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WASHINGTON, D.C. – In small to large protests, Americans from coast to coast are exercising their right to free expression. In some cases, though, protests that started out peaceful have turned violent.“Injured three people, cuts and bruises,” said Mat Davis, a protester in Indianapolis, who saw a vehicle strike several protesters. “It was bad.”In Michigan, Bailee Majeske experienced a protest get out of hand.“There was a lot of rioting, just cars parked in the street were getting smashed,” she said, “and then there was a brick thrown at my head and my friend was stabbed.”So, what happens if you are injured during civil unrest? Getting medical attention is a first priority but knowing exactly what your health insurance covers is key.“You'd need to know what is in the policy - what is covered and especially what is not covered,” said Ray Farmer, who heads up the National Association of Insurance Commissioners (NAIC). “If a protest happens to turn violent and include some rioting, I think that would be extremely difficult for an insurance company to prove that those injuries occurred due to an excluded act, even if the policy had such a provision.”Some policies, though, do have exclusions, like if you take part in “illegal acts” or participate in “civil unrest.” How that’s specifically defined would be up to an insurer, but it could range from vandalism and property damage to violating a community’s established curfew, or failing to leave an area if police order you to do so.However, Farmer says there are some things a consumer should be aware of, in the event they are denied coverage for the treatment of injuries sustained during civil unrest. One – ask the insurance company to point out the specific language being used to deny a claim, and two – reach out to your state’s department of insurance for help navigating the process.“That's our job is to regulate the insurance industry, but more importantly to protect consumers,” he said.While Farmer said there are no reports of protesters’ claims being denied so far, before it even gets to that point, it’s important understand the details in your health insurance coverage.“You certainly don't want any surprises,” he said.As for those who have been caught by surprise, there’s some advice from them, as well.“If you notice there are riots breaking out, it may be time to go home and support from a distance,” Majeske said.For more information on your state’s Department of Insurance, click here. 2485

WASHINGTON, D.C. -- On Monday, 17 states and the District of Columbia announced they are suing the Trump administration over the president’s plan to revoke foreign student visas if they only take online classes.Along with D.C., the lawsuit was filed by these states: Colorado, Connecticut, Delaware, Illinois, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New Mexico, Oregon, Pennsylvania, Rhode Island, Vermont, Virginia, and Wisconsin. California has also filed a similar lawsuit.Last week, ICE announced international students would have to return home or risk deportation if their universities switch to online-only courses come fall and they cannot find alternative plans. “It’s really hard and really painful,” said Maha AlHamoud, an incoming senior from Saudi Arabia at the University of Washington in Seattle. "No one should have to really make a choice between their health and their education.” At 17%, the University of Washington has one of the highest percentages of the more than 1 million international students in the United States. In 2018, the Institute of International Education estimated they contributed more than billion to the U.S. economy. "This has thrown into a little bit of chaos the reopening plans that higher education institutions had for the fall,” said Theresa Brown, Director of Immigration and Cross Border Policy at the Bipartisan Policy Center. “We could lose a generation of students who come to the U.S. and spend money to support their education, which supports the education of Americans in many instances.” ICE has always required international students take in-person classes if they hope to get a visa. What’s unprecedented in this case, says Brown, is the short time students have to make other arrangements. She says they could apply to other schools that have in-person courses, but that is assuming those universities are welcoming students and their credits would transfer. They could go to other countries like Canada, but that requires starting life over in a country they are not accustomed to.Brown adds foreign-exchange students could also apply to have their temporary status in the United States change, but that requires time, particularly since U.S. Citizenship and Immigration Services intend to furlough 70% of its workforce next month. “This could have long-standing implications,” said Brown. “If you are a foreign national looking where to pursue your education, and you’re looking at the U.S. maybe you think about it again. Maybe you rethink the U.S. is really where you want to be when all these changes come very quickly.” “We really want the institutions that we’ve contributed so much to to protect us,” added AlHamoud. For AlHamoud, the decision on what to do next is particularly tough. During her freshman year, she was diagnosed with a form of blood cancer. It means her decision now is guided as much by her future as it is her health. “I was fighting for my life away from my family and friends,” she said. “But I made that sacrifice for my education hoping I would never have to make that choice again. So now, to be forced into a situation where I have to risk my health to attend my classes seems unfair.” One more caveat, according to Brown, is the ability for these students to go back to their home country if they cannot find a viable alternative. Many, she says, will not accept their own nationals because they have closed off their borders due to the pandemic. 3489

