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With Christmas right around the corner, many businesses around San Diego County are getting ready to open their doors to sell fresh Christmas trees. Many of the farms begin welcoming customers the day after Thanksgiving, when people typically start decorating for Christmas. Check out the list below to find out where you can grab a fresh Christmas tree: 378
What would it take to save million for retirement? Right now, more people than ever are 401k millionaires.Financial adviser Jonathan Duong says saving million is not as impossible as it may seem."A million dollars is very achievable for folks who aren't necessarily making really large six-figure incomes," Duong says. The average 401k millionaire has been contributing to their retirement fund for over 30 years, according to MarketWatch. So, how do you get to million in your 401k? Duong says there are a few easy ways. First, defer over 10 percent of your paycheck to your 401k. Fidelity Investments says it might seem like a lot, but in the end, it should leave you with an annual income that you're use to once you retire. Next, take advantage of your employer match."A match is free money," Duong says. MarketWatch found 28 percent of the contributions to the average 401k millionaire's account came from their employer. "Additional things you can do is working a little bit longer and delaying social security," suggests Duong. Delaying Social Security until you’re in your 70's will allow you to get more money opposed to taking it sooner. “It’s fairly good to say that if you've got 25 to 30 times your annual living expenses saved up, you might be in a position to retire, but there are a lot of other details that go into it," Duong explains. There's no rule of thumb for how much everyone should save, Duong says. It all depends on your living expenses and how much it takes for you to live comfortably. "In my mind, the ability to start today is really a reality for most people it's never too late," Duong says. 1756

WEST SENECA, N.Y. —From the running water to the statues and perfectly trimmed plants, Pam and Dave Hubert's backyard in West Seneca, New York, is a place the couple can sit back and relax.But last fall was anything but relaxing for the family."I had a lump in the right side of my throat that I've had many times from having sinus infections," explained Dave. "I went to the doctor and he said something's not right this time.""His words were: you have cancer," Dave said. "You're going to go through hell, but you're going to survive."Dave was diagnosed with throat cancer at the end of August. He had 35 radiation treatments and two rounds of chemo. After months of grueling recovery, he was cancer-free, and could finally sleep and eat again.Pam was by his side throughout it all."We said there's got to be other purpose here than us being sick," Dave said. "I didn't get sick to get sick. I got sick cause someone else needs us to help them get through this."As fall approached this year, Dave had one question for his wife."He said to me, 'do you plan on decorating the yard for the fall?'" Pam recalled. "And I said 'yeah I usually do.' And he said, 'I was hoping you would say that, because last year I just couldn't, I was too tired, too weak I just didn't enjoy it the way I wanted to enjoy it.'""I tried to be out here doing some work," Dave said. "But I was just so tired. I was just so exhausted from the treatment."Pam decided this year needed to be different, so she put out a call on Facebook to people she knew, and to strangers."If there's somebody you know battling cancer or survived cancer, or may have lost a battle to cancer, I would like to honor them," Pam said. "And if you have a pumpkin I'm happy to put it in my yard and we'll display it."That's when the pumpkins started showing up. They have names of patients who have fought cancer, and also messages to those who were lost to the disease. 1929
When Trey Ganem heard about the shootings in Sutherland Springs, he jumped in his car and drove 100 miles to the mourning town.The 46 year-old businessman didn't come just to bear condolences. He had something more tangible to offer: coffins.Ganem runs a casket design company in Edna, Texas, another small town east of Sutherland Springs.His seven employees build personalized coffins that usually sell for about ,500. He is offering to provide free custom-made coffins for the people slain Sunday at First Baptist Church. So far, he's gotten requests to make 15 caskets."When I first started five years ago, children burned in a fire in Edna, Texas. I donated caskets to the family. I knew the kids" he told CNN. "It was the most emotional time in my life."The tragic news out of Sutherland Springs stirred up the same emotions for Ganem."Immediately my heart opened up and I was like 'yes, we can do this,'" he said. "It's a small town. People that felt like they were safe ended up in this tragedy.""What we want to do is start the healing process here," Ganem said. "I want to make sure that we celebrate the lives of the people who were there."Ganem's caskets are always personalized. For some of the younger victims, he plans to paint coffins with princesses and Barbie. The smallest one will fit a 1-year-old girl.He sees his gesture as a way to help grieving families get through their darkest time."We want people to know that we are here for them. We are praying for these families that were affected and we will continue to." 1547
WEST PALM BEACH, Fla. — While the demand for guns is cooling off, sellers say there is still a nationwide shortage of ammunition, and it's unclear when inventory will return to normal.The owner of Guns and Range Training Center in West Palm Beach said most gun sales during the COVID-19 pandemic have been to first-time buyers, making up 80% of sales.Gun owner Rita Gonzalez is no beginner, and this year she has helped many of her friends become first-time gun owners."Just with everything going on and stuff, they just feel safer having them," Gonzalez said. "It's like my happy place. I go. I shoot. I release stress. I like it." 640
来源:资阳报