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If you spent more than you wanted to over the holidays, then saving money may be one of your resolutions for 2019.There are some simple things you can cut back on without having to cancel your Amazon Prime memberships. For starters, look at your thermostat. Make sure you keep a close eye on your heater and air conditioner, because money could be slipping out of your pocket every month. For those who need the afternoon pick-me-up, those extra dollars you spend on a soda, coffee or snack can add up. If you cut back completely, you could save up to 0 a year. Another way to save: cut back on the apps on your phone that cost you money. Stay away from the premium versions of apps and stick with the free ones. For ways you can save around the house, look at investing in dish rags. A 4-pack of dish rags costs about at Target, but a paper towel roll you go through once a week it about 99 cents on average. Cutting back on disposable items can save you big bucks long-term. Coupons can also be a great way to save. But remember, don’t get suckered into buying something you don’t need just because you have a coupon for the item. If cutting back on all of these is overwhelming, chose a couple to start with and see how much you save. Then, add in more when you see fit. 1294

In March 2016, a man claiming to be a US Army captain stationed in Syria reached out to a Japanese woman on an international site for digital pen pals.Within weeks, their relationship grew into an internet romance with the man sending daily emails in English that she translated via Google. The man who called himself Terry Garcia asked for money -- lots of it -- from the woman identified as FK in federal court documents. Over 10 months, she sent him a total of 0,000 that she borrowed from friends, her ex-husband and other relatives to make her love interest happy.But in reality, Garcia did not exist. It was all an international online scam ran by two Nigerian men in the Los Angeles area with the help of associates in their home country and other nations, federal officials say.And Thursday, US prosecutors charged 80 people -- mostly Nigerians -- in the widespread conspiracy that defrauded at least million from businesses and vulnerable elderly women.Of those, 17 people have been arrested in the US so far and federal investigators are trying to track down the rest in Nigeria and other nations."We believe this is one of the largest cases of its kind in US history," US Attorney Nick Hanna said.A plan to smuggle diamondsThe whirlwind online romance between FK and Garcia was all conducted on a Yahoo email address with no phone calls. Garcia told FK he wasn't allowed to use a phone in Syria, according to federal authorities.Demands for money started after he told her he'd found a bag of diamonds in Syria and needed her help to smuggle it out of the war-torn nation. He said he was injured and could not do it himself -- and introduced her to associates he said would help facilitate the transfer, court documents allege. One said he was a Red Cross diplomat who could get the diamonds shipped to FK, court documents show.Shortly after, another man who claimed to work for a shipping company asked FK for money to ensure the package was not inspected at customs, the complaint alleges. Requests for additional money kept coming, with the fraudsters citing different reasons each time on why the package was stuck at customs."FK estimates that she made 35 to 40 payments over the 10 months that she had a relationship with Garcia. During that time, the fraudster(s) emailed her as many as 10 to 15 times each day, and Garcia was asking her to make the payments, so she kept paying to accounts in Turkey, the UK and the US," the federal criminal complaint says.The loss of money has left FK angry and depressed, authorities said. "She began crying when discussing the way that these losses have affected her," the criminal complaint says.17 arrested and dozens on the runThe scams were not just limited to romance, Hanna said. They included business schemes where fraudsters hack escrow company email systems, impersonate employees and direct payments that funnel money back to themselves."In some cases, the victims thought they were communicating with US servicemen stationed overseas, when in fact, they were emailing with con men," Hanna said. "Some of the victims in this case lost hundreds of thousands of dollars in this way."Of the 80 people charged, federal authorities arrested 14 people mostly in Los Angeles, the local US Attorney's Office said Thursday. At least three other defendants were already in custody. The remaining suspects live in other countries, mainly in Nigeria, and investigators said they'll work with the respective governments to extradite them.How the scam workedInvestigators detailed an intricate scam traced to two key suspects who oversaw the fraudulent transfer of at least million and the attempted theft of an additional million.Once co-conspirators based in Nigeria, the United States and other countries persuaded victims to send money under false pretenses, the two Nigerian men who lived in Southern California coordinated the receipt of funds, the indictment says.The two men provided bank and money-service accounts that received funds obtained from victims and also ran the extensive money-laundering network, the complaint alleges.The two men were arrested Thursday. All defendants will face charges of conspiracy to commit fraud, conspiracy to launder money, and aggravated identity theft. Some also will face fraud and money laundering charges.Paul Delacourt of the FBI's Los Angeles warned people to be careful as romance scams escalate nationwide. The Federal Trade Commission has said scams that prey on vulnerable people cost Americans more money than any other fraud reported to the agency last year. More than 21,000 people were conned into sending 3 million in such schemes in 2018 alone, it reported."Billions of dollars are lost annually, and we urge citizens to be aware of these sophisticated financial schemes to protect themselves or their businesses from becoming unsuspecting victims," Delacourt said. 4909

