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SACRAMENTO, Calif. (AP) — Californians who lost their home insurance because of the threat of wildfires will be able to buy comprehensive policies next year through a state-mandated plan under an order issued Thursday by the state insurance commissioner.As wildfires threaten the state, insurance companies have been dropping many homeowners who live in fire-prone areas.Most of those people turn to the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to issue policies to people who can’t buy them through no fault of their own.But FAIR Plan policies are limited, offering coverage for fires, explosions and limited smoke damage.California Insurance Commissioner Ricardo Lara on Thursday ordered the plan to begin selling comprehensive policies by June 1 to cover lots of other problems, including theft, water damage, falling objects and liability.Lara also ordered the plan to double homeowners’ coverage limits to million by April 1.“You have people that now are being sent to the FAIR Plan and they have no other alternative. They won’t even get a call back from an insurance company to offer them a quote,” Lara said.The FAIR Plan has been around since 1968. It is not funded by tax dollars. Instead, all property and casualty insurance companies doing business in California must contribute to the plan.Known as the “insurer of last resort,” the plan has been growing in recent years as wildfires have become bigger and more frequent because of climate change. FAIR Plan policies in fire-prone areas have grown an average of nearly 8% each year since 2016, according to the Department of Insurance.Likewise, since 2015 insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data comes from the state, and it does not include information on how many people were able to find coverage elsewhere or at what price.The FAIR Plan is governed by a board of directors appointed by various government officials. Lara says he has the authority to reject its operating plan. On Thursday, he ordered it to submit a new plan within 30 days that includes an option for comprehensive policies and other changes.California FAIR Plan Association President Anneliese Jivan did not respond to an email seeking comment.It’s unknown how much the plan’s new policies will cost. But rates for FAIR Plan policies are supposed to break even. The insurance industry must cover any losses. And if the plan generates a profit, that money is given back to insurance companies.FAIR Plan policies have been limited because, in general, the insurance industry doesn’t want state-mandated plans to compete with private insurance plans. But Amy Bach, executive director of United Policyholders — a nonprofit advocating for consumers in the insurance industry — says her group is “hearing from panicked consumers daily.”“If (insurance companies) don’t like it, the solution really is to start doing their job and selling insurance again,” she said. “This is an untenable situation.” 3083
SACRAMENTO, Calif. (AP) — California is moving to eliminate what state legislators call an outdated Wild West law requiring that citizens help police upon demand.Lawmakers on Thursday sent Gov. Gavin Newsom a measure eliminating the California Posse Comitatus Act of 1872.The nearly 150-year-old law makes it a misdemeanor with a fine of up to ,000 for failing to help police make an arrest or catch a fleeing suspect.Democratic Sen. Bob Hertzberg of Van Nuys says his interns initially proposed eliminating a law that he says "belongs in the history books, not the law books."Democratic Assemblywoman Sydney Kamlager-Dove of Los Angeles says it was also used to help apprehend runaway slaves.She calls it "a visage of a bygone era" now that California has plenty of professionals to catch criminals. 810

SACRAMENTO, Calif. (AP) — A spokesman says one of California Gov. Gavin Newsom’s children may have been exposed to the coronavirus at school and is in quarantine. Nathan Click says the child began a 14-day quarantine after the family was told a classmate at the private school in Sacramento had tested positive for COVID-19. He says the family is following state protocols, and the governor, his wife and four children have all tested negative for the virus. Newsom said last month that his children had returned to their school, sparking criticism even as millions of public schoolchildren continue to study through distance learning. 643
SACRAMENTO, Calif. (AP) — Democratic Gov. Jerry Brown helped his party become dominant in California politics during his eight years leading the nation's most populous state, and less than a month before leaving office, he is predicting it will be difficult for his successor to control Democrats' hunger for more spending and rules.The leader of California Democrats has kept lawmakers in check by limiting spending on social programs in favor of saving it to protect against a future economic downtown. He sometimes butted heads with legislative leaders, warning spending too much now could hurt taxpayers or require budget cuts later.Democrats hold all statewide offices and expanded their supermajority in the Legislature last month, allowing them to approve tax hikes and virtually any law without Republican support."I'd say we're in for contentious times and for too many rules, too many constricting mandates and probably too much spending," Brown told The Associated Press in an interview Tuesday.He said Gov.