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Fifty thousand well-paid jobs, a billion investment, winning the affection of perhaps America's most dynamic and fast-growing company: Why wouldn't a city go all out to win Amazon's second headquarters?A few reasons, actually. And as a fight over taxes in Amazon's home city of Seattle comes to a head, some of the contenders are starting to worry about the potential side effects that could come with it.The dispute in Seattle has arisen from the rapid escalation in housing prices and a resulting surge in homelessness, due in no small part to the influx of highly paid workers employed by Amazon and other area tech companies. To help alleviate its shortage of affordable housing, several city council members proposed a?26-cent tax for each working hour at companies with more than million in annual revenue — the largest impact of which would fall on Amazon, with its 45,000 local employees.Amazon took exception to the proposal, saying that it would pause construction planning on a new skyscraper downtown and might sublease space in another that's already being built.Although Amazon has taken some steps to help ease the city's homelessness problem, such as donating space to shelter 200 homeless people in one of its new buildings and additional million to a city-managed fund for affordable housing, the measure's backers took Amazon's move as an ominous sign."Obviously Amazon can afford to pay the 26 cents," says Seattle Councilmember Mike O'Brien, who supports the tax. "It's really a question of, do they feel loved? And they're offended. They're like, 'you don't recognize all the good stuff we do in the community and we get blamed for all the bad stuff. We want to go somewhere that's more generous to us, and we're pissed.'"The council members' vote on the tax is scheduled for Monday.Amazon declined to comment for this story.Now, Amazon's resistance has others wondering how the company could help blunt a Seattle-style affordability problem in the city it chooses for its HQ2 — or whether it would.In the shortlisted city of Dallas, for example, a 50,000-person outpost would make Amazon by far the city's largest private-sector employer. The metro area is already expanding fast, having added 86,000 jobs in 2017, led by the energy and financial services industries. Housing prices have already been escalating rapidly, as builders struggle to keep up with a hot job market, and city council member Phil Kingston worries that pouring on more growth without proper planning could make life difficult for current residents."It is entirely possible to have booming economic development that fundamentally doesn't benefit its host city," Kingston says.To head off an even worse housing crunch, Kingston would like to see Amazon build a campus with space for both retail and housing, and invest its own money in affordable housing in other parts of the city. The company has been meeting with nonprofits in its potential HQ2 host cities to discuss how it could help avoid displacing longtime residents.However, the spat in Seattle makes Kingston worry about Amazon's willingness to play cities off one another in order to avoid taking responsibility for the consequences of its rapid growth in the future."If you sleep with someone who's cheating on a spouse," Kingston jokes, "you already know for a fact that person is capable of cheating."Cities do have many tools at their disposal to cushion the impact of an influx of high-income newcomers on lower-income residents.Barry Bluestone, a professor specializing in urban economic development at Northeastern University in Boston, cautions against imposing per-employee taxes, like Seattle is proposing. Instead, he says, cities should rely on personal income and property taxes, which are less likely to repel businesses or keep them from growing."Seattle and Boston share a lot in common because we've been able to take advantage of new industries," Bluestone says. "The downside is, if you don't build more housing, prices go through the roof. The answer is not to constrain demand, but increase the supply of housing."In Boston, another Amazon HQ2 contender, Bluestone is pitching high-density developments aimed at millennials and empty-nesters who are downsizing. Large employers and educational institutions, he says, would then jointly hold the master lease to these buildings with the developers and sublease the units to employees or students. Absorbing those newer residents into apartment or condo buildings could take the pressure off the city's older housing stock that's more suitable for families.That type of development would be easier in many cities — particularly places like San Francisco and Washington D.C. — if they eased zoning restrictions on building height, unit size, and parking.But still, building low-income housing may never be profitable without subsidies, and extra tax revenue to finance it can be hard to find. Many cities, including Seattle and HQ2 hopefuls Dallas, Austin and Miami, are forbidden by state law from imposing any income taxes. Others have capped property or sales taxes.That's why some groups have taken the position that their cities shouldn't be pursuing Amazon at all, whether it asks for tax breaks or not. Monica Kamen, co-director of the 60-organization Fair Budget Coalition in Washington, D.C., thinks the city should prioritize smaller businesses and community-based entrepreneurship instead."The kind of development we're hoping to see is hyper-local, looking at the folks who need jobs most in our community," Kamen says. "We don't really need more giant corporations coming here to jump-start economic development."The hesitance among some to welcome Amazon comes from a recognition that for cities, growth is not an absolute win. It comes with challenges that, if not met, can decrease the quality of life for those who live there.That's why some backers of the Seattle measure say it might not be a bad thing if Amazon sent some of its jobs elsewhere, as it's already been doing. To Mike O'Brien, Seattle could slow down a bit and still have an incredibly healthy economy — maybe even one that allows other businesses to grow faster, if Amazon weren't sucking up all the available tech talent and downtown office space.But he has one warning for Amazon's prospective new hometowns: Don't wait until homeless encampments crowd the underpasses before doing something about housing."When they start growing at thousands of jobs a month, it's too late," O'Brien says. "So you need to tell Amazon, we need to know exactly what you're going to do, and we need a commitment up front."  6710

