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For the first time in American history, the House of Representatives has voted to decriminalize marijuana The measure, which was backed by Democrats and Republicans, passed 228-164. The bill, known as The MORE Act, would eliminate the penalties that exist at the federal level for possession and use of marijuana. It also would create a pathway for Americans convicted of federal marijuana charges to have those charges expunged. 438

For an outgoing, two-term Republican governor who only two years ago won the Ohio presidential primary, a final state GOP fundraiser should be almost a victory lap, a chance to reflect on the last eight years.But when the GOP faithful gather in Columbus on Friday, Gov. John Kasich won't be there.That is due in large part to the fact that the guest of honor will be the man who has emerged as Kasich's main political rival, President Donald Trump.Kasich was one of the few Republicans not to endorse Trump in 2016 general election and has remained one of his staunchest policy critics since Trump took office. Beyond that, control of the state party has shifted away from Kasich since Trump's victory with the replacement of party chair, Kasich ally Matt Borges, with Trump supporter Jane Timken.Just last week, Trump's Ohio Campaign Manager and now Co-chair of the RNC Bob Paduchik wrote a blistering op-ed critical of Kasich's attacks on Trump."President Trump is now coming into John Kasich's territory and ruining his farewell party," Political Analyst Dr. Tom Sutton of Baldwin Wallace University said,The Trump Ohio swing Sutton said is also evident on the party's fall ticket, noting that Trump ally Rep. Jim Renacci taking the place as the GOP Senate candidate over the more moderate Josh Mandel."We're seeing here very much the same kind of dynamic that we are seeing across the country," Sutton said.Both Kasich and Trump endorsed Troy Balderson in the special election this month to fill the open seat in Congress in Kasich's home 12th District. Balderson eked out a narrow victory over Democrat Danny O'Connor in the heavily Republican district. The two will face off though again in November with that race being called by many a toss-up.In a back and forth on Twitter last week the president saying "the very upopular Governor of Ohio... hurt Troy Balderson's recent win by tamping down enthusiasm." The attack prompted a gif response by Kasich of a laughing Russian President Vladimir Putin. A move that likely sparked the writing of the Paduchik op-ed.After skipping the Republican National Convention in his own state that nominated Trump it should come as no surprise Kasich would opt to skip the Trump led state GOP fundraiser. Other Republican officeholders who may be loyal to Kasich find themselves caught in the middle, Sutton said."You cross the president at your peril. We saw that with Mark Sanford who lost his renomination to be the congressperson from South Carolina, there are some other issues involved in that but he was critical of President Trump. Those that criticize the president have become the outcasts of the party," Sutton said. "And the most prominent voices are either leaving office or when they're running they're facing stiff challenges from other primary opponents who wrap themselves around President Trump's policies and that is the lay of the land right now in the Republican Party." 2972

Former Chicago Police Superintendent Garry McCarthy, who was previously fired by Chicago Mayor Rahm Emanuel, announced on Wednesday that he intends to run against Emanuel to be the city's mayor.The election will be held in February 2019. McCarthy was fired in December 2015 after it took the department 14 months to release video of the death of Laquan McDonald, who was an unarmed black 17-year-old shot and killed by Chicago Officer Jason Van Dyke. It was determined that Van Dyke had shot McDonald 16 times, leading to protests in Chicago. The case led the City of Chicago to offer a million settlement to the McDonald family, the Chicago Tribune reported. Van Dyke, who has since been charged with homicide, is still awaiting trial. McCarthy told the Tribune that he is running as a "conservative Democrat." “Between the taxes, our economy, the schools and the crime rate here, we’re a laughingstock in America,” McCarthy told the Tribune. “The prevailing thought about Chicago is we’re on our way down in all those areas, and they all infect each other, and nobody seems to get that. It’s almost like a ‘Wake up, Chicago’ moment.”McCarthy is going up against a relatively popular mayor. According to a poll by Anzalone Liszt Grove Research, Emanuel's approval rating as of January was 51 percent, compared to 40 percent who disapproved. Emanuel is seeking his third term after being President Barack Obama's first Chief of Staff in the White House. While McCarthy has made it clear that he is not running as revenge against Emanuel, he contends his firing was unjust."While I am very emotional, that’s not my motivation here,” he told the Tribune. “Why would I possibly take on turning around one of the largest American cities in the right direction? Because I’m annoyed? No. I’m doing it out of a sense of obligation as a public servant and that’s what motivates me.”He added that homicide levels dropped to their lowest levels since the 1960s while he was superintendent, but Emanuel's treatment toward police has played a factor in the city's rising homicide count.  2151

