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BUFFALO, N.Y. (WKBW) — It’s a conversation no one wants to have, but for many it’s necessary.“You don’t know what’s going to happen if one of us is left alone,” said Amy Paoletti of Williamsville.Getting life insurance in a COVID-19 world has Paoletti and her husband looking at their options.“You see so many people of all ages dying and no one has anything covered because it just happened,” she said.Paoletti says with owning her own business, Amy’s Fine Jewelry in Williamsville, New York, and her husband working in healthcare, they’re both in contact with many people daily.They’re looking at their life insurance options in case something were to happen to either.“They look at your age, your health and your lifestyle,” said Demetrius Mack, owner of MackBarr Group. Mack helps people with financial literacy and sells life insurance.“We’re in a situation where it’s important that we’re proactive instead of reactive,” he said.Mack says the COVID-19 pandemic has made it harder for people to get life insurance, partly because the underwriting process is taking longer.He says If you’ve had COVID-19 or have a risk for COVID-19, insurers don’t consider you as healthy as someone else, and that could mean if you are approved for a policy, you’ll be paying more.“If you’re more suspect to COVID-19, you’re going to have to fit a certain criteria in order to get said policy,” he said.A lot of people are looking to get life insurance to protect their loved ones if something were to happen.“Making sure you save that money and that you have life insurance,” he said. “The only guarantee we have in life is death, and unfortunately when that time does come you leave people you care about in a really tough situation,” he said of those who do not have the insurance.Mack says if there ever were a time to look into financial planning and your financial future, to make sure you and your family can make ends meet, the time is now.This article was written by Hannah Buehler for WKBW. 1996

Carnival Cruise Line announced Thursday that most of its remaining US-based cruises for 2020 have been canceled due to coronavirus concerns.The cruise line canceled all cruises originating from US ports except for those leaving Miami and Port Carnival during November and December. Carnival said Thursday that it’s possible all remaining cruises in the US will be canceled amid the pandemic.“As we have said throughout this pause, our return to operations will be gradual and phased in. And while we are not making any presumptions, once cruising is allowed, we will center our initial start-up from the homeports of Miami and Port Canaveral,” said Christine Duffy, president of Carnival Cruise Line. “The health and safety of our guests, crew and communities we serve remain the cornerstone of our plans and decisions. The patience and support of our guests and travel agent partners have been a huge motivation to our team as we have worked through this unprecedented situation and we are dedicated to getting back to operations when the time is right.”Anyone with a Carnival cruise reservation in 2020 has the ability to voluntarily cancel their reservation, which includes a combination future cruise credit and onboard credit, or a full refund.Late Wednesday, the CDC extended a no-sail order through October 31 on all cruises in US waters carrying 250 or more passengers.The CDC said it has identified at least 3,689 coronavirus-related illnesses, and 41 associated deaths, although the CDC cautions these figures are likely an underestimate.“On cruise ships, passengers and crew share spaces that are more crowded than most urban settings,” the CDC said. 1669

California fire officials released video on Wednesday of a July 26 incident where a fire of tornado the width of three football fields churned near Redding, killing a firefighter trying to evacuate residents in the path of the Carr Fire.According to the Sacramento Bee, the fire tornado was the equivalent of an EF-3 tornado, with winds of nearly 165 MPH. Winds from an EF-3 tornado would be enough to level well-constructed buildings. Add on the fact that the temperature of the tornado was 2,700 degrees, and the danger firefighters faced was extreme. Jeremy Stoke, 37, was killed by the massive fire tornado. Stoke was a fire inspector, who was in his pickup truck at the time of the incident. 719

Car drives through protesters, Times Square, New York City, Thursday, September 3, 2020 pic.twitter.com/yMadwNYJSI— DataInput (@datainput) September 4, 2020 165

CAMP PENDLETON, Calif. (KGTV) - Instead of planning for a wedding, loved ones of a Camp Pendleton marine were holding a funeral this Memorial Day weekend.From the moment Kathleen Bourque met Conor McDowell off a dating app last summer in Washington D.C., it was electric."Insane, crazy, passionate ... He has a huge heart and always puts others before himself, and I was really drawn to that," said Kathleen.Four days later, the graduate of The Citadel asked her to move to San Diego as he reported for duty at Camp Pendleton. She said yes. During the cross-country trip, she wondered aloud, 'What are we doing?'""He said, 'Kathleen, trust is a choice ... We're both insane, but at least we're insane together, and give them something to talk about," said Kathleen.Together, they moved into an apartment in Cardiff and their love grew. Just before Conor, 24, left for a 10-day training maneuver earlier this month, he called his mother and told her the engagement ring made with grandma's diamond's was almost ready."He said,'When I return from maneuvers, I'm going to formally propose to Kathleen, I said that's so wonderful,'" said Susan Flanigan, Conor's mother. That proposal would never happen. During an exercise at Camp Pendleton on May 9th, the light armored reconnaissance vehicle he was riding in flipper over, injuring six other Marines and killing Conor.Conor's father, Michael McDonwell, says his son pushed another Marine into the vehicle to safety but couldn't save himself."It's devastating ... He was a person who lived his life to the fullest with great kindness, love and integrity," said Flanigan."I am shattered. My heart has been ripped out of my chest. I was his life and he was mine. I have lost a part of myself in losing him," said Kathleen.This weekend, loved ones held a funeral in Conor's hometown in Maryland. The bagpipes he had wanted for his wedding played instead at his service."He was the strongest person I knew. He taught me how to find the strength I didn't know I even had," said Kathleen.A memorial will be held at Camp Pendleton in early June, before a ceremony at Arlington National Cemetery. Conor's parents say the ring he never got to give to Kathleen will be hers when it's ready. 2235