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What would it take to save million for retirement? Right now, more people than ever are 401k millionaires.Financial adviser Jonathan Duong says saving million is not as impossible as it may seem."A million dollars is very achievable for folks who aren't necessarily making really large six-figure incomes," Duong says.   The average 401k millionaire has been contributing to their retirement fund for over 30 years, according to MarketWatch.  So, how do you get to million in your 401k? Duong says there are a few easy ways.   First, defer over 10 percent of your paycheck to your 401k. Fidelity Investments says it might seem like a lot, but in the end, it should leave you with an annual income that you're use to once you retire.   Next, take advantage of your employer match."A match is free money," Duong says.   MarketWatch found 28 percent of the contributions to the average 401k millionaire's account came from their employer.   "Additional things you can do is working a little bit longer and delaying social security," suggests Duong.   Delaying Social Security until you’re in your 70's will allow you to get more money opposed to taking it sooner.   “It’s fairly good to say that if you've got 25 to 30 times your annual living expenses saved up, you might be in a position to retire, but there are a lot of other details that go into it," Duong explains.   There's no rule of thumb for how much everyone should save, Duong says. It all depends on your living expenses and how much it takes for you to live comfortably.   "In my mind, the ability to start today is really a reality for most people it's never too late," Duong says. 1756

Wisconsin voters are heading to the polls on Tuesday for primary elections, and Democrat voters will select from a crowded ballot of gubernatorial candidates.A total of 10 candidates are on the Democratic primary ballot — but one of them is telling voters to skip his name."I could never imagine that I would be asking people not to vote for me," candidate Andy Gronik said.Gronik withdrew from the race last month, but not before ballots were printed. "I've already received some emails from people who have voted for me, and they were disappointed to learn I wasn't in the race," Gronik said.Dana Wachs is also still on the ballot, in the last spot, but he's also withdrawn as well.There are eight other candidates that hope to go up against Gov. Scott Walker in November: Matt Flynn, Tony Evers, Josh Pade, Mike McCabe, Paul Soglin, Kathleen Vinehout, Mahlon Mitchell and Kelda Roys.Some Wisconsinites did not even know who was running."What I had in mind is to Google it tonight for a little bit of information before I go vote tomorrow," Walker's Point voter Simon Rodrigeuz said. Others said it was hard to narrow it down."There was definitely a lot to pick from. A lot of them are good too," Lisa Vulpas saidThat's why candidates are using every second before the election. Roys went to Milwaukee Public Market this Monday afternoon as a last push before the polls opened on Tuesday."We have been communicating with voters more and for longer periods. We have been on TV for almost a month," Roys said.Mitchell rallied his volunteer door knockers in Milwaukee Monday evening."What distinguishes us is, yes we are running a statewide campaign, but we are running it like we are running a local election. And that is to get out and talk to people," Mitchell said.  1822

With a rising number of positive COVID-19 cases in Northeast Ohio and local government-imposed requirements to wear them in public places, it is safe to say that masks are here to stay for the foreseeable future. To help alleviate one particular annoyance of wearing masks, a North Ridgeville company is seeking a patent on its mask design that prevents the mask wearer's glasses from fogging.Larry Nolan, the owner of Versa-Flex Inc., filed paperwork with the U.S. Patent and Trademark Office shortly after the COVID-19 pandemic began, seeking a design patent for his anti-fog mask. Nolan, who has spent the better part of his adult life inventing and designing high-quality bags and carrying cases for the camera and film equipment, initially didn't want to make masks. However, he began to seriously consider the venture when a friend of his presented him with a problem."She said the biggest problem they have is their glasses fogging up," Nolan said. "It took me a minute and a half, seriously, a minute and a half and I said, 'that's not a problem. Seriously, that's not a problem.'" After coming up with the design for the three-part mask, which features a gasket-like top layer that extends over the nose and upper cheekbone, Nolan began sewing."You have a cotton-polyester layer. [There is] a filter in the center. And I have a cool mesh on the inside that helps make your breathing easier," Nolan said. Nolan is also working on a design that could incorporate an N-95 or P-95 mask.Versa-Flex is selling its three-layer masks on its website and through Etsy. The masks also come with a variety of different decals, including the United States Marine Corps, the Rocky River Pirates, Lakewood Rangers, and the North Ridgeville Rangers. The company also sells mask designs to look like the Cleveland Browns logo.The masks are made by hand and can be purchased from to .75."I have a hard time saying no. People say you have to say no or you're not going to make any money," Nolan said. "That's the problem, I don't know how to say no and I don't make any money." Nolan's first breakthrough product came in the early 1990s. It was a five-in-one reflector used by photographers and videographers. However, Nolan said the product's intellectual property was quickly stolen and taken to China where it could be mass-produced. The saga taught him a valuable lesson, he said."It's been a tough road," Nolan said. "Things just keep on changing. There is no such thing as a steady flow. Everything is a change. You have to adapt."Adapt, he did. Versa-Flex, which is a combination of the words versatile and flexible, has been a mantra of sorts for the company. Nolan has secured multiple contracts with the NFL, NFL Films, and HBO's Hard Knocks for different bags used to carry or conceal audio equipment needed for a television production."I don't see the numbers in my head. I don't. I see designs. I see ideas," Nolan said. "I don't sleep at night because all I do is think."Nolan, a disabled veteran, said his knack for inventing and tinkering came from his biological father, whom he shares a patent with for a blow-up toilet seat cushion. Nolan jokes about the absurdity of the product now. After high school, Nolan enlisted in the Navy, where he continued to invent."You see all this stuff that's on this aircraft carrier. They had to start from scratch. Everything on this carrier is an invention. Everything," Nolan said. "Everything you see in this space, somebody had to create it, design it, draw it, and get it off the ground. If it didn't work, they had to try the second time. It's perseverance. You can't give up you can't surrender."All of Nolan's products are made in the United States, using as many domestically made products as he can. His most recent purchase, a massive embroidery machine, was manufactured by a company in Solon. By having high standards for quality, Nolan said many of his products have lasted longer than the companies that purchased them."It takes just as much labor to make a crap product as it does to make a good one. It's just material costs are slightly different," Nolan said.WEWS' Jordan Vandenberge first reported this story. 4245

