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California's Camp Fire didn't just kill dozens of people and destroy thousands of homes. It also left an insurance company in financial ruins, unable to pay millions of dollars to policyholders.A state judge ruled that Merced Property & Casualty Co. can't meet its obligations after last month's Camp Fire, the deadliest and most destructive wildfire in California history.Merced's assets are about million, but it faced about million in outstanding liabilities just in the city of Paradise, court filings show.Judge Brian McCabe's decision allows the California Department of Insurance to take control of Merced. According to court documents, the state's Conservation & Liquidation Office will start liquidating what's left of the company.Photos: Wildfires devastation in CaliforniaUnlike with bankruptcy, where a business or individual can start over, liquidation means there is no hope for a company's recovery.Fortunately for Merced's policyholders, they are covered by the California Insurance Guarantee Association, which "protects resident claimants in the event of an insurance company insolvency."But the association has maximum benefit limitations, according to Merced."If it ends up that you have a claim in excess of CIGA's limits," the company said, "the excess will be a claim against the assets of Merced." 1337
CARLSBAD, Calif. (KGTV) – A woman found dead on a Carlsbad hiking trail was stabbed to death, police revealed Tuesday.Carlsbad police said the 68-year-old white woman was walking or jogging Monday morning on the Hosp Grove Trail East, near the 2600 block of Monroe Street, when she was attacked.The San Diego County Medical Examiner’s Office determined the victim, a Carlsbad resident, was stabbed to death.According to police, a tip has helped in identifying a man who may have been in the area at the time of the incident.The man was described as white or Hispanic, 5 feet 10 inches to 6 feet 3 inches tall, with a husky build and a tan complexion with dark hair. The tipster told police the man was wearing a black shirt, black shorts, and possibly a black hat.Police said the man was seen walking slowly with a slight shuffle or limp.Police noted that it is “unknown at this time if this person is related to the incident.”Anyone who may have seen or heard anything suspicious in the area of Hosp Grove Trail East, between 10 a.m.-12 p.m., is urged to call Carlsbad police at 760-931-2165.Police said in light of the incident, extra patrols have been assigned to the area. 1184
CAMP PENDLETON (CNS) - A man was killed on Interstate 5 near Camp Pendleton Saturday morning when his Chevrolet Suburban overturned, landed on the right side of the freeway and was struck by a second car.The deadly sequence of events happened a little before 3 a.m. on the northbound side of I-5 past Basilone Road, near San Onofre State Beach and not far from the Orange County line.A 25-year-old San Clemente man was behind the wheel of the Suburban when it left the road and went up an embankment before flipping over and coming to rest on the right shoulder, California Highway Patrol Officer Mark Latulippe said.Shortly afterward, a Nissan Rouge driven by a 46-year-old Tijuana man approached the wreck and struck the disabled Suburban, Latulippe said.Passing drivers stopped to assist the Suburban driver, who was found unresponsive outside his car on the right shoulder.It's unclear if he exited the SUV after the initial crash, or was thrown from it during the second collision, Latulippe said.Emergency personnel from the Camp Pendleton Fire Department headed to the crash, but the Suburban driver died at the scene, Latulippe said. The man's name was not immediately released.No information on the condition of the Rogue driver was available.Drugs and alcohol were not considered to be factors in the crash, Latulippe said.Northbound lanes of I-5 were congested through the area for about an hour after the crash while officials investigated. 1460
CARLSBAD, Calif. (KGTV) - Hundreds of people packed into a classroom in Carlsbad Wednesday night, concerned about community safety in the wake of a brutal murder. More than 200 people showed up. Many were forced to listen from the hallway because the room was so crowded. “We don’t feel as safe as we used to,” said Carlsbad resident Charlie Christenson about why he came to the meeting. “I thought it was great to have the forum,” he added. It came more than a week after 64-year-old Marj Gawitt was stabbed to death in her home on Outrigger Lane, a development overlooking the Agua Hedionda Lagoon. Two transients were arrested and charged in the murder. Prosecutors say Gawitt was stabbed 50 times and tortured. Still, she managed to call 911 herself and alert police about her assailants. “I’ve been a police officer in Carlsbad for over 28 years, and to my knowledge this is the firs time in that particular community a crime like that has happened,” said Carlsbad police Chief Neil Gallucci. For two hours, Gallucci and other top police officials fielded questions from residents about the murder and the lingering safety concerns it has brought about.Christenson said he came to ask the chief one question. “I asked him if there were any changes to outreach or enforcement in response to this issue and he said no,” said Christenson. “That was disappointing.” But Gallucci said the meeting itself was necessary to get a feel for the issues. “I think having this meeting was a big step forward,” he said. He wanted to explain to the crowd how they respond to calls and what resources they have to do it. He also emphasized the rare nature of the attack. “We know when a crime like this happens people are worried about things that never have happened in their community before,” said the chief. 1808
CARLSBAD, Calif. (KGTV) -- As a way to deal with San Diego’s growing roadway congestion, more communities are installing mini-roundabouts to slow speeding drivers. Yet some neighbors in North County are calling them death traps.If you take a drive down Cassia Road in Carlsbad, you’ll see mini-roundabouts, also known as mini-circles, that are causing a big fuss. Fire Captain Nick Valenzuela lives in the neighboring community. “I've come down [to the road] because I’ve heard traffic accidents from my house and come down and helped people,” he tells us.“I've seen the aftermath of at least two accidents,” adds neighbor Mark Bua, who is also a police officer. Bua says the mini-circles are so small that drivers blow right past them without yielding for oncoming traffic. He shared photos of debris from some of the collisions.The mini-circles on Cassia Road were installed at the end of 2016 as a way to slow traffic in bustling North County.Mini-circles have had great success in other booming cities like Seattle, which now has more than 1,000 of them with a 90% reduction in collisions.Dan Burden is a renowned traffic expert. He was once named one of the most important civic innovators in the world, according to TIME Magazine. We asked Burden to review photos of the Carlsbad mini-circles. “[They’ve] got some design issues,” he told us. “In this case the circle is so small and there's no consequence in getting close to it. They're designed in a way that a motorist could go much too fast,” he adds.Burden is a fan of mini-circles, if they're done right. He says they're easier on cars than speed bumps and create better flow than stop signs. "They slow traffic down to 15 to 20 miles per hour upon entry,” he adds.However, Carlsbad neighbors claim they’re playing chicken with speeding drivers and lives are at risk.10News submitted a request with the City of Carlsbad to review the number of recent collisions Cassia Road. According to reported incidents, collisions actually appear to have dropped since the mini-circles were installed.Nearby Leucadia is hoping to soon install mini-circles along the congested North Coast Highway 101. A few years ago, the mini-circles were installed in the Bird Rock community of La Jolla, where motorists are now driving half as fast as they used to. On Harbinson Avenue in La Mesa, the circles were removed a few years after neighbors complained about safety concerns.The City of Carlsbad is reportedly monitoring and making refinements to the mini-circles on Cassia Road, but is aware of residents’ concerns and will consider making more changes in the upcoming months.“This is Carlsbad. Things are supposed to be done right. This is not right. This [was] not done right at all,” adds Valenzuela. 2782