped in to thank Booker, who is the homeless mother of seven children. A GoFundMe in her name has raised about ,000 of its ,000 goal.RELATED: Help for hero who saved officer 1454
Economic uncertainty may be roiling the country right now, but that’s not stopping home sales. In some areas, like the suburbs of New York City, bidding wars are back. In July, one house in Orange, N.J. had 97 showings and 24 offers, according to the New York Times.That same month, .3 billion worth of residential real estate sold in the suburbs of Washington, D.C., according to the Washington Post, compared to .2 billion the year before—demonstrating just how much demand there is in some parts of the country. That demand has caused median home prices to spike. Prices in September are 13% higher than they were the same time last year, the largest increase since 2013, according to real estate listing firm Redfin.“We are seeing really interesting trends emerge from COVID that are causing demand to change to an all-time high at the same time that the supply of availability is at an all-time low,” says David J. Wilk, assistant professor of finance and director of the Real Estate Program at Temple University’s Fox School of Business.That means a lot of homes, especially those close to big cities, are suddenly worth a lot more. For homeowners, it’s an envious position: Their equity has bloomed. But what should they do with it? Here are three options.1. Sell Your HomePrices are high, so it’s time to sell, right? As with everything in real estate, it depends.Selling might be the right move for older homeowners who are looking to downsize to a smaller house, a condo or 55+ living. It also may be ideal for homeowners interested in moving to a lower-priced housing market—if the timing is right, and you absolutely know where you want to go.Dottie Herman, CEO of Douglas Elliman, a Manhattan brokerage firm, says it’s also not a bad time to cash out of the ‘burbs to make a city move if you’ve wanted to do so—especially to Manhattan, where sales were sluggish this spring and summer. “If you really love New York City and you believe as I do that it will come back, it’s a great time to buy in the city,” she says, adding that it might be another three to four years before prices rebound.Beware: Your New House Also May Cost MoreIf you want to stay in the same area, a jump in your home’s price most likely means the house you want has made the same leap.You can still consider trading up, especially if your lifestyle has changed because of the pandemic, and you anticipate it staying somewhat altered when we’re on the other side of it. That may mean more people in the house more of the time—and the need for the space to match. “If you can work from home and you don’t have to commute every day, then that drastically changes your decision matrix,” Wilk says.Falling Interest Rates Can Make a Move Make SensePlus, with interest rates for 30-year mortgages at record lows, getting a bigger mortgage now might make sense in the long term. Just make sure you can still afford the payments and aren’t necessarily banking on that home also becoming a big pay out down the road because the housing market is cyclical and eventually will fall down again.“Rushing to sell your house or buy a house because of the short term isn’t a prudent move,” says Danny McAuliffe, CFP, wealth advisor and head of planning at Perigon Wealth Management. “Making decisions based on what you can afford and make sense for you and your family, that is going to be a better situation for the long term.”If you’re thinking of making that high- to low-cost market move, Herman warns that you should at least live in the place first by renting to see if you really like it. This is especially true for seniors who dream of ditching colder climates for warmer places.Not only does it make sense to get a feel for the area in which you want to live that you can’t achieve while on vacation, but you also will learn if you have the temperament to be away from family for so long. Otherwise, you’ll cash out now and have to buy back in—and who knows what the market will be like then.2. Have Your Home Appraised to Ditch Mortgage InsurancePrivate mortgage insurance (PMI) is usually tacked onto your monthly mortgage payment if you put down less than 20% on the property when you purchased it. PMI is there to protect lenders in case you walk away. But if your home is suddenly worth more, you may hold enough equity to request to have PMI cancelled.To do this, you need to show lenders the home has increased in value, which means paying for a home appraisal. Those typically cost between 0 and 0. Meanwhile, PMI typically costs between 0.05% and 1% of the loan amount annually, which means the appraisal will pay for itself.If you’re staying put, you should also reassess your insurance to make sure it matches what your home is now worth, says McAuliffe. That’s because a policy based on a lower price may not cover the current value of the home, should the worst happen and you need to rebuild.“Specifically you want to make sure that the dwelling coverage in your homeowners policy is sufficient to rebuild your home if something catastrophic were to happen,” he says, adding that these policies typically exclude earthquake and flood insurance.3. Take Equity OutWith interest rates so low, taking some equity out is another option. You can use that money to make renovations to your current home—which may be tax deductible, says McAuliffe—or pay off high interest credit card debt—as long as you don’t then rack up debt on them again.You can take equity out in several ways, including through a home equity line of credit (HELOC) or a cash-out refinance, where you pull the equity out in, well, cash. Homeowners at least 62 years old also can take out a reverse mortgage, which lets them borrow from their home’s equity.Herman says money drawn from equity could be used to buy another property, either as a second home, or to rent out. But only think about becoming a landlord if you have tolerance for it and can cover the mortgage in the case the property is empty between tenants, or tenants stop paying.Just make sure that you aren’t taking all of the equity out. People who got in trouble in 2007 and 2008 “pulled all of their equity out,” Herman says. “When prices dropped, they were stuck because they had used all the equity up in their home for something else.” So don’t press your luck and strip your house of all its old and new equity, or else you may wind up with a house worth less than what you owe on it. 6432
