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The average 401(k) balance rose 17% last year to 2,300 from the end of 2018, according to a review of 17.3 million accounts by Fidelity Investments. The average individual retirement account, or IRA, balance rose the same percentage to 5,400.Surging markets around the world were a big reason for the growth: The S&P 500 index had one of its best years in decades with a 31.5% return. Investments of all types logged gains, from junk bonds to stocks from developing economies.But workers’ better savings habits also played a big role.Fidelity said the average worker set aside 8.9% of their pay in their 401(k) in the fourth quarter, a record. Combined with employer matches, the average total savings rate was 13.5% in the quarter, tying its record last reached in the spring of 2019.“Nobody can control the market, so the behaviors of people contributing to their 401(k)s are what get us the most excited,” said Katie Taylor, vice president of thought leadership at Fidelity. “We have people saving 13.5%, which is really close to the 15% that we recommend. That’s a great story.”In many cases, workers may not even realize they’re saving more. Most employers give the option for workers to automatically increase their contributions each year, without having to do anything. Some employers even automatically sign up their employees for these auto-escalation programs, requiring them to opt out if they don’t want their contribution levels to steadily rise.Such features are on top of programs where employers automatically enroll new hires in the 401(k) plan. They all lean on the power of inertia to help workers build up bigger nest eggs. It’s a sharp turnaround from earlier years when workers had to take an extra step to join the 401(k) plan and fill out paperwork whenever they wanted their contribution levels to change.“There’s always a way, if you don’t want to do it, where you can unenroll, but these automatic programs have been a game changer,” Taylor said.Consistent contributions — and giving them time to grow — are keys to building bigger portfolios. Among workers who have been in their 401(k) plan for 10 straight years, the average balance rose to a record 8,200, according to Fidelity.Such figures, though, count only people who have a 401(k). Many lower-income workers, particularly at smaller employers, could not save in a 401(k) even if they wanted to because their companies don’t offer access to one. Legislation passed late last year aims to make it easier for smaller employers to band together and offer plans.Nearly half of all U.S. households aged 55 and over, 48%, had no retirement savings at all as of 2016, according to estimates from the Government Accountability Office. 2737

The number of children and teens in the United States who visited emergency rooms for suicidal thoughts and suicide attempts doubled between 2007 and 2015, according to a new analysis.Researchers used publicly available data from the 246

TARRANT COUNTY, Texas – A 7-year-old Texas boy temporarily living in a domestic violence shelter with his mom wrote a letter to Santa, the shelter shared, with a heartfelt plea for presents and something money can't buy.The boy asked Santa for chapter books, a dictionary, a compass and a watch -- but perhaps the biggest ask from the man in red was for a "very very very good dad."His mom found a handwritten letter in his backpack a few weeks ago and she shared it with SafeHaven of Tarrant County staff, a shelter for domestic violence victims in Fort Worth, Texas, its president and CEO Kathryn Jacob told CNN.SafeHaven shared the 647

The man accused of sending mail bombs to prominent Democrats last fall is expected to plead guilty in federal court next week, according to the US Attorney's Office for the Southern District of New York.Cesar Sayoc was 230

Ten people are dead and a 4 year-old boy remains missing after more than a week of severe weather across the central US that put tens of millions of people at risk.The deadly spring storm system ravaged several states, unleashing more than 170 reported tornadoes, fierce winds, drenching rain, flash flooding and hail.Saturday marked the tenth day in a row of tornado reports across the US, with two people killed after a possible twister tore through El Reno, Oklahoma.Canadian County Emergency Management Director Andrew Skidmore told CNN early Sunday that officials were still completing the search and rescue and would update numbers as they received them.When asked if they were expecting the death toll to rise, he responded "it's too early to tell."Earlier, Fire Chief Kent Lagaly said the suspected tornado struck a mobile home park.A hotel that sits adjacent to the park also suffered significant damage, Lagaly said.The state also suffered fatalities earlier in the week with the Oklahoma Department of Emergency Management reporting that a 53-year-old woman in Payne County and a 58-year-old man in Stephens County had died due to flooding and severe weather.A further 87 people were injured across the state, it said in a press release.On Friday, a state official said floods were believed to have impacted at least 1,000 homes, especially in northeastern Oklahoma around the swollen Arkansas River.By the afternoon, Gov. Kevin Stitt had amended an earlier executive order to declare a state of emergency in all 77 counties across the state due to the severe weather.4-year-old boy swept awayThe week's severe weather resulted in five deaths in Missouri.On Tuesday, a husband and wife in Missouri were killed when their SUV skidded across the center lines of US highway 160 and the vehicle struck a semitruck. Meanwhile, law enforcement said three people died in the Golden City area of Barton County.In Iowa, Linda Lee Brownlee, 74, was found dead in her destroyed home near the city of Adair early Wednesday after someone called 911. State officials said it appeared a tornado had hit the residence.In Indiana, a 4-year-old boy is missing after strong currents from heavy rains swept him away in Delphi, Indiana.The child, Owen Jones, was playing in Deer Creek on Thursday when he was swept away by fast currents.Heatwave in the southeast, cold in the westAs the stormy weather continues in some parts of the country, the holiday weekend is set to herald in the informal start of summer with record high temperatures forecast around the southeastern US.CNN meteorologist Allison Chinchar said new records could be set for high temperatures in dozens of cities, in states from Louisiana to Virginia, setting the stage for potentially deadly conditions.Anyone who spends time outdoors this weekend should keep hydrated, wear light-colored and loose-fitting clothing, and try to stay in the shade, she said.Several cities could see triple-digit temperatures. They include Columbia, South Carolina; Augusta, Georgia; and Tallahassee, Florida. Macon, Georgia, is expected to reach 100 degrees on Memorial Day, which would break its record high for May.But farther west, Chinchar said temperatures will remain far below average.Cities such as Las Vegas; Phoenix; Reno, Nevada; and Fresno, California will be 20 to 25 degrees below normal. Las Vegas is expected to have a high temperature Sunday and Monday of only 70 degrees, which is its average for March 15.Phoenix is expected to have a high temperature of 79 degrees on Memorial Day, its average high for March 25. 3588