Financial fallout from the pandemic is hitting millennials hard — and many will soon turn to their parents for help, if they haven’t already.Before parents ride to the rescue, financial planners urge them to map out a strategy that doesn’t just plug a short-term need but also makes sense in the long run.“Often the heartstrings will get pulled — ‘I really have to help them!’— but it can be detrimental to the parent,” says certified financial planner Jeffrey L. Corliss of Westport, Connecticut.(Of course, financial aid can flow the other way, as many millennials help support their parents. I’m addressing parents here, but most of the advice applies to kids helping their folks as well.)Millennials losing jobs, incomeEven before the pandemic, millennials had lower median incomes, far more debt and a much smaller slice of the nation’s wealth than boomers had at the same age. Millennials — usually defined as those ages 24 to 39 — are more likely than older generations to have lost jobs or household income because of the pandemic, various surveys show.“I’ve already seen clients coming in, worried about their kids,” says CFP Deborah Badillo of Miami. “‘They’re going to lose the house! What can I do to help them?’”Have them explore alternativesEncourage your kids to take full advantage of available financial help before extending yours, Badillo says. They may not know, for example, that unemployment benefits have been dramatically expanded because of the pandemic. Weekly payments are higher and are available to people who normally wouldn’t qualify, including gig workers, the self-employed and people whose hours have been reduced.In addition, there are many more options for people struggling to pay debt. Most mortgages qualify for forbearance programs that allow homeowners to skip payments for up to a year. Hardship programs have been added or expanded by credit card companies and other lenders. Federal student loan payments have been paused until Sept. 30, and income-driven programs can reduce payment amounts after that.Another option is a coronavirus hardship withdrawal, which allows people to tap their IRAs and 401(k)s without penalty if they were physically or financially affected by COVID-19. The withdrawals are taxable, but if the money is paid back within three years those taxes are refundable. Raiding retirement funds isn’t ideal, of course, but your kids have many more years to replenish their retirement savings than you do.Assess your own situationWhile your kids are filing for unemployment and calling their lenders, take a moment to assess your own finances. Where will the cash for your kids come from? It’s one thing to give away money you’ve been saving for a vacation, since you’re unlikely to travel soon anyway. It’s quite another to undermine your own ability to retire or handle a layoff or other setback.Some parents make a conscious decision to operate with a smaller cushion, or to delay their retirements, to help their children, says CFP Lazetta Rainey Braxton in New York. Just keep in mind that you may not get to decide when you retire. Many workers retire earlier than expected, often because of a health problem or job loss. Helping your children now could mean you have to lean on them later, Braxton says. If you’re not sure how this financial aid will impact your future finances, a consultation with a fee-only financial advisor could bring you some clarity.Set some boundariesFinancial planners typically recommend deciding how much to give, and then setting clear boundaries about when the financial help will end. That’s tricky now, of course, because no one knows how long the current economic crisis will last.But parents can still set expectations in other ways, financial planners say. If the child didn’t have an emergency fund, for example, parents can discuss the importance of saving money out of every future paycheck, so the child won’t have to rely on family help again, Braxton says.“Some parents will just put on a Band-Aid and give them money, but they really haven’t helped in terms of their financial capacity,” Braxton says.If an adult child is moving back home, Corliss suggests a written contract outlining chores and responsibilities, such as how soon they’ll be expected to move out after finding a job. A similar end date can be set for any cash the parents hand out. Corliss says the message should be clear: “We expect you to get on your feet as soon as you can.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletMortgage Relief Programs for Homeowners Hit by the Coronavirus CrisisWhat Is a Credit Card Hardship Program?Cashing Out a 401(k) Due to COVID-19? Consider These Things FirstLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4841

