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Its 5:30 p.m. and most of the 20 and 30-year-old students in this class have just come here from a day at work. But now, they’re here to learn the basics of buying auto insurance.It’s part of a unique initiative called the 236

LONDON, England – Prince Harry and his wife Meghan are taking the first steps into their new independent life thousands of miles apart. Meghan has returned to Canada, where the couple spent a six-week Christmas break out of the public eye. Meanwhile, Harry stayed in England as the royal family sought to contain the crisis sparked by the couple's decision effectively to quit as senior royals. A friend of the couple pushed back against accusations they blindsided Queen Elizabeth II with the announcement that they would be stepping back from royal duties. “It’s certainly not true to say the palace were blindsided by this,” said broadcaster Tom Bradby, who filmed revealing interviews with Harry and Meghan while they were in Africa last year, 764

PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739

“Is this an advertisement for why women should get tummy tucks?”? ? “Why aren’t there any fit women in this photo? Not every postpartum body is fat and loose.”? ? “Why has society made it ok to bash women who bounce back yet glorify women who can’t lose weight?”? ? “How about dieting?”? ? “Posts like this bother me. Not losing the weight is a choice.”? ? “I’m a mother of 4 but I’m also a smokin’ hot wife because that’s my duty. No way I’d be happy or settle to look like this.”? ? “Photos like this tear women apart.”? ? “So, you’re saying that skinny women don’t have real bodies?”? ? Just a small sample of the comments we’ve received over the past few days since our original post went live. It’s a shame that the point has been completely missed by some of the people that have taken time out of their day to comment. (The point being: the four of us have been friends online for a long time and finally met IRL and took a last minute photo together...of our different postpartum body types...to show that all body types are beautiful.)? ? If you look at this photo and your first thought is “why are there no skinny women”, you have bigger issues to deal with, my friend. You can look literally anywhere: film, TV, Instagram, magazines, video games and see skinny women. Other body types are absolutely underrepresented in media and it causes women with those body types to feel less than... to feel like they’re not good enough.? ? I want to encourage anyone who felt the need to leave any of the above comments to dig deeper, self-reflect, gain some perspective, learn. Your comment says WAY fucking more about you than it does about us.? ? Be better. 1678

TIME Magazine announced the dozens of candidates for its Person of the Year for 2020 and New York Gov. Andrew Cuomo, Dr. Anthony Fauci, President Donald Trump and President-elect Joe Biden are among the candidates."Who should be TIME's Person of the Year for 2020? Cast your vote for the person or group of people who had the greatest influence on the events of the year—for better or worse. We’ll reveal the 2020 Person of the Year, chosen by TIME’s editors, on Dec. 10. Check back to find out the winner of the reader poll in early December," TIME's website says. Who should be TIME’s Person of the Year for 2020? Cast your vote for #TIMEPOY here: https://t.co/4RFNo4qcNS pic.twitter.com/Pd4qWWxavu— TIME (@TIME) November 27, 2020 You can view the full list of candidates and vote by visiting TIME's website here. This article was written by Anthony Reyes for WKBW. 904