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Federal health officials Wednesday issued insurance coverage rules designed to deliver on the promise that every American will have access to free COVID-19 vaccines when they are approved.The regulations from the Centers for Medicare and Medicaid Services, or CMS, will also increase what Medicare pays hospitals for COVID-19 treatments. The changes arrive at a time when coronavirus infections are rising in much of the country, signaling a third wave that could eclipse the number of cases seen earlier this year.Congress and President Donald Trump have already enacted legislation that calls for vaccines to be free, but the new rules were needed to align that policy with the many arcane payment requirements for public and private insurance.“CMS is acting now to remove bureaucratic barriers while ensuring that states, providers and health plans have the information and direction they need to ensure broad vaccine access and coverage for all Americans,” agency head Seema Verma said in a statement.The rules aim to resolve potential legal issues over whether Medicare could cover a vaccine that receives “emergency use authorization” from the Food and Drug Administration. That’s a step short of full approval, and questions arose about whether Medicare could pay under its standard coverage policies.Under Wednesday’s announcement:— Seniors with traditional Medicare will pay nothing for COVID-19 vaccines, and any copays and deductibles are waived.— The government will pay private Medicare Advantage plans to administer the vaccine to seniors. Enrollees will not be charged.— Workplace and individual health insurance plans will cover the COVID-19 vaccine as a preventive service, with no cost sharing. The requirement applies to the vast majority of private plans, which are mandated to cover approved preventive care under the Obama-era Affordable Care Act — even as the Trump administration is trying to overturn that law at the Supreme Court.— State Medicaid and Children’s Health Insurance plans will have to provide vaccines for free for the duration of the coronavirus public health emergency.— Doctors, clinics and hospitals vaccinating uninsured people will be able to get paid through a federal fund set up to assist health care providers under financial stress.The regulations take effect immediately.A White House-backed initiative called “Operation Warp Speed” seeks to have a vaccine ready for distribution in the coming months. The government is spending billions of dollars to manufacture vaccines even before they receive FDA approval, thereby cutting the timeline for delivery. Officials at the FDA have pledged that the program will not interfere with their own science-based decisions. Vaccines that do not meet the test for approval would be discarded. 2791

Facing death, 17-year-old Hannah Carbocci wanted her big sister.A bullet had just pierced the wall of her classroom at Marjory Stoneman Douglas High School in Parkland, Florida. Gunshots -- a lot of them -- had exploded. Someone in her class was hurt. Someone else, somewhere, was yelling.  303

Fans of Apple, rejoice. A reveal date for the next new iPhone has reportedly been announced - and it's Oct. 13.Apple announced Tuesday for consumers to join them virtually on its events page as they make some announcement from Apple Park at 10 a.m. PT next Tuesday.According to Yahoo!, invites were sent out with the words "Hi, speed" at the top.CNBC reported that the phones might be 5G since "5G is the next-generation cellular network that promises faster data speeds."In September, Apple unveiled several new Apple products, but the latest iPhone wasn't present.In April, Bloomberg reported that the iPhone 12 Pros would have a "new 3D lidar sensor for augmented reality, and three new cameras."Apple will stream next week's event on their website. 760

Father and son stories aren't supposed to look like this."I was praying for my friends and family to be OK," said Braden Freidkes, a freshman at Marjory Stoneman Douglas High School. He was inside the school when a gunman started shooting.Braden eventually made it out and into his parents' arms. They had been trying to reach him repeatedly and up until that point had feared the worst. "We were one of the lucky ones. We were able to get him and he was safe," said John Freidkes, Braden's father.But now Braden and his dad have a shared experience, in a way they could have never imagined.  605

ESCONDIDO, Calif. (KGTV) — One person is dead following a multi-car crash on Interstate 15 in North San Diego County.A 25-year-old man from Chula Vista was behind the wheel of a Mustang traveling southbound on I-15 collided with at least three vehicles just before 6:30 a.m. just north of the State Route 76 connector, according to California Highway Patrol.The driver of the Mustang was seriously injured and taken to Palomar Medical Center, where he later died. The man was not immediately identified.RELATED: Motorcyclist dies in solo Oceanside crash during stormInvestigators said the driver of the Mustang was not wearing a seatbelt. CHP doesn't not believe alcohol or drugs were a factor in the crash.Several lanes of southbound I-15 remained closed early Saturday for nearly three hours as crews cleared the scene.Saturday afternoon, the crash remained under investigation. 913