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When’s the last time you checked your credit report? A new report by CreditCards.com found nearly half of adults haven’t checked their credit report in the last 6 months.It’s been 6 months since the massive Equifax breach where millions of people’s personal information was leaked. CreditCards.com found out nearly half of us haven’t checked out credit report since then to find out if we were one of the victims. Matt Schulz with CreditCards.com says, "Frankly that’s disturbing."Schulz says, “This was an enormous deal. Key personal information like social security numbers were compromised for nearly 150 million people.”Once your personal information is compromised, it’s out there for good. 74% of you said that having your personal data stolen would be worse than having your cell phone stolen.Schulz recommends you check your credit report once a month. “We don’t think about checking Instagram or Facebook 10x a day but, it seems way too much to ask to go to your bank website or check your credit report on a regular basis.”Now more than ever it’s easy to check your credit report.Schulz says, “A credit report will show you if somebody in particular has opened an account under your name without you knowing about it. And that is potentially one of the most damaging things someone can do.”You can get your vantage score, credit score and free Transunion credit report at places like CreditCards.com"Remember, the last thing you want is for your credit score to be dinged by mistakes that aren’t your own.” 1529
When it comes to real estate transactions, some cities are seeing record sales and prices.For real estate broker Kim Dozier, business is booming.“The real estate market is on fire if you’re priced right,” she said.Dozier is the broker of the real estate company 4 Walls That Fit. While she’s looking to close as many deals as possible, her personal protection is paramount.“It’s so scary,” she said of showing properties. “You open up a door, it’s empty, you’re vulnerable.”In an attempt to help create safer work environments for real estate agents across the country, September has been deemed National Realtor Safety Month.“This actually started in 2015,” said Dr. Jessica Lautz of the National Association of Realtors. “There was a very unfortunate incident, a realtor was actually murdered in Arkansas.”Lautz says this year, nearly a quarter of her group’s members reported being in a fearful situation while at work. While less than 1% were actually physically harmed, she is offering advice to stay safe.“Meet someone beforehand, even have a virtual conversation,” she said. “Take a separate car to a listing presentation but then always let people know where you are.”For brokers like Dozier, they’re taking these tips and putting them into practice.“There’s pepper spray,” she said. “And you’re letting people know where you’re going and what you’re doing.”She says while making a sale is important, safety comes first.“Is it worth it to jeopardize your life for another deal,” she asked. 1505
With Christmas right around the corner, many businesses around San Diego County are getting ready to open their doors to sell fresh Christmas trees. We've compiled a list of places you and your family can pick up a fresh Christmas tree in and around San Diego County. RELATED: Pumpkin patches around San Diego County 339
When a judge read the guilty verdict in the police shooting of unarmed black teen Jordan Edwards in Texas, the victim's family gasped and sobbed."Thank you Jesus," someone muttered as relatives embraced in the packed courtroom Tuesday.After hours of deliberations, a jury had found Roy Oliver guilty of murder in last year's shooting death of the 15-year-old in a Dallas suburb. The sentencing phase started after the verdict, and will resume Wednesday morning. 469
What if there was a way to make money, while saving money?An app called Grand claims to do just that, motivating people to save by entering them into a sweepstakes.How does it work?You'll need to link up your bank account to the app.Then, you’ll designate how much money you want to set aside each week.Each dollar gives you an entry into a sweepstakes; you get extra entries if you refer friends or reach certain milestones, like paying off debt.The prize money varies. You could win a prize, or you could win up to ,000. If you wait until October, you could win ,000!But even if you don't win, you are still making some money off your savings.Grand guarantees users a 1% return on their savings.You will, however, need to pay /month to keep your account.So if you do all the math, that means you'll need to keep about ,100 in your account to make it count.If you feel hesitant about linking up your bank account to an app, just know that the app is FDIC insured. 984