Former President Barack Obama is cautioning activists against using slogans like “defund the police” to achieve policy changes.Obama spoke with Peter Hamby on Snapchat’s “Good Luck America” and was responding to a question about activists who use “defund the police” as a rallying cry."If you believe, as I do, that we should be able to reform the criminal justice system so that it's not biased and treats everybody fairly, I guess you can use a snappy slogan like 'Defund The Police,' but, you know, you lost a big audience the minute you say it, which makes it a lot less likely that you're actually going to get the changes you want done," Obama said.Instead, Obama encouraged them to have a more inclusive discussion with all stakeholders.“If you instead say, 'Let's reform the police department so that everybody's being treated fairly, you know, divert young people from getting into crime, and if there was a homeless guy, can maybe we send a mental health worker there instead of an armed unit that could end up resulting in a tragedy?' Suddenly, a whole bunch of folks who might not otherwise listen to you are listening to you,” Obama said.Top elected Democrats, including president-elect Joe Biden and House Majority Whip Jim Clyburn of South Carolina, have said publicly they support changes to policing practices but warned the phrase “defund the police” -- which calls for redirecting some municipal funds from police departments toward social welfare programs -- could be harmful.Many progressives, however, including New York Rep. Alexandria Ocasio-Cortez, have often repeated the phrase.In response to Obama’s interview, Rep. Ilhan Omar, a close ally of Ocasio-Cortez, tweeted a sharp rebuke.“We lose people in the hands of police. It’s not a slogan but a policy demand. And centering the demand for equitable investments and budgets for communities across the country gets us progress and safety,” Rep. Omar’s tweet reads. 1949

FRANKFORT, Ky. -- Republican Gov. Matt Bevin has opposed Kentucky teachers' rallies for pension protection and public education funding since they began, but never quite the way he did on Friday afternoon, when he told a gaggle of reporters that the strike would directly cause children to be injured, poisoned and sexually assaulted. "I guarantee you somewhere in Kentucky today a child was sexually assaulted that was left at home because there was nobody there to watch them," he said. "I guarantee you somewhere today, a child was physically harmed or ingested poison because they were home alone because a single parent didn't have enough money to take care of them."Bevin, who hours later would see his veto of an education-boosting?state budget overriden by state lawmakers, characterized the attitudes of striking teachers as cavalier and flippant about student safety. He asserted their failure to appear would especially endanger the children of single parents who could not afford to miss a day of work.Bevin added he had seen many around the capitol "hanging out, shoes off, hanging out, smoking, hanging out, leaving trash around (and) taking the day off."Friday's teacher rally did result in the closure of at least 30 Kentucky school districts, including Erlanger-Elsemere Schools and Bellevue Independent Schools. However, officials from both Erlanger-Elsemere and Bellevue said Bevin's proposed education cuts -- not the one-day absence of teachers -- would "severely reduce" services that provide forms of childcare before and after school, including kindergarten, preschool and tutoring."If you look back to the governor's original budget, our district would stand to lose million and overall, Northern Kentucky districts would lose about million," Melanie Gleason, a teacher at Erlanger-Elsemere's Tichenor Middle School, said Friday morning.Although the teachers succeeded in protecting pensions for current workers and pressuring legislators into overriding Bevin's veto, Kentucky teachers could still face problems in the future. The pension bill passed by the Kentucky legislature moves new hires onto a hybrid pension plan and would not protect them from future changes to the system.Similar protests have occurred across the nation, with teachers rallying in Oklahoma and Arizona over low funding and pay. The demonstrations were inspired by West Virginia teachers, whose nine-day walkout after many years without raises led to a 5 percent pay hike.WCPO attempted to contact Gov. Bevin's office for clarification Friday night. No one answered the phone; Bevin's voicemail box was full. 2646

For the second and final time during the 2020 presidential race, President Donald Trump and Democratic presidential nominee Joe Biden square off on the debate stage.Current polls show Trump trailing in most national polls by a 6 to 10 percent margin and trailing in three key states that he won in 2016: Pennsylvania, Wisconsin, and Michigan — though Trump did outperform poll numbers during the 2016 election.The debate also comes amid a flood of political news out of Washington that could impact talking points.Republicans on the Senate Judiciary Committee sent Judge Amy Coney Barrett's Supreme Court nomination to the Senate floor — a significant step that could allow the Senate to confirm her nomination as soon as Monday.A day after leaving in the middle of a 60 Minutes interview, the White House scooped CBS and published the full, unedited footage online.Weekly unemployment claims dipped below 800,000 for the first time in months, though those figures remain historically high.Thursday's debate was originally slated to be the third debate between the two candidates. However, a town hall debate that was scheduled to take place on Oct. 15 was canceled after Trump declined to participate. Trump objected to the Commission on Presidential Debates announced the town hall would take place virtually due to the President's COVID-19 diagnosis.Thursday's debate will also feature a format change that requires a candidates' microphone to be turned off while his opponent is delivering his opening remarks during a given topic.Last Friday, moderator Kristen Welker announced that the following topics would be addressed Thursday night: fighting COVID-19, American families, race in America, climate change, national security, and leadership.Watch the debate live in this story beginning at 9 p.m. ET. 1816

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