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Public versus private. Government versus private sector. Big bureaucracy versus big business. Delivering healthcare to Americans is once again a central question in this year's presidential election, and the plans proposed by two of the top Democrats in the 2020 field have very little in common. For Elizabeth Warren, she is proposing an entirely public plan with no role for private insurance. At the June presidential debate, Warren agreed that she would eliminate private insurance if she has her way. “Look at the business model of an insurance company,” Warren said. “It's to bring in as many dollars as they can in premiums and to pay out as few dollars as possible for your health care"But a change from private to public would be a dramatic change for most Americans. Nearly 66 percent of Americans used private insurance in 2017, according to U.S. Census figures. Also, a number of Americans are employed by insurance companies. According to the Insurance Information Institute, more than 500,000 Americans are employed in the insurance industry. These facts are not lost on Biden, who advocated at Thursday's debate to maintain the private insurance system."I think the Obamacare worked," Biden said at Thursday's debate. "I think the way we add to it, replace everything that has been cut, add a public option, guarantee that everyone will be able to have affordable insurance, number one."Warren claimed during Thursday's debate that a Medicare-for-All system would lower overall costs."And the answer is on Medicare for All, costs are going to go up for wealthier individuals and costs are going to go up for giant corporations," Warren said. "But for hard-working families across this country, costs are going to go down and that's how it should work under Medicare for All in our health care system."The Congressional Budget Office released a report in May on the total cost of moving to a government-run healthcare system. The report says that nearly half of healthcare expenses in the U.S. come from the private sector, with the rest being funded through federal, state and local governments. Overall, Americans spend .5 trillion in healthcare per year, the CBO says. But the CBO could not put an estimate on exactly how much the average person would spend with a Medicare-for-All system. The report says a number of factors such as whether state governments will pay into the system, and whether citizens can opt out of public insurance all options would affect costs. The CBO states that the federal government has lower administrative costs than private insurance. The cost to administer all of Medicare was 6 percent, compared to 12 percent for private insurers in 2017, the CBO says. The CBO added that administrative costs could decrease even further as a Medicare-for-All system would have fewer eligibility exclusions. Although both Biden and Warren still lack key details for their plans, Biden has stated his goal is to have 97 percent of Americans insured. Warren claims that nearly 100 percent is possible with her plan. As of 2017, 91 percent of Americans were insured. The number of uninsured in 2010, at the time of Obamacare's passage, was nearly double, according to the Census. Even without changes to law, healthcare costs will likely rise in the U.S. Government estimates peg healthcare spending per year at trillion by 2027. The rate that healthcare expenses will rise will outpace overall GDP by .8 percent per year, according to government figures. 3509