Do you find it hard to make friends as an adult? If you’re having a difficult time meeting new people, you’re not alone. There are reasons behind the struggle, but there are mobile apps that can actually help you make new friends.Relationship expert YY Wei says as we get older, our past gets in the way of putting ourselves out there and meeting new people."Anytime we get hurt, in any type of relationship, it's going to have an emotional impact on us," says Wei. "And that means it's going to impede our own courage to reach out to people again." A recent study out of the University of Kansas found that it takes about 50 hours of socializing to go from an acquaintance to a casual friend. If you want to become close friends, the study found it takes 200 hours of socialization. Most of us don’t have that kind of time, so there are apps that can help. For example, there’s a newer app called Girl Crew. It’s similar to dating apps. You simply create a profile, begin a chat and then if you like the person, you can set up a time and place to meet. Another app is Skout. You can use it to meet new people, no matter where you are, even if you’re just visiting. "The app helps because you know the basic stuff about this person," explains Wei. "Do we share the same hobbies, do we like the same music, and do we like to do similar things going hiking, going out drinking or happy hour." If apps aren’t for you, Wei says to do what you like to do and meet people that way. So, if you like working out, you can meet friends at the gym. But if you’re going to stay in your comfort zone, you need to push yourself a little. Wei says at the end of the day, you need to give a little to get a little. 1788
Dr. Fauci discusses distributing the coronavirus vaccine to the public and returning to "normality": "If you're talking about getting back to a degree of normality, which resembles where we were prior to COVID, it's gonna be well into 2021. Maybe even towards the end of 2021." pic.twitter.com/FHhdWhSsFb— MSNBC (@MSNBC) September 11, 2020 347
Disney World is set to reopen in Florida on Saturday after being closed for several months due to COVID-19. Here are several things you need to know before you and your loved ones go and visit Mickey Mouse and Co.Magic Kingdom Park and Disney’s Animal Kingdom Park will reopen Saturday. EPCOT and Disney’s Hollywood Studios will reopen on July 15.Disney World has been closed since March 15. Back in May, Disney received word from the state they can reopen in July, which Orange County Mayor Jerry Demings tweeted the news back on May 29. I am pleased to announce that I have received word from Halsey Beshears, Secretary of @FloridaDBPR, that @WaltDisneyWorld Resort and @SeaWorld have received approval of their re-opening plans. #SeaWorld will re-open June 10 and #WaltDisneyWorld Resort will be July 11. pic.twitter.com/vNKgSxZvbC— Orange County Mayor Jerry L. Demings (@OCFLMayor) May 29, 2020 Disney said in a press release that new safety measures are being put in place to keep you and your loved ones safe.RESERVATIONSTo visit the parks, you must have a reservation and a valid park ticket for the same park on the same date to enter. At this time, park officials say new tickets are currently unavailable to purchase but will be available sometime in the future.SAFETY MEASURESTemperature checks: All guests to the park will be screened by no-touch thermometers at Disney Springs or at the Walt Disney World theme parks. Park officials say anyone displaying a temperature of 100.4 F or above will not be allowed entry. Officials ask that you check you and your entire party's temperature before leaving you home.Parking: Complimentary transportation will also be provided between the guests' Disney Resort hotel and Disney theme parks. Face coverings are required at all times while boarding and using Walt Disney World transportation. Valet service is temporarily unavailable, with the exception of guests with disabilities.Face masks: Anyone over the age of 2 will be required to wear a face mask. Park guests are not allowed to wear costume masks.Social distancing: The parks will have signs and ground markings to help guests practice physical distancing. Physical barriers will be placed around cash registers or at Guest Relations to help keep everyone safe.Cashless transactions: Officials recommend guests use cashless payment options, including debit cards, credit cards, and Disney Gift Cards, which can be purchased with cash.Hand sanitizer: Hand sanitizer locations will be made available all throughout the park. Hand washing will also be made easily available for guests.RESORT SERVICESIf you are staying at a Disney Park resort, guests will see the following changes:Bell Services will deliver luggage to rooms, but will not escort guestsClub-level service is temporarily unavailableDeliveries may only be made to occupied roomsIn-room celebrations are not availableIn-room dining is not availableDry-cleaning and valet laundry services is temporarily unavailable; self-service laundry is availableShipping services are temporarily unavailableResort airline check-in service may be temporarily unavailableDININGIf you are planning to dine at a table-service restaurant at Disney Resort hotel a confirmed dining reservation is required for day guests. If you are staying overnight, officials highly recommend you make a reservation.IN-PARK DININGGuests will need valid park admission and a reservation for park entry through the new Disney Park Pass system—as well as a dining reservation—to dine at an in-park, table-service restaurant. Dining reservations do not guarantee admission to the park.CHARACTER EXPERIENCESDue to COVID-19, meet and greets with Disney characters are currently unavailable. Characters will still be found roaming around the parks to say hello to guests.To avoid large crowds gathering, parades and fireworks shows have been postponed until further notice.TOURSThe following tours are currently unavailable:Backstage MagicBehind the SeedsDisney Private VIP ToursDisney’s Family Magic TourDisney’s Keys to the Kingdom TourDisney’s The Magic Behind Our Steam Trains TourTaste of Magic Kingdom Park VIP TourThe UnDISCOVERed Future WorldUltimate Day of Thrills VIP TourUltimate Disney Classics VIP TourUltimate Nights of Adventure VIP TourUp Close with RhinosWalt Disney: Marceline to Magic Kingdom TourWorld Showcase: DestiNations DiscoveredWild Africa TrekWild Africa Trek (Morning)For more information, before you travel to Florida, you can check out the Walt Disney World website. 4538