WASHINGTON, D.C. – Congressional leaders in both chambers have agreed on a COVID-19 relief package that would provide nearly 0 billion in aid.The Senate and House are expected to vote on and approve the bill Monday, sending it to President Donald Trump’s desk for approval.A majority of the aid will be repurposed from money that was already set aside for the CARES Act, the relief bill passed in March. Senate Majority Leader Mitch McConnell says the repurposed funds amount to over 0 billion.The long-awaited aid comes at a time when many Americans are struggling to make ends meet and U.S. hospitals are combating the ongoing surge in coronavirus cases.The deal covers a large swath of issues related to the pandemic and it also includes a .4 trillion government-wide funding plan that would keep the government open through September.Below is a breakdown on what’s included in the bill, based on reporting and statements from congressional leadership.Another round of stimulus checksThe massive bill includes another round of direct payments for qualifying Americans. But unlike the CARES Act, which provided ,200 to many, this bill will provide most adults with 0. Families will also receive another 0 per child.As was the case in the last round of stimulus checks, the size of the direct payments will decrease for those who earned more than ,000 in the 2019 tax year and those who made ,000 or more won’t receive money.Enhanced unemployment insurance benefitsThe bill will stop the sudden expiration of unemployment insurance benefits for millions and add a 0 per week enhancement for Americans who are out of work.Support for businessesThe agreement includes more than 4 billion for first and second forgivable Paycheck Protection Program (PPP) loans, expanded PPP eligibility for nonprofits and local media, and PPP modifications to better serve small businesses, nonprofits and independent restaurants.About billion is dedicated to funding for live venues, independent movie theaters, and cultural institutions.Around billion is also included for targeted grants through the Economic Injury Disaster Loans program, which leaders say are critical for many small businesses to stay open.The agreement also provides a tax credit to support employers offering paid sick leave.Education and child careThe agreement provides billion in funding for colleges and schools, as well as billion for child care assistance to help get parents back to work and keep child care providers open.Rental assistanceAbout billion was secured for rental assistance for families who are struggling to stay in their homes.The agreement also extends the eviction moratorium until Jan. 31. It was set to expire at the end of the year. The Washington Post reports that President-elect Biden could extend the deadline further once he's in office.Vaccine distributionNow that two different COVID-19 vaccines have been issued emergency use authorization by the Food and Drug Administration (FDA), Congress is allocating funds to distribute doses. The Post and CNBC report the bill would provide billion for distribution efforts and billion to assist states with coronavirus testing.A total of billion was also secured for GAVI, the international vaccine alliance.“The package provides billions in urgently need funds to accelerate the free and equitable distribution of safe vaccines to as many Americans as possible as soon as possible, to implement a strong national testing and tracing strategy with billions reserved specifically for combating the disparities facing communities of color, and to support our heroic health care workers and providers,” said Speaker of the House Nancy Pelosi and Senate Minority Leader Chuck Schumer in a joint statement.Nutrition assistanceAbout billion was secured for SNAP and child nutrition benefits to help relieve the ongoing hunger crisis that leadership says has left up to 17 million children food insecure.Transportation aidThe bill will reportedly provide billion for the nation’s transportation industry, with at least billion for airline payroll assistance, billion for transit systems and billion for highways. 4225

WEST PALM BEACH, Fla. — An 11-year-old boy died of the novel coronavirus on Thursday, the youngest confirmed fatality from COVID-19 in the state, according to local government officials.Previously the youngest victim from COVID-19 was a 16-year-old girl from Lee County.The boy's death came the same day that Florida hit a grim record in connection with the pandemic, as the state announced 10,109 new cases, on Thursday. The new cases on Thursday put the state total at 169,106.There were more than 52,000 new cases of the coronavirus recorded across the country on Thursday. About 25,000 of those cases occurred in Arizona, California, Florida and Texas.Dr. David Dodson of Good Samaritan Hospital in West Palm Beach, Florida, fears that numbers will only increase.Dodson described the increase in positive COVID-19 cases as exponential and added that 17 percent of all the hospitalizations in Florida right now are people under the age of 45.Dodson said the best preventative measures people can do is wear masks, avoid large crowds and stay at home when possible."Even though it's beautiful outside, and the sun is shining, we're in a hot zone. We're in a pandemic. This is a lethal pandemic, and how this goes depends on each of our behavior," Dodson said. "If you really clamp down and make everyone stay home, the virus really can't be transmitted, so then the cases go down after a couple of weeks. Then, we've learned if you open up society and allow people to interact, then the cases go up. So, what we're on right now is an exponential growth curve."This story was originally published by Chris Gilmore, Allen Cone, Scott Sutton on WPTV in Palm Beach, Florida. 1680

WASHINGTON D.C. (KGTV) -- As the Nation continues to mourn the passing of former President George H.W. Bush, many government offices will be closed Wednesday for a national day of mourning. The closure was announced by President Donald Trump. Trump signed an executive order to close the federal government "as a mark of respect for George Herbert Walker Bush, the forty-first President of the United States."See the list below for closures: All post office locations will be closedSome National Parks will be closed or have limited operating hoursRegular mail delivery will be suspended Wednesday. Click here for the details. All federal offices will be closed, including Social Security officesNon-essential government employees will be excused from workThe New York Stock Exchange will be closed for the dayThe Supreme Court is delaying arguments for the dayCongress will postpone all votes scheduled for the dayGovernment in Texas, Bush’s home state, is shutting down for the dayRelated StoriesGeorge H.W. Bush once shaved head for child with leukemia Not just a fashion statement: Bush's socks spoke volumesCapitol Hill ceremony to honor Bush offers bipartisan moment 1180