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After Senate Bill 1421 went into effect on January 1, 2019, California law enforcement agencies are required to make internal reports for officer-involved shootings and major uses of force, officer dishonesty and confirmed cases of sexual assault available to the public. The 10News database contains files released by the following law enforcement agencies in San Diego County:Carlsbad Police DepartmentChula Vista Police DepartmentCoronado Police DepartmentEl Cajon Police DepartmentEscondido Police DepartmentNational City Police DepartmentLa Mesa Police DepartmentOceanside Police DepartmentSan Diego Harbor Police DepartmentSan Diego Police DepartmentSan Diego County Sheriff’s OfficeSan Diego Unified School District Police DepartmentThis project is focusing on documents related to incidents that have occurred between 2009 and 2019. There may be some documents related to earlier cases included based on their content and those parties involved. We will be continuing to upload documents to this database as they are released.All of the information in this database has been gathered from the police reports or investigation files made public by the law enforcement organization. The information has been summarized and entered based on the following:The race or sex of the individual involved was entered as it was reported by the police agency.The reports did not include information about the race or sex of the law enforcement officer, so this information is not included in the database.The officers involved listed in the database as being involved in the incidents are those listed as the “reporting officer” on the released reports.When classifying “use of force,” we selected all forms of force used as reported in the report or investigative file.The summary of the incident was written by KGTV journalists who reviewed all documents in the case. Not all details are included in the summary. Some of the materials released (including photos, videos, audio files and the reports themselves) can be graphic in nature. We have added notes to files that contain content that may be disturbing or graphic in nature. Please proceed with caution when viewing these materials.If you have any questions about how this database was put together please contact Lynn Walsh at team10@10news.com.Our reporting on these cases and the investigatory process is more complete with your feedback. We encourage you to fill out this form about the Transparency Project if you see any common threads between cases, have more information about a particular case or have questions about how the law enforcement agencies investigate these cases.This project has been supported by the Solutions Journalism Network, a nonprofit organization dedicated to rigorous and compelling reporting about responses to social problems. To learn more about their work and approach to storytelling, click here . 2898
About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

About 40,000 workers in the airline industry are facing layoffs on Thursday unless Congress comes up with another aid package. Many are worried about how they'll pay for rents, mortgages and food, or for health insurance. A clause in the billion aid package to airlines at the beginning of the coronavirus pandemic prevented them from laying off workers. But that clause expires on Thursday. Some workers are holding out hope that another agreement can still be reached. Congress has been considering a second round of airline aid for weeks, but it’s hung up in the debate over a larger national relief package. 623
A young boy who was abandoned at a Goodwill drop-off in Mississippi is now with Child Protective Services and police have at least one suspect in custody.Southaven police posted on social media Monday about the boy, who they believe is about 2 years old. They told WREG he had a change of clothes, some food and a note written on a paper towel that read, “child abandoned … no phone number for mom.”Southaven is just south of Memphis across the Mississippi border.The boy was unable to give his name or the names of any parents or relatives to officers, and they posted to social media asking the public for help identifying any relative or possible suspects.Later Monday afternoon, police said they received numerous tips in addition to surveillance video."Southaven Police received numerous tips, and with the assistance of F.B.I. offices in both Mississippi, and Tennessee, along with the Shelby County Sheriff’s Department a suspect related to this case was taken into custody in Memphis at approximately 15:30 hours. At this time the investigation is still on going, no suspect information or charges are being released," they posted on Facebook. “Chief Moore would like to thank all of the citizens who showed concern for the child, rest assured he is well, and being taken care of and will be re-united with family when CPS determines this is proper,” police added later on Facebook. 1398
ALPINE, Calif (KGTV) - An East County woman is recounting the "breathless" moment after she looked in her truck engine and saw a very large rattlesnake.In the backyard of a home along Foss Road sits a 1978 Chevy half-ton truck, Jules Piatek's first-ever vehicle. "I love my truck. I tell my kids if I die, just bury me in my truck," said Piatek.RELATED: 6-foot-long rattlesnake found in Santee after nearly attacking dogShe's not alone when it comes to loving the truck. Last week, just past 10 a.m., she stood in her yard and saw it."Glanced to my left and just caught a glimpse of the snake in my engine," said Piatek.When Piatek took a closer look, she saw it's head and then the rest of it, coiled up near the starter."Oh, hell no! I don't want that snake anywhere near me. He was way too big and way too fat," said Piatek.RELATED: What to do in the event of a rattlesnake bitePiatek backed away slowly."When you see it, you really start to panic. Holy crap, what is it going to do?" said Piatek.What Piatek did manage to do was take a few photos, before calling up professional snake wrangler Tom Minga. He arrived and used snake tongs to remove it from the engine."It was shady, just in there just hanging out," said Minga.Minga says it was a Southern Pacific, the most common local rattlesnake and about 4-feet long. It's hardly the first oversized rattler of the season. Minga just caught another one a few homes down.A few days ago, 10News reported on the discovery of a 6-foot-long Red Diamond rattler that surprised a woman and her little dog in a Santee backyard.Minga says the giant sizes mean despite the lack of rain this winter, food remains aplenty and the snakes should continue to be an active snake season. He added that he will relocate the rattlesnake somewhere in the backcountry. 1837
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