Some of the 33 parents charged Tuesday with cheating to get their children into prestigious schools may have paid enough in bribes to cover the full cost of a college education and then some.Two SAT/ACT administrators, an exam proctor, nine coaches at elite schools, a college administrator and 33 parents -- a total of 50 people -- are accused of participating in a scheme that involved cheating on standardized tests and bribing college coaches and others to admit students as athletes regardless of their abilities, prosecutors revealed in a federal indictment. The scandal is being called the largest college admissions scam ever prosecuted.FBI Special Agent Joseph Bonavolonta said some parents spent anywhere from 0,000 to .5 million to guarantee admissions for their children.The relatives of one applicant paid a California business owner .2 million to falsely describe the individual as the co-captain of a well-known soccer California soccer team, although the applicant did not play competitive soccer, prosecutors said.The average annual cost of tuition and fees at a private, four-year college is ,478, according to the most recent report from the US Department of Education's National Center for Education Statistics."This case is about the widening corruption of elite college admissions through the steady application of wealth combined with fraud," Andrew Lelling, the US attorney for Massachusetts, said. "There can be no separate college admission system for the wealthy, and I'll add that there will not be a separate criminal justice system either."The parents alleged to have been involved include CEOs, a fashion designer, the chairman of a global law firm and actors including Felicity Huffman and Lori Loughlin, Lelling said.He added, "For every student admitted through fraud, an honest, genuinely talented student was rejected."How the money was spentMuch of the indictment revolves around William Rick Singer, the founder of a for-profit college counseling and preparation business known as The Key."OK, so, who we are ... what we do is we help the wealthiest families in the US get their kids into school," Singer told one parent, according to prosecutors.Lelling explained the two main avenues for carrying out the scheme."I'll speak more broadly, there were essentially two kinds of fraud that Singer was selling," Lelling said of the accusations that span from 2011 to 2019. "One was to cheat on the SAT or ACT, and the other was to use his connections with Division I coaches and use bribes to get these parents' kids into school with fake athletic credentials."For example, prosecutors said Singer and his co-conspirators used stock photos of a person playing a sport and then put the face of a student onto that image via Photoshop.Singer was paid roughly million by parents to help their children get in to schools, the US attorney said.Singer pleaded guilty on Tuesday to racketeering conspiracy, money laundering conspiracy, conspiracy to defraud the United States and obstruction of justice, prosecutors said.Actresses are allegedly on tape discussing schemeBest known for her role on TV's "Desperate Housewives," Huffman is accused of paying ,000 to Singer's fake charity, the Key Worldwide Foundation, to facilitate cheating for her daughter on the SATs, the complaint says.Her daughter received a 1420 on her test, which was 400 points higher than a PSAT taken a year earlier without the same administrator, the complaint states.Huffman also discussed the scheme in a recorded phone call with a cooperating witness, the complaint says.Huffman has been charged with felony conspiracy to commit mail fraud and honest services mail fraud, according to court paperwork filed Monday in federal court in Massachusetts. She was arrested without incident at her home, the FBI said.She appeared Tuesday in a federal court in Los Angeles where a judge set bond for her at 0,000 and federal agents took her passport.Her next court date has been set for March 29 in Boston.Loughlin, who played Aunt Becky on "Full House," is facing the same felony charge. Her husband, fashion designer Mossimo Giannulli, was also charged with conspiracy to commit mail fraud and honest services mail fraud.Giannulli and Loughlin allegedly agreed to pay bribes totaling 0,000 in exchange for having their two daughters designated as recruits to the USC crew team, even though they did not participate in crew, the complaint said.The money was given to Singer's fake charity, and in a recorded phone call Singer clarified that the money was actually for getting their daughters into USC crew, according to the complaint.Giannulli appeared in court Tuesday, where a magistrate judge set a million bond and ordered him to surrender his passport.Even though she was not present in court, prosecutors and Loughlin's attorneys agreed on similar terms as well as permission for her to travel to Vancouver and back for work.CNN has contacted Iconix Brand Group, which owns Giannulli's namesake fashion company, Mossimo.CNN is also working to get comment from the actresses' representatives.The colleges involvedCoaches from Yale, Stanford, the University of Southern California, Wake Forest and Georgetown, among others, are implicated in the case. The extensive case involved arrests in six states across the country."The Department of Justice believes that Yale has been the victim of a crime perpetrated by a former coach who no longer works at the university," the university said in a statement sent out to the school. "The corrupt behavior alleged by the Department of Justice is an affront to our university's deeply held values of inclusion and fairness."Georgetown told students that the coach arrested in their case, "has not coached our tennis team since December 2017, when he was placed on leave after the Office of Undergraduate Admissions identified irregularities in his recruitment practices and the University initiated an internal investigation."The University of Southern California said it is reviewing its application process.What happens to the students?It was not an accident that no students were charged on Tuesday, said Lelling, the US attorney. The parents and other defendants were "the prime movers of this fraud," he said. He said students may face charges down the road. 6345

SHARON, Penn. – Tariffs raise prices on items companies import to sell or make products with, which affects small businesses across the U.S. Two thirds of Americans say owning a small business is part of their American dream. Seven years ago, Carla Infante made that dream a reality in the small town of Sharon, Pennsylvania. “It was frightening. After I got everything all set up for the grand opening, I thought ‘what if nobody comes?’”Despite that fear, that was never Infante’s problem. Knitting and crocheting enthusiasts have been streaming in since Never Enough Yarn opened, either for her variety or her knitting nights. “I have people who come regularly every Thursday night for our knitting group. Sometimes we knit and drink coffee. And sometimes we get a bottle of wine out instead of coffee,” said Infante. “It's been amazing.” As amazing as it has been to have loyal customers and consistent demand, Never Enough Yarn is closing. “The Internet has really done a lot of injury to local small businesses,” said Infante. “So that had been creeping up on me. But when they put the tariffs in, that really pushed me over the edge.”There have been a half dozen rounds of tariffs imposed on Chinese goods over the past year and a half. The latest have really affected businesses like Infante’s. The prices of all Infante’s yarn and knitting supplies has had to go up. For example – just one knitting needle in her shop has gone up by in less than a year. “First it was we'll wait and see, let's see what happens because I thought when the first 50 cents came on each package of needles like we can live with that,” said Infante. “I didn't realize it was going to keep coming. When that dollar came it was like I can't survive. I just can't pass this on.”So, before a new round of tariffs hit, she’s ending this chapter of her American dream."I made it seven years and I would have liked to stay a little longer,” said Infante. “But I also know when it's time to go you know the old saying ‘know when to fold them.’”"A lot of shops are closing, it’s not just Carla’s,” said a customer of Infante’s. “We had one in Grove City and she went out of business. It’s heartbreaking.”Analysts expect continued higher tariffs on Chinese goods could lead to 12,000 more retail businesses closing within the next year."One thing I'd like to say to most people is, if you don't believe it's happening, take a closer look because it is and if it hasn't affected you yet, keep your eyes open because it's going to it's going to affect everyone at some point. You’ve learned that the hard way. I learned it the hard way.” 2626

Protests calling for justice for George Floyd turned violent on Wednesday night, as fires were set, and one person was killed, according to 152

Ret. Cincinnati Assistant Police Chief Dale Menkhaus. He was a lieutenant in charge of the police detail the night of The Who concert on December 3, 1979. 167

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