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Florida gunman Nikolas Cruz is willing to plead guilty to avoid the death penalty and spare the community from reliving the massacre in a trial, his public defender said.Cruz, 19, faces charges of premeditated murder in Wednesday's shooting at Marjory Stoneman Douglas High School in Parkland, which left 17 people dead.Broward County Public Defender Howard Finkelstein, who is representing the confessed gunman, said there's no question he killed the 14 students and three staff members."The only question is, does he live or does he die?" Finkelstein asked.Prosecutors would need to agree not to ask for capital punishment and allow life without parole instead.On Saturday, State Attorney Michael J. Satz said this "certainly is the type of case the death penalty was designed for," but that now is the time "to let the families grieve and bury their children and loved ones.""Our office will announce our formal position at the appropriate time," Satz said.Cruz's next court date is set for Monday morning. He is being held without bond following a video hearing Thursday in a Broward County court. Latest developments 1134

Following the passing of music legend Aretha Franklin, news surfaced the “Queen of Soul” did not have a will. Music icon Prince also didn’t have a will at the time of his death.How important is it to have a will?Certified financial planner Jonathan Duong says everyone should have a will, no matter your age or financial status."Even if you don't have kids, as long as your situation includes some level of basic complexity where you have different types of assets, then absolutely, a will is going to be a proper document at a minimum to have in place," says Duong.  For those who only have assets like a 401k or a life insurance policy that has a designated beneficiary built in, a will might not be necessary.  “But for many other things, there is no legal way to control where that asset goes without a will," explains Duong.  Getting a will often times entails hiring an attorney and can cost nearly ,000, but Duong says you don’t need to spend that much to have a proper will.  "Typically, their employer--if their employed with a larger company or a public organization--may offer a legal plan, within their employee benefits," says Duong.  There are also online resources like willed.com or doyourownwill.com that will help you create one for less than 0. 1301

For the most part, we've already been sheltering in our homes as we all try to get a grip on the pandemic. And this holiday season, which started Thursday with the first day of Hanukkah, families are looking for ways to make it special.Rabbi Robert Nosanchuk says his team is helping families celebrate Hanukkah safely at home through live stream services online.“Many participants will light candles together on Zoom. So, we'll literally light up the internet,” Nosanchuk said.And while you may not be able to give gifts in person this year, you can still offer the traditional monetary Hanukkah gift virtually.But this year, Nosanchuk is asking families to focus ways to build a more peaceful and just society.“Whatever faith you may be representing, I hope you'll know that your Jewish neighbors are holding their Hanukkah menorah by the window to publicize that miracles do happen,” Nosanchuk said. “I pray strongly that we'll all be healed. We'll feel well in the new year.”This story was originally published by Taneisha Cordell at WEWS. 1051

For four days starting Monday, the Democrats will hold their national convention virtually after canceling their in-person convention slated for Milwaukee due to the coronavirus.The Democrats will attempt to keep a familiar format for its convention, with several keynote speakers scheduled to speak each night.The Republicans will also hold most of their convention activities virtually, starting for four nights on August 24.What’s differentThe conventions are generally a spectacle with thousands of party supporters gathered in a large arena amid pomp and circumstance. While conventions are a way for parties to energize their leaders for the stretch run of a campaign, the gathering of delegates allow for the party to develop its platform.While conventions officially serve the purpose of nominating a candidate for vice president and president, the nominations are generally a formality at the convention. With a virtual convention, the most visual component of the convention is gone. Will the addresses just be seen as more stump speeches?The event will also be pared down some. The speeches will run from 9 to 11 p.m. ET nightly. At previous conventions, festivities generally began in the late afternoon. With a shortened timeframe, a number of lower profile Democrats – think members of Congress without a national profile – won’t make it on the convention stage.What’s the sameThe format will still be a familiar one for those who follow conventions. A number of speeches will be given by top Democrats to promote Joe Biden and Kamala Harris, and the party’s platform.Tuesday will also feature the official nomination for president and vice president. Wednesday will include the traditional vice presidential nominee acceptance speech, following by Thursday’s traditional presidential nominee acceptance speech.Like at a customary convention, the virtual Democratic Convention will have themes each night. Monday’s theme will be “We the People,” Tuesday’s theme will be “Leadership Matters,” Wednesday’s theme will be “A More Perfect Union,” and Thursday’s theme will be “America’s Promise.”The speakersThe Democratic Party has released a list of speakers for each night. Here is sampling of the speakers for this year’s convention.Monday:Former Ohio Gov. John KasichSen. Bernie SandersNew York Gov. Andrew CuomoMichigan Gov. Gretchen WhitmerSen. Amy KlobucharFormer First Lady Michelle ObamaTuesday:Senate Minority Leader Chuck SchumerFormer Secretary of State John KerryRep. Alexandria Ocasio-CortezFormer President Bill ClintonFormer Second Lady Jill BidenWednesday:Speaker Nancy PelosiFormer Secretary of State Hillary ClintonSen. Elizabeth WarrenFormer Rep. Gabrielle GiffordsVice Presidential Nominee Kamala HarrisFormer President Barack ObamaThursday:Sen. Cory BookerCalifornia Gov. Gavin NewsomAtlanta Mayor Keisha Lance BottomsFormer South Bend, Indiana, Mayor Pete ButtigiegSen. Tammy DuckworthMembers of the Biden FamilyPresidential Nominee Joe BidenCounter programmingWhile the Democrats hold their convention, NBC News reported that President Donald Trump plans on campaigning in four battleground states next week. Trump is slated to visit Minnesota, Wisconsin, Arizona and Pennsylvania, NBC reported. 3237

For most of the pandemic, people have enjoyed record low interest rates, making way for a boom in mortgage refinancing. But experts say the upcoming election could have a major impact on whether those rates stay low."I think for a lot of reasons there will be even more volatility. You have the backdrop of the pandemic, you have quite a rivalry," said Josh Stech, Co-founder and CEO of Sundae, a company that helps people with homes in bad condition get their properties sold. Stech says the pandemic has created even more of a wedge between the two parties and interest rates will be impacted."I would say that we’re cautiously optimistic that we’ll see a strong 2021 regardless of who wins but there’s always that looming uncertainty of who wins and also what policies that follow that, that could impact unemployment, that could impact tax rates, that could just change consumer behavior again," said Stech.Matthew Garcia, a Senior Loan Officer with Supreme Lending, says historically, interest rates waver before an upcoming presidential election. "Last election in 2016, rates were in the lower threes. Literally, two to three days later rates went into the fours. That’s how violent and how rapid interest rates can move. A lot of folks', mistakes people make is they think the government makes interest rates. They don't. Interest rates for mortgages are controlled by bond market activity," said Garcia. Specifically, Garcia says, treasury bonds and mortgage-backed securities."Now, at some point, depending on what the next president decides to do, if that affects monetary policy by the Fed(eral Reserve) and the Fed has already come out and said we don't plan on changing anything but the president has the ability to influence that. If they make a decision that could ultimately affect what the Fed’s decision on monetary policy is, we would see a rapid increase in interest rates according with that," said Garcia.Another potential big influence on interest rates? "If COVID-19 is cured, you’re going to see rates spike overnight. Or any kind of change in economic policy or even, too, the economy itself being affected by COVID has the potential to drive interest rates a lot higher. So, there’s definitely on the horizon two major components, the election and COVID cure that are going to affect interest rates going forward," said Garcia.Garcia says it's best to take advantage of interest rates while they're low. Experts recommend speaking to a loan officer or financial advisor before taking out a loan. 2531