When Dr. Harold Bornstein described in hyperbolic prose then-candidate Donald Trump's health in 2015, the language he used was eerily similar to the style preferred by his patient.It turns out the patient himself wrote it, according to Bornstein."He dictated that whole letter. I didn't write that letter," Bornstein told CNN on Tuesday. "I just made it up as I went along."The admission is an about face from his answer more than two years when the letter was released and answers one of the lingering questions about the last presidential election. The letter thrust the eccentric Bornstein, with his shoulder-length hair and round eyeglasses, into public view."His physical strength and stamina are extraordinary," he crowed in the letter, which was released by Trump's campaign in December 2015. "If elected, Mr. Trump, I can state unequivocally, will be the healthiest individual ever elected to the presidency."The missive didn't offer much medical evidence for those claims beyond citing a blood pressure of 110/65, described by Bornstein as "astonishingly excellent." It claimed Trump had lost 15 pounds over the preceding year. And it described his cardiovascular health as "excellent."The White House didn't respond to a request for comment about Bornstein's claim.Later, as questions mounted over the health both of Trump and his rival Hillary Clinton, Bornstein offered a more businesslike assessment, listing things such as Trump's height, weight and prescription medications.He later told CNN's Drew Griffin he'd dashed off the first letter as he was seeing patients."I was just rushed for time," he said in September 2016. "I had people to see."He insisted then that the words were his own."Did I really write that letter? Yeah," he said.Now, as Bornstein re-enters the spotlight claiming Trump's ex-bodyguard Keith Schiller robbed his office when Schiller retrieved Trump's medical records, the story behind the letter is becoming clearer."That's black humor, that letter. That's my sense of humor," he said. "It's like the movie 'Fargo': It takes the truth and moves it in a different direction."He said Trump read out the language as Bornstein and his wife were driving across Central Park."(Trump) dictated the letter and I would tell him what he couldn't put in there," he said. "They came to pick up their letter at 4 o'clock or something." 2369

WEST PALM BEACH, Fla. - Last Friday was a day for the history books at the Palm Beach Gardens Fire Rescue Station 65.For the first time, it was staffed by a shift consisting of all women."Station 65 on that day, from the top down, captain, driver, firefighter, the rescue lieutenant, the paramedic, every single person was female that day on that shift," Deputy Chief James Ippolito said.The proof is in the picture, which featured Fire Medic Kelsey Krzywada side by side with her female colleagues. She is the youngest woman in the photo, whose ages range from 20 to 50. She said it didn't take her long to find her calling"I was always interested in the medical field so medical field and something super active to help people it seemed like a perfect fit," Krzywada said.She admits that in a male-dominated field, the road wasn't easy."Fire school was definitely really hard. I'm always the smallest one, smallest height, smallest weight. It's hard to keep up with the boys. I trained as hard as I could," Krzywada said.Lucky for her, there were other women before her, like Rescue Lt. Krystyna Krakowski, to help pave the way.Krakowski understood the impact of an all-female crew, even if for one shift. WPTV Palm Beach Gardens Fire Medic Kelsey Krzywada hopes the all-female fire crew will inspire other women to become first responders. "We just thought women empowerment, girl power, how fun to have five women at the same station. It was a great day," Krakowski said.However, it was also a sad day after the death of a gender equality icon."It also happened on a day that Justice Ginsburg passed away as well," Ippolito said.As Ginsburg famously said, "Fight for the things that you care about. But do it in a way that will lead others to join you."According to Krakowski, it's already working for people like her daughter: a college student and a member of the Palm Beach Ocean Rescue."Women can do the same thing men can do," said Krakowski. "You know, we're capable of anything."And now, there are scores of other women and young girls to carry on the legacy of equality."As the years go on, and it becomes more prevalent, more girls are gonna see us and be motivated to go to fire school and EMT school and continue on through the EMS field," Krzywada said.Ippolito said Palm Beach Gardens Fire Rescue currently has 12 female employees with room for plenty more.This story was first reported by Chris Gilmore at WPTV in West Palm Beach, Florida. 2507