Federal student loan borrowers haven’t had to make payments since March. But without continued government intervention, those unable to pay can expect long waits for help come October when bills are scheduled to restart.Automatic, interest-free forbearance provided by the first coronavirus relief package was not extended by the Health, Economic Assistance, Liability Protection and Schools Act proposed by Senate Republicans. There’s no additional relief for student loan borrowers in the proposal.While that legislation could still change, your best safeguard if your job or finances are shaky is to act now.“It’s a disaster waiting to happen,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.Restarting payments for tens of millions of student loan borrowers will likely lead to delinquencies and defaults, says Frotman. And there’s precedent for his assertion: Data from the Education Department in 2019 shows defaults increased when forbearances expired after natural disasters.On top of that, the number of borrowers affected by the pandemic dwarfs any previous challenge for student loan servicers.The servicing system was “never meant to handle high volatility moments; it was built to handle servicing on a normal cycle,” says Scott Buchanan, executive director of Student Loan Servicer Alliance, a nonprofit trade association representing student loan servicers. Buchanan urges borrowers to contact their servicers today for guidance.You don’t have to wait for congressional approval to take control. If you don’t think you can handle your monthly payments, an income-driven repayment plan is your best option to avoid default. Here’s why you should enroll now and what your other choices are.Opt for income-driven repaymentFederal loan borrowers can — and should — apply now for income-driven repayment. Each of the four plans available will cap payments at a percentage of your income and extend repayment to 20 or 25 years, with any remaining balance forgiven at the end.The most broadly available plan, Revised Pay As You Earn, or REPAYE, caps payments at 10% of discretionary income. If you have no income, or your income is at or below the poverty line, your payments would be zero.It’s vital to enroll as soon as possible. Many student loan borrowers who are out of work may apply for income-driven repayment all at once, which is likely to overwhelm the servicers. You’re more likely to get your application approved sooner if you apply now.“This is the moment for you to reach out and call us so we can talk specifically about your situation,” says Buchanan.He adds that servicers are planning outreach to borrowers in the coming weeks. In the meantime, they’re internally discussing increased staffing to meet an influx of demand from student loan borrowers.Recertify your existing income-driven repayment planFederal loan borrowers already enrolled in income-driven repayment must recertify their income each year or revert to a standard repayment plan.If you’ve had a change in income, now is a good time to update the amount with your servicer. Recertification will make sure your payments are updated and affordable.The fastest way to recertify your plan is at studentaid.gov, but a paper form is also available.Request another payment pause — this time with interestYour alternate option is to pause payments through forbearance or an unemployment deferment. Neither is quite like the payment pause you currently have — you have to request it, and interest will likely accrue during the entire pause and increase the total you owe. To prevent this, you can ask to make interest-only payments during these periods.An unemployment deferment allows you to postpone repayment for up to 36 months. You must be receiving unemployment benefits or working part time while seeking full-time work. Only apply for an unemployment deferment if you know you’ll be out of work for a short period of time and if you can prove you have looked for a job at least six times within the last six months. Otherwise, an income-driven repayment plan is the way to go. Interest won’t accrue on subsidized loans during an unemployment deferment.A forbearance is a last-ditch effort to avoid student loan default, which could lead to your wages being garnished or your tax refund being seized. Interest will accrue on all your loans and be added to your balance at the end. Only use forbearance if you can’t pay your loans, you plan to restart repayment soon and you won’t qualify for an unemployment deferment. You can request a forbearance with your servicer.Ask your private lender about hardship optionsPrivate student loan borrowers were left out of the original Coronavirus Aid, Relief, and Economic Security Act as well as the HEALS Act.But private lenders usually offer student loan forbearance or can temporarily lower your payments, though these options are far less generous than federal ones. Private lenders are also making relief options available temporarily to borrowers facing financial challenges. Options like additional temporary forbearance periods won’t count against existing limits.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondEmergency Financial Aid for College Students: What Are Your Options?Don’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 5475

FREDERICK, Colo. – A chance encounter between a Firestone man and the mourning father of Shanann Watts Wednesday night has led to a new effort to repurpose many of the stuffed animals left at a memorial at the Watts home for other grieving families.Trent John and his son were driving through the neighborhood in Frederick where Shanann lived with her two daughters Wednesday evening when they stopped by the home and noticed Shanann’s father, Frank Rzucek, and brother, Frank Rzucek, Jr., out in the home’s driveway.John said he immediately recognized them and decided to get out of the car and introduce himself.“I said, ‘Hey, I’ve been in law enforcement for a long time and I know these teddy bears are going to get donated to somewhere,’” John said on Friday. “’Would it be OK with you if I took them and with the smaller ones, I gave them back to police departments to hand out, and then take the bigger ones and turn them into some kind of a blanket or something that we could distribute to fire departments and police departments here locally and across the nation?’”He said his offer was met “with some tears and a lot of appreciation” by the Rzuceks.“I gave her father a hug and we shed some tears and shook each other’s’ hands,” John said. “Now we’re going to get to work.”So on Thursday, John and some neighbors who were taking the memorial down filled up his Suburban with some of the leftover teddy bears and other stuffed animals. He says he’s coordinated with about a dozen friends who know how to sew and says that they’re drafting plans for the blankets.John said he’s hoping to find out the favorite colors of the Watts girls, Bella and Celeste, to “design something in honor of them.”“I think that service is a great way to mourn with those that need comfort, so that’s what we’re going to try to do,” he said.He said the smaller stuffed animals would be cleaned and donated to local police and fire departments, who can in turn give them to kids in crisis situations. The others will be turned into blankets and other items. John said he would be setting up a private Facebook page to ask for fleece donations and other items necessary in coming days.“I hope we can take that and share that love in moments of crisis in someone else’s life,” he said.John believes that something put him and the Rzuceks in the same place at the same time earlier this week for a reason.“What’s the chances of my day and his day aligning right then and there? I actually do think God say, ‘Hey, you know, here’s someone who has a big heart and can put people together and get something done that’s beautiful and helpful.’” John said. “Looking back on the moment I met [Shanann’s] father, I think it was just an alignment of a grieving family and someone who is very involved in the community, and our paths just happened to cross.”And he hopes that his small gesture is supported by others in Colorado and across the community who have tried to support Shanann’s family.“As human beings there’s no way to grasp what happened here,” John said. “But we do know how to come together, we do know how to love each other and we do know how to lift up the hands of those that are in mourning.”Rzucek himself responded to a Facebook post made by John discussing the encounter: “Thank you Shanann would want to give back to people who need god bless you all thank you Frank”. 3377