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It has been a political dream for Democrats for years: Turning Texas, and its 38 Electoral College votes, blue. Could 2020 be the year that such a progressive dream becomes a reality?THE POLLSPolls suggest a close race. Real Clear Politics, which averages recent polls, puts President Donald Trump up by just 0.2% in Texas. A CBS News poll from early July found presumptive Democratic Nominee Joe Biden trailing by just 1 point in the state. Trump won Texas by more than 800,000 votes in 2016. RECENT MOVESOn Monday, Biden announced the hiring of six staffers in the state, including senior advisers, a state director and a communications director. Not every state has a team in place, so the move suggests Team Biden believes it can force Trump to campaign more in Texas. Biden has also launched digital ads in recent days commemorating the Walmart shooting in El Paso one year ago. Trump, for his part, visited Texas last week and tweeted about Texas several times. 979

INDIANAPOLIS -- A fill-up at an Indianapolis gas station turned out to cost an Indiana man more than 0 after the fuel was contaminated with water.Steve Schwartz usually heads out with a full gas tank. But one day, he noticed he was running on empty. So he pulled over to the Citgo in Indianapolis. With more than 16 gallons of fuel, he was good -- for about a mile. "After I put the gas in the car, all the lights on the dash went on and the car started to shutter," Schwartz said. He took his 2005 Lexus to be checked out. A techncian took a gasoline sample and noted "mostly water found inside the gas tank. Drained out bad fuel."The .50 he first spent at the gas pump led to a repair bill of 0. "I went to the owner several times and admitted there was a gas contamination problem and he told me would make an insurance claim and have them contact me the following day."But the call from the insurance company never came. RTV6 reached out to the owner of MH Oil Inc., and a check for the full reimbursement was issued.If something like this happens to you, report the problem to the state's Weights and Measures Division.  1176

INDIANAPOLIS -- A Marion County, Indiana toddler is dead after suffering extensive head trauma from weeks of suspected abuse and his father’s girlfriend has been charged in connection with his death.Two-year-old Jose Cubas Rivas was rushed in for emergency surgery on October 28 after Dilcia Chavez Claros brought him into the hospital unconscious.According to court documents obtained from the Marion County Prosecutor, Claros, 30, told doctors that the child had fallen off a bunk bed and lost consciousness while playing with her two sons.The 2-year-old was rushed into emergency surgery for a fractured skull and bleeding on the brain. During the surgery, Doctors had to remove a portion of his skull to release some of the pressure on his brain. In addition to head trauma, they noted several unexplained bruises and smaller injuries covering Rivas’ body with no history of medical treatment to explain them. the injuries.Doctors called the Department of Child Services after concluding that the injuries to the child’s head were so severe that they could not have been accidental. Claros was arrested two days later in connection with his death.Rivas was pronounced dead on November 1 after doctors said his brain showed no signs of activity.While investigating the child’s death, investigators uncovered details surrounding suspected abuse dating back to early September.Those details are spelled out in a 17-page report filed by the Marion County Prosecutor's office on October 2. In them, a social worker told police that she had helped the family get housing, beds and insurance back in August.The social worker said she first noticed signs of abuse on the 2-year-old during a follow-up visit in September and had filed a child abuse report through DCS on September 20 - over a month before Rivas' death - but had never heard from the investigator assigned to the case.During that first follow-up visit, the social worker told police that Rivas had, “two dark black eyes, a large bump on the front of his forehead, a small bruise on the left side of his cheek.” The child also had a busted and swollen lip and the social worker said it looked like he had been punched in the mouth.When she asked Claros what happened, the social worker said Claros became, “noticeably nervous and began stumbling over her words.”Claros claimed Rivas’ injuries were all from when he fell outside while he was with his father. She admitted to the social worker that she beat her children, but had no feelings for the 2-year-old because she was not his mother.After several canceled follow-ups, the social worker visited the family again in mid-September. This time, she said the child had new injuries to his head which Claros again blamed on him falling off a table.Claros told the social worker that she had taken Rivas to the hospital on September 11 after police were called on her while she was shopping at Plato’s Closet.The report filed by the officer that day said a witness had called police after she saw a young boy with “two black eyes and swelling on the side of his face.” She also saw “bruises on both of his upper arms that looked like handprint marks as if someone had grabbed him roughly by his arm” and “marks on the front of his neck that looked like bruises from someone picking him up by his neck.” The officer noted that the mother told him the child had fallen from a table and that the doctors reported there was “low suspicion for non-accidental trauma.”The detective noted that it appeared no MRI, X-Ray or scan of any type was taken when the child was treated at the hospital.On October 28, Claros told detectives she had taken her three children to Goodwill and that Rivas had gotten sick inside the store. After taking him home, she said she had given him crackers and juice but he eventually went to play with his brothers.Claros said one of her sons came to her later while she was cooking dinner and said Rivas had fallen from a bunk bed and was not moving.She told detectives she tried to revive the child with mouth-to-mouth and when that didn’t work she put him in a cold shower. When that didn’t work either, Claros said she used rubbing alcohol under his nose but could still not get him to wake up.Claros said she called the child’s father who told her to take him to the hospital.She told detectives she waited 10 minutes and then changed the child’s clothes before driving him to the hospital.Claros was arrested and charged with neglect of a dependent resulting in death.  4538