-elect Gavin Newsom may have a hard time keeping fellow Democrats in check because "he's got to please some of these groups enough of the time to still be viable as a political leader."In the interview, Brown, 80, called for more blunt discussions about the danger of wildfires to force officials and residents to act, pushed back against critics who say he's too friendly to oil companies, and chided world leaders for failing to tackle climate change with urgency.He leaves office Jan. 7 after wrapping up a record four terms, first from 1975 to 1983 and again since 2011.The governor's comments on Democratic priorities reflect the more frugal attitude he brought to Sacramento. He entered office with a billion deficit and leaves a nearly billion rainy day fund and a surplus.Brown, however, has backed his own expensive plans. He used Democratic majorities to pass a controversial gas tax increase for road maintenance and has steadfastly defended a billion project to build a high-speed rail line between Los Angeles and San Francisco that's seen repeated delays and cost overruns.While he warned against overspending, he said he expected dissonant voices among the Democratic majority — a result of what he called the party's greater diversity of people and ideas. Republicans, he said, hold a "slavish adherence" to a limited agenda and President Donald Trump.Brown is leaving office on the heels of the deadliest U.S. wildfire in a century. Flames tore through the town of Paradise last month, killing at least 86 people and destroying 14,000 homes. He's blamed climate change for more destructive blazes in recent years and warned things will worsen.The governor called the need to limit building in areas at high risk for wildfires "obvious" but said it's "politically painful" to implement when people want to rebuild their homes and developers see opportunities.People who choose to live in high-risk areas need to plan escape routes, build cellars and manage vegetation, he said. And the state must provide more information about the true danger of wildfires, he said."I don't think governments lay out for people the stark warning: You may die in this particular environment," Brown said.Wildfires offer Brown an opportunity to call for swifter action against climate change, which is making California drier and more prone to flames. He's urged action beyond California, working with the U.N., creating a global coalition to reduce climate emissions and holding meetings in China and Russia.He's working on a climate-focused partnership between the University of California system and Tsinghau University in Beijing he can dive in to when he leaves office, he said. His spokesman Evan Westrup declined to provide more details.Critics say Brown has a blind spot when it comes to oil because he keeps allowing drilling permits and new wells. Brown scoffs at the claims, saying the state's overall oil production has dropped steadily since the 1980s. He says simply stopping it won't halt demand. He's pushed to make electric vehicles more accessible and worked to improve public transit."The problem is burning oil, consuming it," he said. "The only way you stop that is electric cars, land use so you don't have to travel so far and other forms of reducing carbon emissions."He said climate change advocates still must be careful to not overplay their hand. He pointed to a planned fuel tax in France that led to violent protests. French President Emmanuel Macron early this month backed down on the tax, which critics said would hurt the working class.Brown said Macron didn't add enough rebates or tax credits to cushion the blow for low-income people."You have to get the right idea, you have to be careful and nuanced and then you have to be very skillful in the execution, and you can fail in many different ways," Brown said.In a common theme, he ended the interview with a global wake-up call."The threat of nuclear annihilation and climate change on a permanent basis looms, and therefore it is time for new leaders to rise up and make the case and mobilize the people for what needs to be done," he said. "What needs to be done is unprecedented, and therein lies the dilemma." 5238
RIVERSIDE, Calif. (KGTV) -- One of the California Highway Patrol officers wounded during a shootout in Riverside Monday evening died and two others remain hospitalized Tuesday, according to the CHP.According to Riverside authorities, the shooting happened around 5:35 p.m. on the 215 Freeway near Box Springs Boulevard and Eastridge Avenue. CHP officer Andre Moye stopped the suspect driving a GMC pickup truck and then decided to impound the vehicle, officials said.RELATED: Cellphone video captures deadly officer-involved shooting in RiversideAs he was calling for a tow truck and filling out paperwork, the suspect entered the truck, grabbed a rifle and fired it at the officer, police say. Officer Moye was able to broadcast an "officer needs assistance" call.Of the first three officers on scene, two of them were immediately engaged, both of them were struck during a gun fire exchange, authorities said.One of them received major injuries to his leg and was taken to the hospital in critical condition. By Tuesday afternoon, “he was conscious and talking, in good spirits," said CHP Inland Chief Bill Dance.The other CHP officer received minor injuries to his leg.The suspect was killed in a shootout with a fourth CHP officer.Officer Moye was transported to Riverside County Medical Center in Moreno Valley and was pronounced dead, authorities said.“This incident shows just how dangerous the job of the California Highway Patrol and law enforcement is in general," said Dance.A "large contingent of security" was established at the hospital out of an "abundance of caution," said Riverside County Sheriff Chad Bianco.Tuesday, investigators continued the lengthy task of looking for evidence on the side of the 215 freeway."It was a long and horrific gun battle," said Riverside Police Chief Sergio Diaz. "And it resulted in a very extensive crime scene."In addition to the three CHP officers who were shot, police said a witness may have also been hit with something, but it doesn't appear to be gunfire. Video from the scene shows bullet holes in the front windshields of two CHP cars. During a news conference Tuesday, Diaz identified the gun used by the suspect only as a rifle, saying it had not yet been processed.KABC is reporting that family members of the suspected gunman identified him as Aaron Luther, a father of two from Beaumont in his late 40s.Watch the news conference in the player below: 2424
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