It used to be frowned upon to show up to work in jeans. However, more companies are now making it “Casual Friday” every day.At the digital media firm Inboxlab, employees get to wear jeans, t-shirts and sneakers to the office."When people are wearing something they enjoy wearing or feel comfortable in, they will actually be able to perform at their best," says Sean Devlin, the vice president of operations at Inboxlab.Employee Victoria Hurd agrees, saying previous jobs did not give her the freedom she has at Inboxlab."The median age was 45 to 50. The expectation was completely different than what it is here,” she explains. “I had to wear a pantsuit, nice shirt, heels and things like that every single day. It was not stifling, but I felt regimented."Many people think the trend of dressing more casual has come from the younger workers."There’s a lot more of this millennial vibe and people wanting to get much more out of their lives than just at work," Hurd says.Dressing casual and comfortable is great, but there is such a thing as too casual."You don't want someone in a tracksuit, but you do want them to feel comfortable with what they are wearing,” Devlin says.Since every day is casual day, the company treats Fridays a little differently; they have theme days. Last week, the team dressed for Pride Week. "It’s more relaxed. We have open lines of communication amongst all of the team members,” Hurd says about the work environment. “There’s a really great culture at Inboxlab, in part because we are able to dress how we want to." 1560

It’s with a full heart that I share this news—I’m suspending my campaign for president.To my team, supporters, and everyone who gave me a shot—thank you. I am so proud of what we built, and I feel nothing but faith in what we can accomplish together. pic.twitter.com/Fxvc549vlJ— Cory Booker (@CoryBooker) January 13, 2020 333

It has been more than five years since a New York City police officer put Eric Garner in a fatal chokehold during a struggle between Garner and police. After years of frustration, Garner's family applauded NYPD and Police Commissioner James O'Neill for firing Daniel Pantaleo.Emerald Garner, the daughter of Eric Garner, said she will continue fighting against police brutality. "Eric Garner was killed 5 years ago - it took 5 years for officer to be fired, " she said. "I don't want another Eric Garner. I will do everything in my power to never see another Eric Garner, I don't want to see another video of a person being choked...it wasn't supposed to happen to him and it wasn't supposed to happen."Emerald Garner thought the decision should have come sooner."Regardless of however you came up to your decision, you finally made a decision that should have been made five years ago," she said about O'Neill's decision. O'Neill said the decision behind Monday's announcement has been one he has thought about since being installed as commissioner in September 2016. "It's not something that I can make over a few hours - I have been thinking about this since the day I was sworn in as police commissioner," O'Neill said. "The decision was made in the last couple of days."Gwen Carr, Garner's mother, had a message for Daniel Pantaleo and his lawyer Stuart London."Pantaleo, you, your regime, London, you can appeal all you want. But I'm still out here, I'm out here for the long run. You come out here against me, I'm out here. And you cannot scare me away," Carr said. "I lost my son," Carr added. "You cannot replace that. You can get another job. Maybe at Burger King."Although Pantaleo was fired, he was not criminally charged for the fatal chokehold. The US Department of Justice decided earlier this year not to press charges. London confirmed with CNN that he plans on appealing NY{D's decision on Pantaleo's behalf. 1938