It's that time of year again, not only for gift-getting but also for gift-giving. And this year, some holiday tipping protocol is changing due to the pandemic.An appropriate holiday tip amount will vary based on who is receiving the tip and also how much you can afford to give, and this year that might have changed for many compared to last.Co-president of The Emily Post Institute and etiquette expert, Lizzie Post, suggests considering the following:"Who’s on your list, who is really important to you, what is your budget, and how can you use your words if you can’t do a gift or tip," she said.For many of us, delivery drivers or people who work curbside pick-up at grocery stores likely played a bigger role in 2020 than ever before. If you're looking for a way to say thank you, consider a contact-less gift in the range."I’ve heard of people handing over a few bucks or sometimes even taping it in the trunk, then you pop the trunk and the money’s there," said Industry Analyst at Creditcards.com Ted Rossman, who's gathered data on holiday tipping trends and practices.Especially now, metro Detroit servers like Patrick Foody say an extra gesture really goes a long way. He works at Basement Burger Bar in Detroit, which doesn't have outdoor dining and due to an epidemic health order from MDHHS, cannot offer dine-in service until Dec. 20.Foody says he often doesn't get any tip at all when working take-out, and after tipping out cooks and dishwashers, he sometimes loses money on orders.“We take care of you all year long. Around the holidays especially this year when we’re not working dine-in, just to throw a little bit more care our way if you can," he said.You can also buy gift cards to restaurants in lieu of giving extra cash tips for the holiday; some venues like Basement Burger Car offer discounts or deals. At Basement Burger Bar, every in gift cards you spend gives you bonus bucks to spend at the restaurant, Foody says.“There are some industries, some places where they cannot accept gifts or cash, Post said. Like certain long-term care facilities or mail carriers. USPS workers cannot accept cash or gifts more than a value.In cases like that, Post suggests snacks, refreshments, or baked goods with a handwritten note. It's important to make sure there's enough to be shared with co-workers or other members of an office or branch; always leave a note and a visible list of ingredients, Post advises. And this year due to the pandemic, pre-packaged or individually wrapped items are best.“A minority of people are tipping their trash or recycling collectors, only about 40 percent of people typically do that," Rossman said.Cash tips for garbage or recycling collectors should generally be in the - range according to The Emily Post InstituteFor personal service providers like stylists, barbers, personal trainers, dog walkers, and the like, a holiday tip should be the value of one session or serviceFor regular babysitters, an appropriate holiday bonus would be equivalent to one day or night's payLive-in care providers or house cleaners should be given one week's pay as a sign of holiday appreciationPost said for those who cannot afford to give a monetary thanks this holiday season, handwritten notes that explain the difficult circumstances and offer appreciation for service go a long way.Click here for more holiday tipping protocols to remember this year.This story originally reported by Jenn Schanz on WXYZ.com. 3485

It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275